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It depends on personal lifestyle.What should be the ideal no. Of credit card for a normal person?
Having usual day to day spends, normal usage and obviously during sale.
I currently have axis my zone and icici Apay CC.
Which other card I should look for??
For me😀What should be the ideal no. Of credit card for a normal person?
Having usual day to day spends, normal usage and obviously during sale.
I currently have axis my zone and icici Apay CC.
Which other card I should look for??
Enjoy your relationship with HDFC - personally would not have a credit card than have one from HDFCIt depends on personal lifestyle.
I am using HDFC CC and I personally don't care on rewards and offers credit card offers.
Instead this question ask yourself - "How you can earn more ?"
Enjoy your life - Don't fall in business trap.
Is it necessary to get a secured card?For me😀
I made categories
For Department-store
For Fuel
For Food
For Online shopping
For Wallet loading
And
One must be Secured card for CIBIL report.....
So if you are confused.....
Follow this .......🙂
Never had a secured cardIs it necessary to get a secured card?
CIBIL doesn't care for secured card..For me😀
I made categories
For Department-store
For Fuel
For Food
For Online shopping
For Wallet loading
And
One must be Secured card for CIBIL report.....
So if you are confused.....
Follow this .......🙂
Real questionshow many wives needed for a person?
Chicken > sidechicksHonestly 0
You only need sidechicks
I think.....Is it necessary to get a secured card?
What are you doing with those chickens, Sir? 🤨Chicken > sidechicks
In my tummy nowWhat are you doing with those chickens, Sir? 🤨
CIBIL doesn't care for secured card..
How many cc you hold?Never had a secured card
Actually don't care much about how tiny things affect CIBIL - it's over 780 so nothing to stress
How to get ACE?Something like SBI cashback to take care of online spending (if online spending is more than 2L then bingo)
Something like Axis Ace to cover for offline and utility (2L+ offline and utility spending then amazing)
Apay and Fk axis are not needed if you have cashback card and Ace tbh but if you want to have that niche thing that those cards offer (like extra 5% cashback on Fk card during some sales) then you can have it. I'll personally only keep Fk card if it's LTF.
You can have a fuel card if your spending is huge on fuel.
And then LTF cards from major banks for instant discounts.
So 2-3 core cards that you use regularly + LTF cards from all major banks that have the most number of offers and instant discounts.