• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

No. Of Credit card for a normal person.

I started with One, Now I have 9.
4 were pre approved. Rest I applied
No major CIBIL Score issue.
I have multiple cards just for offers and deals, because I got tired of asking for cards for some particular offers.
Interesting thing to note is that I gave my income proof for only one card. Only one. Rest all were procured without income proofs.
Still have to get few more CC's 😂
 
What should be the ideal no. Of credit card for a normal person?
Having usual day to day spends, normal usage and obviously during sale.

I currently have axis my zone and icici Apay CC.
Which other card I should look for??
2/3 card are more than enough.
for cash back on online spent - sbi cash back
for utility - airtel axis
for offline usage - axis ace
you might get an hdfc for the offer.
 
Via gpay invitation you can apply for ace
Or applying on bank website for ace(which I don't know will work or not as on several threads people are saying gpay invitation is the only way)
Is there some time gap required between applying for Axis cards, I applied for Airtel one on 13th(still waiting on the approval), I keep on getting bombarded by GPay notifications to apply for ACE. I applied for SBI CB also same time, it got approved in 1 day, will be getting it tomorrow!
 

Attachments

  • IMG_20220625_233111 (1).jpg
    IMG_20220625_233111 (1).jpg
    53.4 KB · Views: 22
Via gpay invitation you can apply for ace
Or applying on bank website for ace(which I don't know will work or not as on several threads people are saying gpay invitation is the only way)
Actually i was being semi-sarcastic with my question
Most people say get ace but can you actually get ace that easily
 
What should be the ideal no. Of credit card for a normal person?
Having usual day to day spends, normal usage and obviously during sale.

I currently have axis my zone and icici Apay CC.
Which other card I should look for??
I am also normal person, still have 11 credit cards 😂 and applying for more 😉.

it depends on your requirements.

My yearly spend is not above 1 lakh, if any mobile purchase for family members then 1.5 or max 2 lakh per year spend, still I take different banks card.

So, it is purely as per choice and requirement.
 
I started with One, Now I have 9.
4 were pre approved. Rest I applied
No major CIBIL Score issue.
I have multiple cards just for offers and deals, because I got tired of asking for cards for some particular offers.
Interesting thing to note is that I gave my income proof for only one card. Only one. Rest all were procured without income proofs.
Still have to get few more CC's 😂
Give it a break, hold on, use them respectfully, as I presume ur a responsible person. Why hold, coz there r many I. T issues. As one pan number when we put it in the personel data yr ful history, dates, n number of application submitted history comes out under IT files.I ll request u to halt for 6 to 10 mths, where u dont apply credit cards at all n also don't take the pre approved ones.Ur the best, bro n i wish u al the best
 
Is there some time gap required between applying for Axis cards, I applied for Airtel one on 13th(still waiting on the approval), I keep on getting bombarded by GPay notifications to apply for ACE. I applied for SBI CB also same time, it got approved in 1 day, will be getting it tomorrow!
Yes off cos, the application 1 gets clashed wit the rest of the applications, wch results out U to b a credit hungry person. U may or may not qualify, but yr application intervals duration increases yr chance quite high, in fact very high.Did the same once I got flipkart,I increased the limit, after 90 days, then futher after 90 days I applied casually for ace got tht easily. Total (90 +90)
 
Yes off cos, the application 1 gets clashed wit the rest of the applications, wch results out U to b a credit hungry person. U may or may not qualify, but yr application intervals duration increases yr chance quite high, in fact very high.Did the same once I got flipkart,I increased the limit, after 90 days, then futher after 90 days I applied casually for ace got tht easily. Total (90 +90)
(Independent credit limit)
 
I am also normal person, still have 11 credit cards 😂 and applying for more 😉.

it depends on your requirements.

My yearly spend is not above 1 lakh, if any mobile purchase for family members then 1.5 or max 2 lakh per year spend, still I take different banks card.

So, it is purely as per choice and requirement.
Nah I don't count you as a normal person. You are a collector/enthusiast. May I know the cards though?
 
Back
Top