Not able to get Credit Card from ICICI and SBI

[NeerajNegi]

I have all bank credit cards but I am always get rejected from SBI and ICICI. According to SBI there is block due applying many times. ICICI don't give any exact reason.


Whats the best way to get credit card of these

 

[NAB]

For ICICI, Try Amazon ICICI they are getting approved easily. If that also not working, then opening a Savings Account seems the easiest solution. They generally give pre-approved offers very easily if good amount of funds is maintained.

Same goes for SBI, many times they just give pre-approved CC to Savings Account holders.

 

[NeerajNegi]

For ICICI, Try Amazon ICICI they are getting approved easily. If that also not working, then opening a Savings Account seems the easiest solution. They generally give pre-approved offers very easily if good fund is maintained.

I tried amazon ICICI also rejcted multiple times and I already have ICICI saving account since 5-6 years. I think the problem is i took FD based card in the starting since then no pre approved offer etc and now i cancelled the fd based card but still no luck

 

[NAB]

I tried amazon ICICI also rejcted multiple times and I already have ICICI saving account since 5-6 years. I think the problem is i took FD based card in the starting since then no pre approved offer etc and now i cancelled the fd based card but still no luck

Ohh, by any chance do you have RM allocated? If yes, then try with him. They sometimes can easily get the cards approved.

 

[NeerajNegi]

Ohh, by any chance do you have RM allocated? If yes, then try with him. They sometimes can easily get the cards approved.

Yeah got a call from RM few days back when flying back to india he told me call me ill try today. But seriously with SBI and Icici A CARD IS IMORTANT FOR online shopping these two are missing from my portfolio only.

I will update you.

How about SBI?

 

[NAB]

Yeah got a call from RM few days back when flying back to india he told me call me ill try today. But seriously with SBI and Icici A CARD IS IMORTANT FOR online shopping these two are missing from my portfolio only.

I will update you.

How about SBI?

SBI is very notorious if got rejected.

Try the same savings account trick OR with direct agent. You will find many on the Airport, Metros, Malls, etc. They have kinda superpower to tweak the application and get the approval 😂

 

[NeerajNegi]

SBI is very notorious if got rejected.

Try the same savings account trick OR with direct agent. You will find many on the Airport, Metros, Malls, etc. They have kinda superpower to tweak the application and get the approval 😂

Thanks man but I have tried many things. Went to agent reject, online reject, at bank reject, Mall reject. lets see

 

[NeerajNegi]

Ohh, by any chance do you hav e RM allocated? If yes, then try with him. They sometimes can easily get the cards approved.

applied just now again rejcted

 

[NAB]

applied just now again rejcted

😟
Give it some rest, they will do hard CIBIL enquiry on each application I guess.

Had similar experience with a friend, but her got surprisingly approved after getting a call from the branch after the rejection. Make sure you don't miss any call from the branch/customer care now.

They will help you to complete the process on call.