• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Not getting Bob Credit Card , anyone wlse faced same issue?

Apply For Lifetime Free IDFC First Credit Card
N

noob69

TF Select
Bob has declined my cc application twice in last 6 months. When enquired, I was told that since I hold OneCard powered by BoB, I am not eligible.

is there any way to get bob card without closing OneCard.
 
Apply For LTF AU LIT Credit Card
Sort by date Sort by votes
noob69 said:
Bob has declined my cc application twice in last 6 months. When enquired, I was told that since I hold OneCard powered by BoB, I am not eligible.

is there any way to get bob card without closing OneCard.
Click to expand...
Really? When did they tell you this reason?

I was declined twice and I thought it might be due to financial information or APay C2C. I applied yesterday again and got 2 hard enquiries and this time I gave Amex for C2C.

I did VKYC today and status still didn't changed to inProcess.
 
Upvote 0 Downvote
emadiqbalali said:
Really? When did they tell you this reason?

I was declined twice and I thought it might be due to financial information or APay C2C. I applied yesterday again and got 2 hard enquiries and this time I gave Amex for C2C.

I did VKYC today and status still didn't changed to inProcess.
Click to expand...
Got to know when I enquired after second attempt. Both the time it got rejected after completing kyc and everything.
 
Upvote 0 Downvote
emadiqbalali said:
Really? When did they tell you this reason?

I was declined twice and I thought it might be due to financial information or APay C2C. I applied yesterday again and got 2 hard enquiries and this time I gave Amex for C2C.

I did VKYC today and status still didn't changed to inProcess.
Click to expand...
So the chance of approval decreases for Amazon card C2C?
 
Upvote 0 Downvote
emadiqbalali said:
Yes. Although it depends on their mood. The verification agent visited my office while I wasn't on my shift and tells that they are not letting him enter. He said he will come at the time of my shift and then I never heard back. This is how usually BOB is.
Click to expand...
You should have said you are working from home.
 
Upvote 0 Downvote
They confirmed the reason for rejection is that I am already a card holder. I've been the card holder everytime I applied BOB in the past i.e, three times now with six months gap.

If someone has BOB issued OneCard, please stay away from applying to other BOB cards.

Screenshot_20230325-150941.png
 
Upvote 0 Downvote
I am an Add-On Card holder of BOB under my mother's primary card BOB select.

I applied BOB Premier on 17th Feb, home +office all verification done smoothly, but the status changed to rejected on 4th March.

I mailed to reconsider my application, they replied this. Same as posted above.

I do not hold "ONE CARD" powered by any of those Federal/SBM/IDFC/BOB/SIB,

but since I hold an add-on card BOB Select (that Add-on is reflecting in my CIBIL), they declined.

I have again mailed that to approve the card, I will cancel the add-on card.
Waiting for their reply.
 

Attachments

  • IMG_20230325_162349.jpg
    IMG_20230325_162349.jpg
    125.2 KB · Views: 39
Upvote 0 Downvote
emadiqbalali said:
They confirmed the reason for rejection is that I am already a card holder. I've been the card holder everytime I applied BOB in the past i.e, three times now with six months gap.

If someone has BOB issued OneCard, please stay away from applying to other BOB cards.

View attachment 12491
Click to expand...
when they applied this condition? this is new then. I have Bob Eterna and Bob one card, both holding for more than 2 years, Eterna was upgraded from select.
 
Upvote 0 Downvote
pprakash11 said:
I am an Add-On Card holder of BOB under my mother's primary card BOB select.

I applied BOB Premier on 17th Feb, home +office all verification done smoothly, but the status changed to rejected on 4th March.

I mailed to reconsider my application, they replied this. Same as posted above.

I do not hold "ONE CARD" powered by any of those Federal/SBM/IDFC/BOB/SIB,

but since I hold an add-on card BOB Select (that Add-on is reflecting in my CIBIL), they declined.

I have again mailed that to approve the card, I will cancel the add-on card.
Waiting for their reply.
Click to expand...
never take an add-on card just for collection unless it is really required.
 
Upvote 0 Downvote
You must log in or register to reply here.
Back
Top