Devaluation Notification of upcoming changes to IndusInd Debit Card Features and Benefits

[Optimiser007]

this is always in a bubble and no bank "officially" allowed or provide reward points for cc bill payments. as long as it works you need to take advantage but as said bubble can burst anytime and prepare for alternative.

Do not recommend to open "salary account" just to get reward points for "cc bill payments". Moreover, its cumulatively 0.93% that means need to spend 1L every month to get that rate. If you spend only 50k as bill payments you might get only 0.5% and also with Indus we never know when the points credited.

So, 0.5% reward rate not worth the hassle to open "salary account", IMO. Open account only if you like that product or branch people otherwise even credit cards in Indus not much value and doesn't required salary account to use them.

Absolutely agreed, any idea what would be the charges on signature debit card with normal savings account? Any other alternative debit cards (of other banks too in case) u would suggest for cc bills? Currently using sbi debit card with 0.25% meagre reward rate

 

[helloworld]

Absolutely agreed, any idea what would be the charges on signature debit card with normal savings account? Any other alternative debit cards (of other banks too in case) u would suggest for cc bills? Currently using sbi debit card with 0.25% meagre reward rate

Thread 'Latest working methods to pay credit card bill from debit cards'

Apr 23, 2024

Valid as on 17th Sep 2024. I will keep on updating here and on https://x.com/sm98119

1a) RBL signature + dc: Pay using sbi unipay. 1% cashback for cc bill payment upto 1000rs pm. Extra 5,000 Rs voucher if spend of 5L or more in a year. Fees 5.9k issuance (get 5k voucher) and 1.8k annual (waived off on 3L spends). Can open multiple accounts with same pan to get multiple dc.

1b) RBL Enterprise dc: Pay using sbi unipay. 5% cb on paying cc bills upto 1k monthly. 9k vouchers if spend of 15L in an year. Fees of 2.2k annual. On joining, 8.9k fees and you get 8.5k...

• sm9811911
• bill cashback credit card credit card bill hdfc bank hdfc credit card hdfc debit card pay
• Replies: 3,503
• Forum: Debit Card

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[harsha1]

So now no use of Exclusive Account opening with Pinnacle CC linking , ( except forex charges )

Or still Exclusive is beneficial ? 0AMB?

 

[Optimiser007]

So now no use of Exclusive Account opening with Pinnacle CC linking , ( except forex charges )

Or still Exclusive is beneficial ? 0AMB?

Looking majorly for debit card rewards on cc bills

 

[sarcasm99]

I have 5000 points in select visa platinum dc ... What's the best way to redeem it? Should I cash it? Also have most of the CCs with 5-10% cb on fk amz etc so what will be beneficial ...Didn't find any thread related to it please share..

 

[helloworld]

So now no use of Exclusive Account opening with Pinnacle CC linking , ( except forex charges )

Or still Exclusive is beneficial ? 0AMB?

nothing changed except swiggy and bb offers. anything you're looking particularly?

 

[helloworld]

I have 5000 points in select visa platinum dc ... What's the best way to redeem it? Should I cash it?

cash it.

Also have most of the CCs with 5-10% cb on fk amz etc so what will be beneficial ...Didn't find any thread related to it please share..

not getting, could you elaborate your query because 5000 dc points and 5-10% cc cb not related, so need more information on what you're looking?