Devaluation Now minimum spends required for lounge access on rupay debit cards too wef 01/01/2025

[Sup]

Bro, NPCI ne Rupay CC ke liye laya tha and effective date same hai

I too received this message

 

[TakeNoFineOh]

@Abhishek012bhai Jhoomo Naachoo 🤣

 

[mail2jampa]

Can Any one share the original NPCI circular, I searched and got one but when I read it, It only mentioend for RUPAY CREDIT CARDS, not for any debit cards.
But out of all banks only BOB sent intimation to Rupay debit carda holders.

Need the original circular .

 

[TechnoFi]

Can Any one share the original NPCI circular, I searched and got one but when I read it, It only mentioend for RUPAY CREDIT CARDS, not for any debit cards.
But out of all banks only BOB sent intimation to Rupay debit carda holders.

Need the original circular .

NPCI given them a formula/hint so kindly wait, All banks may follow this strategy in near future for rupay debit cards.

 

[mail2jampa]

Can Any one share the original NPCI circular, I searched and got one but when I read it, It only mentioend for RUPAY CREDIT CARDS, not for any debit cards.
But out of all banks only BOB sent intimation to Rupay debit carda holders.

Need the original circular .

Its only for credit card
Not for debit card

 

[mail2jampa]

NPCI given them a formula/hint so kindly wait, All banks may follow this strategy in near future for rupay debit cards.

What is formula and hint bro??

It is circular, what to do, only that things only to be done by banks.
IT mentioned only rupay credir card holders, not any debit card holders.

 

[TechnoFi]

What is formula and hint bro??

It is circular, what to do, only that things only to be done by banks.
IT mentioned only rupay credir card holders, not any debit card holders.

All banks are free to make their own policy. NPCI released a circular for rupay credit cards but banks like bob received a hint/idea from that circular.
Then they changed their own policy & implemented it also on their rupay debit cards.
That's why l'm saying wait a little, in future All banks may follow this strategy.

 

[mail2jampa]

All banks are free to make their own policy. NPCI released a circular for rupay credit cards but banks like bob received a hint/idea from that circular.
Then they changed their own policy & implemented it also on their rupay debit cards.
That's why l'm saying wait a little, in future All banks may follow this strategy.

banks cant deviate and make their own policy on Rupay platform linked cards , because they have to follow circulars of NPCI
since they are not following recently in sep NPCI made a circular indirectly warning them,

even BOB changed spend criteria , the Debit card will work for Lounge access bcz
RUPAY debit cards until now banks has nothing to do except the status of card flag from bank by debiting 2/-, it is by PINE LABS

 

[HumorSimpson]

 

[desiviru]

All these are being done with lounge access because of the rush that is thronged everyday at Airports by freeloaders. This will help bank reduce it and then lounge operators too but till CC payments with DC are alive it can be achieved easily.

Indirectly they want people to spend more and more. Just like cashback offers where people end up buying stuff they never need. Money rotators with CC don't need to worry.

 

[desiviru]

banks cant deviate and make their own policy on Rupay platform linked cards , because they have to follow circulars of NPCI
since they are not following recently in sep NPCI made a circular indirectly warning them,

even BOB changed spend criteria , the Debit card will work for Lounge access bcz
RUPAY debit cards until now banks has nothing to do except the status of card flag from bank by debiting 2/-, it is by PINE LABS

The bills for lounge access are paid/settled by banks. So they have the right to say in this. 🙂

 

[hedgehog2122]

A very welcoming news for premium card holders.

 

[mail2jampa]

All these are being done with lounge access because of the rush that is thronged everyday at Airports by freeloaders. This will help bank reduce it and then lounge operators too but till CC payments with DC are alive it can be achieved easily.

Indirectly they want people to spend more and more. Just like cashback offers where people end up buying stuff they never need. Money rotators with CC don't need to worry.

true bro

The bills for lounge access are paid/settled by banks. So they have the right to say in this. 🙂

no they dont, benefits given to Rupay holders are guided only by the NPCI guidelines and their circulars, ALL banks are to adhere that, no deviation allowed.
that why after oct rqst from banks, the NPCI taken this decision on Credit Rupay cards
you can see circular, They had clearly written only for Rupay credit cards
thats why NPCI said all banks to follow a mechanism to monitor the same RBMS in Sep

But your version is also true because , banks doing below which is against NPCI

why because, in some credit cards belongs to RUPAY PLATINUM and above (Both credit & Debit ) , as per general way if you swipe the card near LOunge , you will have lounge even bank haven't mentioned it in features or benefits of card , but banks find their own that they are decling the Transaction of PINE LABS,
so after several complaints from people like us and through RTI came to know that banks cannot do this.
so after several years NPCI taken this RBMS decision
but banks still haven't satisfied, after they requested in October , NPCI launched this new Rule ON CREDIT CARDS, however NPCI havent agreed this on Debit cards,

but in future on debit cards also it will ffff uppp