ONE CARD APP QUERY

[Bob78900]

Applied for one card and got a successful approval. There is an Option in the app which i am not able to understand if anyone can explain me please.
See in one card status option it is enabled can anyone tell me why should i left it enable or should i disable it.? Also when i clicking on pos transaction it is saying that this control is currently unavailable.
Please anyone can share their Screenshot of this section. And explain me

 

[ashwinkashwink is verified member.]

Applied for one card and got a successful approval. There is an Option in the app which i am not able to understand if anyone can explain me please.
See in one card status option it is enabled can anyone tell me why should i left it enable or should i disable it.? Also when i clicking on pos transaction it is saying that this control is currently unavailable.
Please anyone can share their Screenshot of this section. And explain me

Since you haven't received your physical card pos not enabled probably

 

[Bob78900]

Since you haven't received your physical card pos not enabled probably

Yes not received the card yet.

 

[AllSeeker]

When not in use keep it disabled, enable only when you actually want to transact.

This is like master setting of some other credit cards, which allows you to enable and disable cc with just one click.

Do keep in mind that enabling this would only enable the options you have enabled in settings yourself. Think of it like light main switch, whenever operated things which you have switch on for will operate and when not it will not pass current at all.

 

[Bob78900]

Since you haven't received your physical card pos not enabled probably

But what is one card status option why it is enabled i guess i should be disabled?

 

[Bob78900]

When not in use keep it disabled, enable only when you actually want to transact.

This is like master setting of some other credit cards, which allows you to enable and disable cc with just one click.

Do keep in mind that enabling this would only enable the options you have enabled in settings yourself. Think of it like light main switch, whenever operated things which you have switch on for will operate and when not it will not pass current at all.

So i have to keep the One card status option enable to do successful transaction??

 

[Bob78900]

Guys also tell me my billing cycle is 18th of every month how can i change it to my desired date?

 

[AllSeeker]

So i have to keep the One card status option enable to do successful transaction??

Yes. This is a good security feature.

I keep it disabled whenever its seating ideally and I enable it when I want to use one card anywhere.

Also, billing cycle can't be changed, at least in my case I'm not able to, my banking partner is IDFC for one card.

 

[Bob78900]

Yes. This is a good security feature.

I keep it disabled whenever its seating ideally and I enable it when I want to use one card anywhere.

Also, billing cycle can't be changed, at least in my case I'm not able to, my banking partner is IDFC for one card.

Okay thanks for clearing my query. I also want my partner to be idfc but unfortunately it was issued by bob.🥲 I'll try to mail them to change my billing cycle. Btw what limit you get? And these pos and atm transaction will be enabled aftet receiving physical card right?

 

[AllSeeker]

Okay thanks for clearing my query. I also want my partner to be idfc but unfortunately it was issued by bob.🥲 I'll try to mail them to change my billing cycle. Btw what limit you get? And these pos and atm transaction will be enabled aftet receiving physical card right?

Yes.
40k, using it since over a year and half.

 

[Bob78900]

Yes.
40k, using it since over a year and half.

Okay thanks ❤️

 

[TheTrickySid]

Okay thanks for clearing my query. I also want my partner to be idfc but unfortunately it was issued by bob.🥲 I'll try to mail them to change my billing cycle. Btw what limit you get? And these pos and atm transaction will be enabled aftet receiving physical card right?

Do update if your billing cycle gets changed

 

[prc1990]

But what is one card status option why it is enabled i guess i should be disabled?

Can you try disabling the OneCard Status controller and then try to enable the POS and see?

 

[TheTrickySid]

Can you try disabling the OneCard Status controller and then try to enable the POS and see?

The pos and contactless get's enabled after the user recieves the physical card and when he scans the QR code given in the box.

 

[AllSeeker]

Can you try disabling the OneCard Status controller and then try to enable the POS and see?

It can be only done when he activates the card physically by scanning qr code.

 

[Extrovert🌃]

Yes not received the card yet.

After activating the card all of those things will unlock...

 

[Bob78900]

Guys just one question one card is proper credit card or some credit.line?. And how will it show in my cibil in the name of one card or my card issuer bank like in my case bob?

 

[TheTrickySid]

Guys just one question one card is proper credit card or some credit.line?. And how will it show in my cibil in the name of one card or my card issuer bank like in my case bob?

It is a proper credit card, and it will show up as a credit card account in cibil.

I guess the name will be fpl technologies, I am not sure tbh coz it hasn't reflected in my cibil yet.

 

[ashwinkashwink is verified member.]

name of one card or my card issuer bank like in my case bob?

Bob financial will show in your Cibil

 

[007]

Guys just one question one card is proper credit card or some credit.line?. And how will it show in my cibil in the name of one card or my card issuer bank like in my case bob?

Card Issuer bank name will show in CIBIL. Would take 2-3 months to show up.