One Card .. !! Close or Keep Active

[cool_jazz]

Having Secured Onecard (Just 2k) 😛 more than 2 years old. In My Pincode i think they will never provide Unsecured Card. 2 months ago got 1st unsecured Hdfc card (but too low limit) 🤣.
So now, should i keep onecard as it oldest card or close it ??

 

[Swastik]

If it's oldest card on your cibil, keep it for sometime

 

[cool_jazz]

If it's oldest card on your cibil, keep it for sometime

Ya I think it should be kept for 1 year more.

 

[EternallyHopeful]

Keep it for sometime, and keep doing small transactions of 100-200 every now and then. Since it's LTF, there's no harm in keeping it. Every 6 months or so, keep asking them to give you the unsecured One Card. If you persist, they may relent and agree to give you unsecured One Card.

 

[cool_jazz]

Keep it for sometime, and keep doing small transactions of 100-200 every now and then. Since it's LTF, there's no harm in keeping it. Every 6 months or so, keep asking them to give you the unsecured One Card. If you persist, they may relent and agree to give you unsecured One Card.

Will Try..!! but unsecured card may be location specific i think.

 

[EternallyHopeful]

Will Try..!! but unsecured card may be location specific i think.

Yes.. If you're in tier-1, no issues of serviceable pin code. In tier-2, it depends.

 

[navam]

Keep it for a bit longer, also if they don't unsecure it might as well ask for LE and see if that works out.

 

[shashankverma]

Onecard is basically dead. No more offers so better close it. Even if you don't then also don't apply for Unsecured card as it's basically useless now.

 

[cool_jazz]

Keep it for a bit longer, also if they don't unsecure it might as well ask for LE and see if that works out.

LE works only if having unsecured . Not helpful in Secured Card

 

[cool_jazz]

Onecard is basically dead. No more offers so better close it. Even if you don't then also don't apply for Unsecured card as it's basically useless now.

Yes Not any offer. using for just Youtube Autopay 😆

 

[EternallyHopeful]

Onecard is basically dead. No more offers so better close it. Even if you don't then also don't apply for Unsecured card as it's basically useless now.

Sometimes, "Around you" offers are good, especially for grocery purchase. Other than that, not much use. Can keep it as it is LTF.

 

[shashankverma]

Sometimes, "Around you" offers are good, especially for grocery purchase. Other than that, not much use. Can keep it as it is LTF.

No offers now since last week or 2
Paste snapshot here if there exist any. Many good LTF cards are there whjch one can opt instead of this metal junk

 

[cool_jazz]

No offers now since last week or 2
Paste snapshot here if there exist any. Many good LTF cards are there whjch one can opt instead of this metal junk

Now card is just for FD 7% interest 😁

 

[RAMESH BABU N]

Close it.
Not worth it now.

 

[cool_jazz]

Closed last month. As i got hdfc with just 15k limit 😅

Close it.
Not worth it now.

 

[Mr. BeanMr. Bean is verified member.]

Now, there should be a way to close or lock threads. 🔐 /jk

 

[6ix9ine]

Now, there should be a way to close or lock threads. 🔐 /jk

Good one, OP should be able to lock it after his/her queries gets answered.

 

[paxauquabriba-4876]

heard one card if closed then you cannot re-apply ever.

 

[jk51]

heard one card if closed then you cannot re-apply ever.

For the time being that’s what they are following. But hardly matters though as it’s one of the easiest cards to apply. Can be applied on family member’s name.

 

[me_sovon]

Even I also closed my card 2 days ago, now it's totally worthless to continue the 2kFD card as I got few unsecured cards