One copycat Youtuber using fradulent methods to get credit cards.

[SunnyM]

First of all I would like to say that I am a big fan of Sumanta Sir and he has always upheld a certain standard in his YouTube videos . But I think there is some one who is trying to copy him and is actually misguiding people into using fraud /cheating type methods to get credit cards that one is actually not eligible for.

If the Mods allow me then I can post that video. Please move this thread in the right section if this is wrong and Mods please guide me regarding how to discuss this sensitive topic.

 

[SunnyM]

There is a difference between helping people with some tricks and telling people to lie about their professional life. He is trying to earn maximum commission by encouraging people to apply by lying on their application form. They can get into legal trouble but he doesn't care about that as long as he gets his commission. He is worse than credit card agents. Atleast their job is on the line.

 

[SK5]

There is a difference between helping people with some tricks and telling people to lie about their professional life. He is trying to earn maximum commission by encouraging people to apply by lying on their application form. They can get into legal trouble but he doesn't care about that as long as he gets his commission. He is worse than credit card agents. Atleast their job is on the line.

Legal action? LOL
Neither the company nor the bank would even consider taking any legal action whatsoever for a credit card. He is not encouraging to do credit card defaults just apply for them using some tricks.
And FYI, if you had bothered to watch the video first, he applied his wife's credit card using this method. A person who works experiments on himself first is a pioneer and genius in my opinion.

 

[TechnoFinoTechnoFino is verified member.]

@Sharooz We do not ask people to email ceo of any bank for credit card.
Do you have any reference for your statement?

 

[TechnoFinoTechnoFino is verified member.]

Mods please remove the video link if I am voilating any guidelines.
*Youtube video removed*

I hope I am not over reacting but this doesn't seem legal to me.

Our post regarding idfc first bank 2nd credit card was removed because idfc first requested us to do so. We can not keep this video on our platform.
I'll delete this post.

 

[SunnyM]

Our post regarding idfc first bank 2nd credit card was removed because idfc first requested us to do so. We can not keep this video on our platform.
I'll delete this post.

Sir
I hope idfc first bank gets his video removed from YouTube also.

 

[adjjoshi]

There is a difference between helping people with some tricks and telling people to lie about their professional life. He is trying to earn maximum commission by encouraging people to apply by lying on their application form. They can get into legal trouble but he doesn't care about that as long as he gets his commission. He is worse than credit card agents. Atleast their job is on the line.

He is exploiting a loophole in the Credit card application process in IDFC first bank. As they don't ask for income/employment proof.
It's upto the user to either use such exploits or not. I would recommend not to follow that path.