Onecard application stuck after kyc

[hideaway]

Hi all,

Help needed. applied for one card metal credit card today.
Card approved with a limit of 3.6L.

After that one kyc via aadhar, clicked a selfie. next step was verifying bank account. they deposited Rs.1 in account and that also verified. all done.
Next screen was card dispatch address. selected. next screen is
"processing your application, - we are analyzing your application, this can take some time. we will notify once your application is processed."

Usually preapproved cards get virtual cards in 10 to 15 mins of application. why am i stuck on this screen.

my doubt is the limit shown is 3.6l and do we need put that much amount as fd.?

Pls help

 

[akshayhs]

Who's the banking partner attached with your account?

 

[TheTrickySid]

Hi all,

Help needed. applied for one card metal credit card today.
Card approved with a limit of 3.6L.

After that one kyc via aadhar, clicked a selfie. next step was verifying bank account. they deposited Rs.1 in account and that also verified. all done.
Next screen was card dispatch address. selected. next screen is
"processing your application, - we are analyzing your application, this can take some time. we will notify once your application is processed."

Usually preapproved cards get virtual cards in 10 to 15 mins of application. why am i stuck on this screen.

my doubt is the limit shown is 3.6l and do we need put that much amount as fd.?

Pls help

It's takes some time
My application took around 4 to 6hrs to get approved although I also had applied through pre approved offer.

 

[HB25]

Hi all,

Help needed. applied for one card metal credit card today.
Card approved with a limit of 3.6L.

After that one kyc via aadhar, clicked a selfie. next step was verifying bank account. they deposited Rs.1 in account and that also verified. all done.
Next screen was card dispatch address. selected. next screen is
"processing your application, - we are analyzing your application, this can take some time. we will notify once your application is processed."

Usually preapproved cards get virtual cards in 10 to 15 mins of application. why am i stuck on this screen.

my doubt is the limit shown is 3.6l and do we need put that much amount as fd.?

Pls help

No need for FD, you will get unsecured credit card with 3.6 lakh limit. Wait for some time

 

[hideaway]

It's takes some time
My application took around 4 to 6hrs to get approved although I also had applied through pre approved offer.

Ok. I applied around 5:30pm today.
It was weired as it was stck on that screen. When the app is opened it jst goes to that screen.

Who's the banking partner attached with your account

federal bank

 

[TheTrickySid]

Ok. I applied around 5:30pm today.
It was weired as it was stck on that screen. When the app is opened it jst goes to that screen.

federal bank

Don't worry I also had same experience
You will recieve a notification once the application has been approved

The virtual card will be accessible after that

 

[hideaway]

No need for FD, you will get unsecured credit card with 3.6 lakh limit. Wait for some time

Ok. I had heard it as an fd card. But got a pre approved one. 3.6 limit was fixed by them after pan card verification.
I thought the application is stuck because we need to put fd. If that was the case i would have cancelled it.

 

[TheTrickySid]

Ok. I had heard it as an fd card. But got a pre approved one. 3.6 limit was fixed by them after pan card verification.
I thought the application is stuck because we need to put fd. If that was the case i would have cancelled it.

What's the lightest limit you have in any of your credit card

 

[hideaway]

What's the lightest limit you have in any of your credit card

Lowest- fk axis - 56k
Highest - amazon - 4.9L

 

[akshayhs]

Ok. I applied around 5:30pm today.
It was weired as it was stck on that screen. When the app is opened it jst goes to that screen.

federal bank

You'll get an unsecured card. Because it's a weekend, you have to wait probably till monday but hopefully not

 

[hideaway]

Thanks guys.. @akshayhs @HyperBeast @HB25
Virtual card is now active

 

[ashwinkashwink is verified member.]

Thanks guys.. @akshayhs @HyperBeast @HB25
Virtual card is now active

Congratulations don't forget to post some pictures after getting your card..

 

[hideaway]

Got the card delivered today morning.

 

[bbiswas]

Congratulations don't forget to post some pictures after getting your card..

I got a pre-approved limit 66k but when go to apply they told me that do a FD...WTF?

 

[TheTrickySid]

I got a pre-approved limit 66k but when go to apply they told me that do a FD...WTF?

Where was pre approved offer shown??
OneCard or onescore

 

[bbiswas]

Where was pre approved offer shown??
OneCard or onescore

onescore

 

[akshayhs]

I got a pre-approved limit 66k but when go to apply they told me that do a FD...WTF?

Don't get it. It's not worth getting it against an FD unless you don't have any other credit cards at all.

 

[TheTrickySid]

onescore

Try reinstalling OneCard app

And apply by clicking on banner shown in onescore

 

[bbiswas]

Try reinstalling OneCard app

And apply by clicking on banner shown in onescore

also, try it but show the same thing...I don't understand what is going on.

 

[bbiswas]

Don't get it. It's not worth getting it against an FD unless you don't have any other credit cards at all.

I have SBI CC and CIBIL- 778