OneCard Pre approved offer

[Sanjay]

I have got one card preapproved offer. The limit is Rs.45,000. How can I know which banking partner will be given to me? Should I wait for some time so that this limit can be increased or should I apply? I have only one card right now HDFC moneyback. Is it worth having it or leave it?

Which is the best banking partner?

 

[iNokia]

Received email with some 1000 rupees welcome offer form Onecard. Anybody know what this is about.
Condition is 2500 rupees spend on onecard by december 23.
It shows 70000 limit for me, South Indian bank.

Only thing stopping me from taking is if they will put a cibil inquiry. Or have they already done the cibil inquiry for showing the limit offered to me?

 

[Indian]

Received email with some 1000 rupees welcome offer form Onecard. Anybody know what this is about.
Condition is 2500 rupees spend on onecard by december 23.
It shows 70000 limit for me, South Indian bank.

Only thing stopping me from taking is if they will put a cibil inquiry. Or have they already done the cibil inquiry for showing the limit offered to me?

They will not honor the cashback promise! Happened my friend and escalated till nodal officer no use, If you having their onescore app cibil hard inquiry 50% chance.

 

[iNokia]

They will not honor the cashback promise! Happened my friend and escalated till nodal officer no use, If you having their onescore app cibil hard inquiry 50% chance.

Thought so. Not worth getting the card then. thx.

 

[Rashya]

Received email with some 1000 rupees welcome offer form Onecard. Anybody know what this is about.
Condition is 2500 rupees spend on onecard by december 23.
It shows 70000 limit for me, South Indian bank.

Only thing stopping me from taking is if they will put a cibil inquiry. Or have they already done the cibil inquiry for showing the limit offered to me?

If it is pre approved then there won’t be enquiry in cibil. Onecard’s consider mostly Experian score and enquiry will reflect in Experian

 

[Collector_sahab]

I have never installed the onecard app, but I use one score and getting this banner in their homepage. I cannot understand if this is an offer for a Secured OR unsecured card.

@Batmanbaba @raghunath

 

[Batmanbaba]

I have never installed the onecard app, but I use one score and getting this banner in their homepage. I cannot understand if this is an offer for a Secured OR unsecured card.
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@Batmanbaba @raghunath

Its for secured card... So skip it.... They will ultimately give u unsecured card in sometime.... Dont accept the offer

 

[Collector_sahab]

Its for secured card... So skip it.... They will ultimately give u unsecured card in sometime.... Dont accept the offer

Okay... I was confused since it was telling me as "approved". My BOB CC is yet to approve, so I am not thinking of Onecard now, incase it creates a conflict of existing BOB-Onecard, as many TF members have reported.

 

[vip3rc5]

Okay... I was confused since it was telling me as "approved". My BOB CC is yet to approve, so I am not thinking of Onecard now, incase it creates a conflict of existing BOB-Onecard, as many TF members have reported.

Mine was unsecured card of Federal Bank and it was showing me my pre approved limit. So Unless the app doesn't show you any kind of limit skip it

 

[Collector_sahab]

Mine was unsecured card of Federal Bank and it was showing me my pre approved limit. So Unless the app doesn't show you any kind of limit skip it

Ok so limit is the key... Btw you saw the same in one card or one score app ?

 

[avishj]

Damn mind blowing pre approved limit 😂.
I have heard they don't give metal cards for limits below 40K

That's for secured one's and it's 50k.

 

[GodFather]

Banking Partner will depend on your location,for example you can get BOB if you're at that place where federal bank is not available.. But yeah If you're at that location where both bank's cc facility available then you can call the one card helpline no. and tell your preference; may be they issue cc as per your wish. Good luck

Banking partner is random. I got federal bank and my brother got south Indian bank. We both stay in same building and had changed banking partner, at the same time, after their tie with idfc ended and were told to upgrade card (nothing upgraded) to keep the card working.

 

[vip3rc5]

Ok so limit is the key... Btw you saw the same in one card or one score app ?

Yes the same limit

 

[xiddy]

How will we know in the one score app if they are offering us a non-secured card? My banner went from showing the same image posted above to "Looks like you already have India's best metal card". 😕