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Ongo RuPay Card | Axis Atlas & Other Credit Card Reward + 1.5% off Amazon gv, 2.5% off Flipkart gv etc

Abhishek012

TF Pioneer
Ongo RuPay Card | Axis Atlas & Other Credit Card load Reward + 1.5% off Amazon gv, 2.5% off Flipkart gv etc:

Play Store:

IOS Store:
Note - Merchant category is Telecom (not Utility) and 0% (zero) cashback for SBI Cashback credit card. After transaction call your bank and ask MCC code.

SBI Cashback credit card holders use this trick to buy Amazon gv at 5% cashback -
Ongo-Consumer-Card_Final_CTC_85.6x54mm-B.jpg

Download and Signup -

Note -
Signup through any mobile number but make sure your aadhaar link mobile number is active to get aadhaar otp sms.

Popup window will open for full kyc.

Do your selfie, aadhar front & back pic with aadhar number + pan pic with pan number and now next page enter aadhar otp.

Congrats your full kyc completed with 2 lakhs monthly limit.

Now generate your virtual RuPay card and activate ecom transaction + set your transaction limit.

You can also order physical card, i think no charges (not sure).

Now load money using credit card/prepaid card and use.

Merchant category is Telecom (not Utility) and 0% (zero) cashback for SBI Cashback credit card. After transaction call your bank and ask MCC code.

Try small amount like Rs100.

Which credit card/prepaid card give rewards ?

Axis Atlas credit card,

Axis ACE Credit Card - Unlimited 2% Cashback on telecom/utility category.

AU Lit Credit Card,

HSBC Cashback credit card - Unlimited 1.5% Cashback on telecom/utility category.

Try any other credit card which give reward/cashback on Telecom category but i recommended, after load Rs100. Call your bank and verify the MCC code.

Where to spend ?

Option 1)

Buy gift vouchers like Amazon, Flipkart, Swiggy, HP pay code etc.

1.5% off Amazon gift voucher + your credit card benefit

2.5% off Flipkart gift voucher + your credit card benefit,

2% off Swiggy gift voucher + your credit card benefit,

0.5% off HP Petro pay code gift voucher + your credit card benefit.

Many other gift vouchers available.

Note - I haven't purchased any gift voucher yet.

Screenshot_20240121-175945.jpg
Screenshot_20240121-180015.jpg

Option 2)

Bank transfer or Credit Card bill payment ?


Well, this card is supported Wallet spend too.

you can load Rs1000 free per month on Mobikwik wallet without any charges.

After Rs1000 load, Try Century coupon code unlimited times and get 1% upto 100 cashback per laod money transaction and charges after cashback Rs1.85% something.

Other tricks -

phonepe, cred, freecharge, paytm etc - Rent payment/Education payment option to bank transfer (use your own upi id to transfer to bank).

Charges approx 1.5% to 1.8% something. Freecharge, Phonepe paytm, cred also offer discount on rent/education payment.
hp pay
You can try any other website prepaid card is accepted.
 
Last edited:
Kuch naya seekh lo aaj merese 😂

Water, Telecom, Gas, Electricity sab utility hota hai bhale sab ka MCC alag ho 🤭

Jab koi Sara din Rupay Rupay karta rehta hain na usko aur left right kuch aur nahi dikhta 🤣
Ho gaya ? ab mai bolu ? mai telecom ka alag se MCC hai and mai bar bar telecom kyun bol raha hu ?

kyunki Telecom ka MCC - 4812, 4814 hai and Utility ka MCC - 4900 hai.

Abhi recently AU Lit card ka devaluation dekhoge toh MCC - 4900, Utility par kiya hai but Telecom ka MCC - 4812, 4814 par nahi hai.

Agar mai Utility bolunga toh log 18th Feb k baad AU lit credit card ko Ongo Wallet me use karna band kar dega aur galat information chala jayega.

@4uziaul aap ko kuch bolna hai isme ab ?

whatsapp-image-2024-01-17-at-11-49-52-jpeg.40353
 
Ho gaya ? ab mai bolu ? mai telecom ka alag se MCC hai and mai bar bar telecom kyun bol raha hu ?

kyunki Telecom ka MCC - 4812, 4814 hai and Utility ka MCC - 4900 hai.

Abhi recently AU Lit card ka devaluation dekhoge toh MCC - 4900, Utility par kiya hai but Telecom ka MCC - 4812, 4814 par nahi hai.

Agar mai Utility bolunga toh log 18th Feb k baad AU lit credit card ko Ongo Wallet me use karna band kar dega aur galat information chala jayega.

@4uziaul aap ko kuch bolna hai isme ab ?

whatsapp-image-2024-01-17-at-11-49-52-jpeg.40353
Toh isme Naya kya tumne post Kiya Jo mujhe malum nahi 🤭

Maine toh wohi bola ki MCC bhale alag ho yeh bhi Utility main count hota hai aur SBI isko exclude karta hai 🤣

General reference main maine isko Utility bola aur tumne kya bola ki yeh Utility nahi hai 🤣
 
Toh isme Naya kya tumne post Kiya Jo mujhe malum nahi 🤭

Maine toh wohi bola ki MCC bhale alag ho yeh bhi Utility main count hota hai aur SBI isko exclude karta hai 🤣

General reference main maine isko Utility bola aur tumne kya bola ki yeh Utility nahi hai 🤣
Ya kyunki yeh Utility nahi hai, Telecom hai, logo ko Educate karna hai taki AU Lit Card use kar paye 18th Feb k baad bhi.
 
Ho gaya ? ab mai bolu ? mai telecom ka alag se MCC hai and mai bar bar telecom kyun bol raha hu ?

kyunki Telecom ka MCC - 4812, 4814 hai and Utility ka MCC - 4900 hai.

Abhi recently AU Lit card ka devaluation dekhoge toh MCC - 4900, Utility par kiya hai but Telecom ka MCC - 4812, 4814 par nahi hai.

Agar mai Utility bolunga toh log 18th Feb k baad AU lit credit card ko Ongo Wallet me use karna band kar dega aur galat information chala jayega.

@4uziaul aap ko kuch bolna hai isme ab ?

whatsapp-image-2024-01-17-at-11-49-52-jpeg.40353
Commander kya behak gaye ho aaj 4812 telecom nahi telephone equipment hai
 
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