• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Pay Credit Card Bill Via HDFC Bill Payment Portal And Get 1% Cashback

Are you paying your credit card bill via 3rd party app or directly from your bank portal? then you are probably losing 1% cashback.
If you pay your credit card bill via HDFC Bank bill payment portal using your HDFC Bank debit card then you can earn 1% cashback, maximum Cashback capping depends on your debit card type.
Maximum Cashback Capping-
If you have HDFC Easyshop Platinum debit card then you can earn 1% upto Rs. 750 per month, just pay Rs. 75,000 bill & get Rs. 750 cashback.
If you have HDFC Millennia debit card then you can earn 1% upto Rs. 400 per month, just pay Rs. 40,000 bill & get Rs. 400 cashback.

Not only credit card bill, you can pay any utility bill you want (must be available on Hdfc bank bill payment portal) & get 1% cashback.

To Pay Bill Follow These Steps-
1. Login to your HDFC Bank Netbaning
2. Click on "BillPay & Recharge" tab -> Click on Continue

Screenshot 2022-05-21 at 1.01.56 PM.png

3. Now click on Add Biller
4. Select Credit Card
5. Now select your card provider name

Screenshot 2022-05-21 at 1.02.48 PM.png

6. Enter your credit card detail
7. Enter amount you want to pay
8. Select your debit card from drop down menu
9. Click on pay

Screenshot 2022-05-21 at 1.03.27 PM.png

10. Enter OTP & Done!

You'll receive 1% Cashback for the transaction, you can check & redeem your debit card Cashback from "Card Tab -> Debit Card -> Enquiry -> Cashback Enquiry & Redemption"

Screenshot 2022-05-21 at 1.30.27 PM.png
 
I am not bothered about transferring money to her, any catch?

I will use her card because my cc spending went high because of Flipkart sale on my Axis and ICICI cards. Other months, Millenia DC will work just fine for me.
I am not bothered about transferring money to her, any catch? - it depend on your Balance Sheet.. and ITR..won't get too much into though.
I will use her card because my cc spending went high because of Flipkart sale on my Axis and ICICI cards. Other months, Millenia DC will work just fine for me. - you mean you would pay off your CC bill payment via her HDFC netbanking right? you can pay off. just cause of this sale.
 
I am not bothered about transferring money to her, any catch? - it depend on your Balance Sheet.. and ITR..won't get too much into though.
I will use her card because my cc spending went high because of Flipkart sale on my Axis and ICICI cards. Other months, Millenia DC will work just fine for me. - you mean you would pay off your CC bill payment via her HDFC netbanking right? you can pay off. just cause of this sale.
She is in her 1st year career and not anywhere close to ITR.
Yes, for this month only. May be for few other sales next year.
 
I tried Mobikwik, PayTM and both don't give any benefit for paying off HDFC CC Bill. I've used hdfc platinum DC & ICICI Coral debit card. Freecharge is the only one I could understand which may work. Any other way?
 
Last edited:
Im so confused. I can use my HDFC DC to pay other bank CC bills and get 1% cashback.

Is this cashback applicable when doing it on payzapp mobile app or hdfc mobile app > pay > bill pay.

Also, i went thru all the T&C of Easyshoppe Platnium DC, i didnt find where it says we will be given 1% on CC bill payments
You could have asked this on any one of the existing threads without opening a new one. All the answers to your questions are here:

 
Net banking also throwing same error.
Deleted SBI card and added as new biller using last 4 digits and mobile number. The bill amount is fetched correctly and on payment it is failing.
Same with BOB card aswell.
Same. On new ui with netbanking.

Fails on app as well as netbanking.

Have deleted and re added the Biller.

Fetches the amount but transaction fails.
 
Can anyone confirm freecharge 2 free transactions without convenience charges is per month/ life time??

What's the best way to pay HDFC credit card bill, mobikwik patched now freecharge too.
 
hey @TechnoFino

On HDFC Easyshop Plat DC,

1. They say they will provide 1% CB for only telecom and utilities. How do we get it on CC Bill payments then? Is it a glitch/error on HDFC's end?

2. Is point redemption free or charged? If it's charged, how to avoid it?

3. They say promotional cashback expire in 3 months. Whats considered as promotional cashback??
 

Attachments

  • Untitled.png
    Untitled.png
    127.1 KB · Views: 7
hey @TechnoFino

On HDFC Easyshop Plat DC,

1. They say they will provide 1% CB for only telecom and utilities. How do we get it on CC Bill payments then? Is it a glitch/error on HDFC's end?
it depends on merchant category code
2. Is point redemption free or charged? If it's charged, how to avoid it?
nope it isnt charges
3. They say promotional cashback expire in 3 months. Whats considered as promotional cashback??
no idea
 
hey @TechnoFino

On HDFC Easyshop Plat DC,

1. They say they will provide 1% CB for only telecom and utilities. How do we get it on CC Bill payments then? Is it a glitch/error on HDFC's end?

2. Is point redemption free or charged? If it's charged, how to avoid it?

3. They say promotional cashback expire in 3 months. Whats considered as promotional cashback??
direct telecom bill or utility bill payment and all HDFC bill payment portal payment.
 
Smartbuy cashback or cashback other than card cashback
-1per cashback for cc bill payment using millennia dc in mobikwik and hdfc netbanking still working?

-how long does it take to credit the points in DC? Is it same as hdfc cc which credits in the first week of the month?
I paid the bill via mobikwik using millennia dc, still no points.
 
Back
Top