Pay Credit Card Bill Via HDFC Bill Payment Portal And Get 1% Cashback

[TechnoFinoTechnoFino is verified member.]

Are you paying your credit card bill via 3rd party app or directly from your bank portal? then you are probably losing 1% cashback.
If you pay your credit card bill via HDFC Bank bill payment portal using your HDFC Bank debit card then you can earn 1% cashback, maximum Cashback capping depends on your debit card type.
Maximum Cashback Capping-
If you have HDFC Easyshop Platinum debit card then you can earn 1% upto Rs. 750 per month, just pay Rs. 75,000 bill & get Rs. 750 cashback.
If you have HDFC Millennia debit card then you can earn 1% upto Rs. 400 per month, just pay Rs. 40,000 bill & get Rs. 400 cashback.

Not only credit card bill, you can pay any utility bill you want (must be available on Hdfc bank bill payment portal) & get 1% cashback.

To Pay Bill Follow These Steps-
1. Login to your HDFC Bank Netbaning
2. Click on "BillPay & Recharge" tab -> Click on Continue



3. Now click on Add Biller
4. Select Credit Card
5. Now select your card provider name



6. Enter your credit card detail
7. Enter amount you want to pay
8. Select your debit card from drop down menu
9. Click on pay



10. Enter OTP & Done!

You'll receive 1% Cashback for the transaction, you can check & redeem your debit card Cashback from "Card Tab -> Debit Card -> Enquiry -> Cashback Enquiry & Redemption"

 

[headsimon]

Millennia gives 2.5% on online purchases. So when you add money to amazon pay wallet, Amazon is shown in merchant Name, so that's considered as normal online purchase not wallet reload. That's why you would be eligible for 2.5% CB.

Also, only load money to amazon wallet if you have got Amazon Pay wallet UPI. Otherwise your money will be stuck.

thanks man, I requested for upgradation of my money-back dc to millennia dc usigm hdfc mobile app.
further, what if I don't have Amazon pay wallet UPI? can I not pay cc bill via Amazon then?

 

[rp0703]

thanks man, I upgraded my money-back dc to millennia dc.
further, what if I don't have Amazon pay wallet UPI? can I not pay cc bill via Amazon then?

you can still pay CC bill via amazon pay but Only with upi id or net banking not with DC.

Then your option would be add money to paytm wallet and the pay CC bills.

 

[headsimon]

you can still pay CC bill via amazon pay but Only with upi id or net banking not with DC.

Then your option would be add money to paytm wallet and the pay CC bills.

okay then I'll register for Amazon pay UPI. do I need to select UPI (while registering)for my hdfc account only or can I select another bank account as well?

 

[headsimon]

you can still pay CC bill via amazon pay but Only with upi id or net banking not with DC.

Then your option would be add money to paytm wallet and the pay CC bills.

okay then I'll register for Amazon pay UPI. do I need to select UPI for my hdfc account only or can I select another bank account as well?

 

[headsimon]

Iske liye HDFC mein account kholna pdega 💀

also, I just checked as you mentioned I'm not getting option to pay cc bill using dc on Amazon as of now. just to confirm, paying via dc option will appear once I get my UPI done right?

 

[Pujaari]

How can one pay through amazon pay after adding from millennia DC and earn 2.5% if cc payments arent allowed using amazon pay??

 

[rp0703]

How can one pay through amazon pay after adding from millennia DC and earn 2.5% if cc payments arent allowed using amazon pay??

Amazon launched a feature called Amazon Pay wallet UPI. If you have this feature than you can use your amazon wallet money to make upi payments. There's thread in the community about it. You can check it out.

After getting this feature enabled, you have to add money via DC to amazon wallet and then make payment through your amazon pay wallet upi.

 

[rp0703]

also, I just checked as you mentioned I'm not getting option to pay cc bill using dc on Amazon as of now. just to confirm, paying via dc option will appear once I get my UPI done right?

You can't make CC payment directly via DC.

Check this thread to know how to make CC payment via amazon pay wallet upi.

pay credit card bill using credit card via amazon pay balance upi

hi, follow these steps to use ur amazon pay balance upi (not amazon upi) for paying credit card bills using credit card. prerequisites: load amazon wallet using credit card (thru uber or any other 3rd party app) kyc for amazon pay account. limitations: 5k txn in 1st 24 hours. 20k in a month...

www.technofino.in

 

[Pujaari]

Amazon launched a feature called Amazon Pay wallet UPI. If you have this feature than you can use your amazon wallet money to make upi payments. There's thread in the community about it. You can check it out.

After getting this feature enabled, you have to add money via DC to amazon wallet and then make payment through your amazon pay wallet upi.

Oh yes of course but dont think its unlimited. I think max is ₹10000 iirc. Thanks

 

[Wealth is my birth right!]

Amazon launched a feature called Amazon Pay wallet UPI. If you have this feature than you can use your amazon wallet money to make upi payments. There's thread in the community about it. You can check it out.

After getting this feature enabled, you have to add money via DC to amazon wallet and then make payment through your amazon pay wallet upi.

just to add, currently this feature not with IoS, only android

 

[rp0703]

Oh yes of course but dont think its unlimited. I think max is ₹10000 iirc. Thanks

I think total is Rs. 30000 in a month for full kyc user. Rs 10000 to bank and Rs. 20000 for merchant payment.

 

[Pujaari]

In the thread you posted above about paying cc through amazon pay upi, one of user reported that its no more allowing DC or CC to load wallet and only netbanking and upi option is available. Think sooner than later this method too will be blocked😔

 

[Wealth is my birth right!]

In the thread you posted above about paying cc through amazon pay upi, one of user reported that its no more allowing DC or CC to load wallet and only netbanking and upi option is available. Think sooner than later this method too will be blocked😔

DC they wont block, as of today its available to me.
moreover whatever available utilise thats it...if one goes another will come

 

[rp0703]

In the thread you posted above about paying cc through amazon pay upi, one of user reported that its no more allowing DC or CC to load wallet and only netbanking and upi option is available. Think sooner than later this method too will be blocked😔

DC is working. I just loaded Amazon wallet yesterday.
Try directly loading the wallet, not through any third party app.

 

[FinoGuy]

MB to millenia conversion just a tap on app i think, or MB card worthy than millennia?

1)What r the charges for upgrade? (apart from annual 500+gst)
2)do we get virtual card version immediately in app or need to wait for physical card delivery?

 

[rp0703]

1)What r the charges for upgrade? (apart from annual 500+gst)

Don't think there are any charges for upgrade.

2)do we get virtual card version immediately in app or need to wait for physical card delivery?

HDFC doesn't have concept of virtual card, so you have to wait for physical card to use it.

 

[Pujaari]

So i have a easyshop platinum dc from hdfc that gives 1% on cc bill payments with max of ₹750 per month and in multilpes of 250 rp for redemption. The millennia card has a max of 400 per month and multiple of 400. Cant figure out how much better off will i be changing over to millennia considering that my online spends(cc spends) are atleast 75000 a month..

 

[Wealth is my birth right!]

So i have a easyshop platinum dc from hdfc that gives 1% on cc bill payments with max of ₹750 per month and in multilpes of 250 rp for redemption. The millennia card has a max of 400 per month and multiple of 400. Cant figure out how much better off will i be changing over to millennia considering that my online spends(cc spends) are atleast 75000 a month..

Straight up platinum will be the winner in ur use case.
Millennia drawback:
MLY 400/- limit
Withdraw min 400 required

 

[Pujaari]

So for cc bills upto 16k millennia dc is the best and above that easyshop platinum for maximizing ones cashback

 

[Wealth is my birth right!]

So for cc bills upto 16k millennia dc is the best and above that easyshop platinum for maximizing ones cashback

But fact that one can’t hold both cards in same account