• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Pay Credit Card Bill Via HDFC Bill Payment Portal And Get 1% Cashback

TechnoFinoTechnoFino is verified member.

Founder
TF Family
Founder
Admin
Are you paying your credit card bill via 3rd party app or directly from your bank portal? then you are probably losing 1% cashback.
If you pay your credit card bill via HDFC Bank bill payment portal using your HDFC Bank debit card then you can earn 1% cashback, maximum Cashback capping depends on your debit card type.
Maximum Cashback Capping-
If you have HDFC Easyshop Platinum debit card then you can earn 1% upto Rs. 750 per month, just pay Rs. 75,000 bill & get Rs. 750 cashback.
If you have HDFC Millennia debit card then you can earn 1% upto Rs. 400 per month, just pay Rs. 40,000 bill & get Rs. 400 cashback.

Not only credit card bill, you can pay any utility bill you want (must be available on Hdfc bank bill payment portal) & get 1% cashback.

To Pay Bill Follow These Steps-
1. Login to your HDFC Bank Netbaning
2. Click on "BillPay & Recharge" tab -> Click on Continue

Screenshot 2022-05-21 at 1.01.56 PM.png

3. Now click on Add Biller
4. Select Credit Card
5. Now select your card provider name

Screenshot 2022-05-21 at 1.02.48 PM.png

6. Enter your credit card detail
7. Enter amount you want to pay
8. Select your debit card from drop down menu
9. Click on pay

Screenshot 2022-05-21 at 1.03.27 PM.png

10. Enter OTP & Done!

You'll receive 1% Cashback for the transaction, you can check & redeem your debit card Cashback from "Card Tab -> Debit Card -> Enquiry -> Cashback Enquiry & Redemption"

Screenshot 2022-05-21 at 1.30.27 PM.png
 
I have 2 questions

1. What is the difference between Easyshop Platinum DC and Easyshop classic platinum DC ?
No difference
2. Do we need to go to HDFC netbanking and pay CC bill with Platinum DC / Millennia DC from there or can we use HDFC Mobile banking app to do this too to have that 1%?
The HDFC mobile banking app have similar 'add biller' option in the home screen itself.
You can pay from NetBanking and App both to get 1% Cashback.
 
I have 2 questions

1. What is the difference between Easyshop Platinum DC and Easyshop classic platinum DC ?
2. Do we need to go to HDFC netbanking and pay CC bill with Platinum DC / Millennia DC from there or can we use HDFC Mobile banking app to do this too to have that 1%?
The HDFC mobile banking app have similar 'add biller' option in the home screen itself.
1. Both are same. Classic card is issued for classic customers
2. You can use both platforms for cashback
 
If you're intending to use only HDFC platform, then there is restriction of adding few billers. Whereas via MobiKwik we'll be able to pay every biller and still get the same 1% Cashback
So if someone has easyshop platinum then he's not restricted to only HDFC billpay to get that 1% for CC bills right? Mobikwik works too for 1% CB. That's cool. What about other apps? Do we get 1% CB using other apps?
 
Bob and kotak cards also cannot be paid by this mode

I'm not sure if I understand you correctly
BOB can be paid. I pay my BOB Select bill every month using HDFC Bill Pay from Netbanking
It is an instantaneous credit. I get a bill paid SMS from BOB even before I get the debit SMS from HDFC.

The last time I checked IDFC could not be paid through BillPay. Earlier IDFC couldn't be paid through Mobikwik either (maybe BIN issue?), but now it can be paid through Mobikwik using the HDFC card
 
Last edited:
I'm not sure if I understand you correctly
BOB can be paid. I pay my BOB Select bill every month using HDFC Bill Pay from Netbanking
It is an instantaneous credit. I get a bill paid SMS from BOB even before I get the debit SMS from HDFC.

The last time I checked IDFC could not be paid through BillPay. Earlier IDFC couldn't be paid through Mobikwik either (maybe BIN issue?), but now it can be paid through Mobikwik using the HDFC card
Today my hdfc app in biller part no bob appeared in drop down
May be u added years before
 
So if someone has easyshop platinum then he's not restricted to only HDFC billpay to get that 1% for CC bills right? Mobikwik works too for 1% CB. That's cool. What about other apps? Do we get 1% CB using other apps?
Technically, it will work on any app that will report the CC bill payment as a utility spend. It is due to this utility MCC that HDFC gives the 1% cashback. As of now, only Mobikwik and Freecharge have been identified for this, but there may be others out there that are yet to be found. 🧐
 
Back
Top