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Paytm launches new UPI IDs

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I activated new upi id and which is mobileno@ptsbi or 3 other options...They replaced the existing upi id @paytm with new upi id as primary upi id...There is no option to change/edit new primary i.e. mobileno@ptsbi...They are migrating intelligently to new upi id without creating panic.

Very bad move from paytm...Uninstalled paytm as i am not comfortable sharing my mobile no with everyone to whom i make payment...Installed Yes Pay Next for UPI payment and Gpay for NFC payments.
 
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gowthamv said:
will this happen for sure?
Sometimes, I find mobilenumber@paytm UPI very easy to use and remember..
Click to expand...
100%..Check news reports...@paytm handle will be discontinued as it is linked to Paytm payments bank....RBI has made it very clear.....i am not comfortable sharing my mobile no with everyone to whom i make payment so will prefer upi app which provide customize upi id.
 
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nits123 said:
100%..Check news reports...@paytm handle will be discontinued as it is linked to Paytm payments bank....RBI has made it very clear.....i am not comfortable sharing my mobile no with everyone to whom i make payment so will prefer upi app which provide customize upi id.
Click to expand...
apart from YesPay, which UPI app provides this facility? any idea..
 
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nits123 said:
SI activated new upi id and which is mobileno@ptsbi or 3 other options...They replaced the existing upi id @paytm with new upi id as primary upi id...There is no option to change/edit new primary i.e. mobileno@ptsbi...They are migrating intelligently to new upi id without creating panic.

Very bad move from paytm...Uninstalled paytm as i am not comfortable sharing my mobile no with everyone to whom i make payment...Installed Yes Pay Next for UPI payment and Gpay for NFC payments.
Click to expand...
Same thing, will always prefer firstname.lastname@handle over phonenumber@handle

Thinking of moving to BHIM for good. If only it also had all credit card provider billing options.
 
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My key criterion was light weight app, clean interface, customer feedcback and high success rate...Tested following 20 and based on my memory, listing rejection reason

1. Gpay: Email id is UPI id...don't want to disclose personal details..Interface is overwhelming...After elections, new govt will put a restriction on no of transactions on Phonepe and Gpay to break their monopoly.
2. Paytm: now Mobile no is UPI id..Show complete account list and sometime select account which is not default
3. Phonepe: Found it too slow and desired VPA NA..Multiple VPA's are confusing....After elections, new govt will put a restriction on no of transactions on Phonepe and Gpay to break their monopoly.
4. Payzapp: Mobile no is UPI id
5. Freecharge: Customer review negative on failure rate..Not comfortable with word FREE in upi id...Don't need anything free🙂
6. CRED: Threat to privacy, you have to naked yourself in front of them. Not worth for penny cashback
7. SBI Pay: Difficult to link rupay credit card
8. Induspay: High failure...Unable to link bank account
7. iMobile: Too cluttered..I have multiple accounts so it is cluttered
8. Pockets: Need to recharge wallet and then use UPI...Not comfortable
9. Amazon: Takes 3/4 clicks to reach UPI payment page
10. Axis Pay: Negative reviews on failure
11. Jupiter: Privacy concern
12. FiMoney: privacy concern
13. Dhani: Very low rating
14. Navi: Interface is promotional/cross selling
15. Kotak: Too much crowded like imobile
16. PNB: High failure review
17. JIO: Multiple clicks to reach UPI page...Will wait for jio pay launch
18. Samsung Pay: Need to open app to make NFC payment...Inconvenient and interface is overwhelming..Samsung account install bloat
19. Whatsapp: Need to save number before making payment...Inconvenient
20. Airtel: Too many clicks...time consuming
21. BHIM: High failure rate as reported by users

Finally selected YesPay Next: Single click payment, clean interface, no failure till now and we can set default bank a/c and rupay credit card so no need to select/see the account screen again and again
 
Last edited:
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nits123 said:
My key criterion was light weight app, clean interface, customer feedcback and high success rate...Tested following 20 and based on my memory, listing rejection reason

1. Gpay: Email id is UPI id...don't want to disclose personal details..Interface is overwhelming
2. Paytm: now Mobile no is UPI id..Show complete account list and sometime select account which is not default
3. Phonepe: Found it too slow and desired VPA NA..Multiple VPA's are confusing
4. Payzapp: Mobile no is UPI id
5. Freecharge: Customer review negative on failure rate..Not comfortable with word FREE in upi id...Don't need anything free🙂
6. CRED: Threat to privacy, you have to naked yourself in front of them. Not worth for penny cashback
7. SBI Pay: Difficult to link rupay credit card
8. Induspay: High failure...Unable to link bank account
7. iMobile: Too cluttered..I have multiple accounts so it is cluttered
8. Pockets: Need to recharge wallet and then use UPI...Not comfortable
9. Amazon: Takes 3/4 clicks to reach UPI payment page
10. Axis Pay: Negative reviews on failure
11. Jupiter: Privacy concern
12. FiMoney: privacy concern
13. Dhani: Very low rating
14. Navi: Interface is promotional/cross selling
15. Kotak: Too much crowded like imobile
16. PNB: High failure review
17. JIO: Multiple clicks to reach UPI page...Will wait for jio pay launch
18. Samsung Pay: Need to open app to make NFC payment...Inconvenient and interface is overwhelming..Samsung account install bloat
19. Whatsapp: Need to save number before making payment...Inconvenient
20. Airtel: Too many clicks...time consuming
21. BHIM: High failure rate as reported by users

Finally selected YesPay Next: Single click payment, clean interface, no failure till now and we can set default bank a/c and rupay credit card so no need to select/see the account screen again and again
Click to expand...
Since you have tried almost all apps and have a good experience..
I have this question?

How has been your experience on UPI Lite?
 
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Dragon_slayer said:
What is everyone using after Paytm's closure? I dont use UPI so I have stopped online transactions completely
Click to expand...
People are rushing to Phonepe and GPay...After elections, new govt will put a restriction on no of transactions on Phonepe and Gpay to break their monopoly....This is also one of the reason, i have not selected Gpay and Phonepe

Using Gpay only for NFC payment not UPI
 
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