PayZapp discontinues usage of other bank credit cards for Rental Payments.

[bhavyegoelbhavyegoel is verified member.]

Hi TFCians,

Since rent payment days were approaching, I tried to settle my rent yesterday using my SBI Vistara Prime Credit card. I was surprised to see that PayZapp has discontinued using other bank credit cards for paying rent via Redgirraffe via PayZapp. Now you can only use HDFC Credit cards or load PayZapp wallet by paying convenience fees using other bank credit cards and then use the services of PayZapp if you want to pay rent via RedGirraffe. The way out for following is

1) Use HDFC Credit Cards and complete milestones of Infinia/DCB/Regalia Gold/Biz Black since they won't reward you on rental payments (Base Rewards). Here a fee of 1% would be applicable by HDFC Bank.
2) Load the PayZapp wallet by paying 1.78% wallet loading charges and use your IDFC Vistara/SBI Vistara cards to complete milestones.
3) If you used to pay rent using Magnus/Reserve, you can pay rent directly from the RedGiraffe website. (Not tested personally since I hold only Axis Atlas)

 

[faltooAdmi]

I have SBI prime vistara only . Ended up paying rent by RedGirf by loading into Pz wallet . Paid 1% extra PzWallet charges .
Earlier it used to be (0.39% RG + fixed 235 rs of SBI )

But will wallet load (Pz wallet) be eligible for milestone benefits?

 

[sambitpatro]

Any other alternative platforms for payzapp? I was using standard chartered smart credit Card using payzapp for 2% cashback.

 

[manishgolcha]

Any working options for SBI Vistara card except Payzapp wallet load?

 

[Arpi]

Any working options for SBI Vistara card except Payzapp wallet load?

Were you able to find anything?

 

[manishgolcha]

Were you able to find anything?

Not yet. I think I will be using NoBroker

 

[Arpi]

Not yet. I think I will be using NoBroker

Why that option over PZ wallet load?

 

[manishgolcha]

I have to pay 1.25L rent. Payzapp wallet load will attract more charges

 

[abhiver]

Which credit are we using for payment. Is HDFC regalia gold still offer first rent transaction for free services.

 

[Arpi]

I have to pay 1.25L rent. Payzapp wallet load will attract more charges

How much does no broker charge?

 

[manishgolcha]

Which credit are we using for payment. Is HDFC regalia gold still offer first rent transaction for free services.

I am using IDFC Vistara till 4.5L and SBI Vistara Prime for the rest.

 

[manishgolcha]

How much does no broker charge?

1% + GST. that's what I have heard / read. Haven't tried yet

 

[Arpi]

1% + GST. that's what I have heard / read. Haven't tried yet

It is 1.99% + GST. Just checked

 

[manishgolcha]

It is 1.99% + GST. Just checked

Looks like no more rent payment from SBI Vistara card now

 

[Arpi]

Looks like no more rent payment from SBI Vistara card now

You can try housing . com

 

[manishgolcha]

You can try housing . com

how much housing charge?

 

[Arpi]

So

how much housing charge?

Somewhere around 2%, doesn't get tagged as rent though if you use education route. I had used 2/3 months prior.

 

[doctoramar]

BOB Eterna Visa/RuPay credit card - Load till Rs41667 to Payzapp Wallet and get 4.75% Cashback (milestone benefit included).

Wallet load gives reward points regularly or is it a hit and miss?Does wallet load count for milestone benefit?

 

[Abhishek012]

Wallet load gives reward points regularly or is it a hit and miss?Does wallet load count for milestone benefit?

Yes count for everything.

 

[sambitpatro]

Any other alternative for payzapp with low charges

 

[manishgolcha]

Any other alternative for payzapp with low charges

which card do you want to use?