Today when I purchased gift voucher on Payzapp app gyftr, I used payzapp payment option. It took me to card selection option and then swipe to pay. So, obviously, I didn't have option to check merchant name in OTP. Merchant name in payment sms was WWWGYFTxxxxxxxx (xxxxxxxx is eight digit number). But same merchant name in unbilled transactions is "Pay*gyftr via SMARTBUYNEW" . So, looks like some new changes in Payzapp. Or was it always like this which I didnt notice earlier.