(Payzapp Wallet to CC bill pay trick added) Which Debit Card to use for Credit Card Bill Payment in (December 2025)

[AwesomeDeepak]

I made payment on September 25 still no reward points . How long they take ?

Did you received Rp for indus dc on cred cc bill?

 

[AwesomeDeepak]

Rece

Did 112500 using excl visa dc
And 80k using plat dc on cred.
Fingers crossed

Received rp for this payment?

 

[alpha2betaa]

Axis burgundy debit card and Rbl signature+ card working on GoodScore app.

some user now get DC option on 1 lakh+ CC bill pay, even some user get DC option on 10k+ CC bill pay.

Indusind Visa and MC not working on Good score??

 

[nikhilv0303]

Does Good score ask PAN for registration?

 

[xxScriptzxx]

Indusind Visa and MC not working on Good score??

Its working. Got points as well

 

[mojo_jojo123]

Its working. Got points as well

for 2L plus payment or smaller ones

 

[AwesomeDeepak]

Anyone please confirm..
CRED WITH Indus Visa dc working or not..

 

[Animal]

Anyone please confirm..
CRED WITH Indus Visa dc working or not..

It worked for me last month for both MC and VISA.

VISA merchant name: Dreamplug Paytech SoluBENGALURU IN
MC merchant name: CREDCCBILLPAYMENT MUMBAI 000IN

Not sure if something has changed this month.

 

[darkjediknight]

It worked for me last month for both MC and VISA.

VISA merchant name: Dreamplug Paytech SoluBENGALURU IN
MC merchant name: CREDCCBILLPAYMENT MUMBAI 000IN

Not sure if something has changed this month.

You got rewards for CREDCCBILLPAYMENT MUMBAI 000IN on MC?

 

[Animal]

You got rewards for CREDCCBILLPAYMENT MUMBAI 000IN on MC?

Yes I did. Even I was also not expecting after seeing the merchant name.

 

[Abhishek012]

You got rewards for CREDCCBILLPAYMENT MUMBAI 000IN on MC?

Any idea about MCC Code ?

 

[mojo_jojo123]

any option for under 50k bill . chote log hai .. chote bill hote hai ..

 

[alpha2betaa]

Its working. Got points as well

Phonepe not giving me Debit card option for 1.3L payment
Last week it gave me DC option 🥴

Even Paytm is only showing bank accounts.

🤦‍♂️

 

[Abhishek012]

Now 0.75% to 1% or more for Credit Card Bill payment using BOI RuPay Select Debit Card:​

A

Revaluation Thread 'Now 0.75% to 1% or more for Credit Card Bill payment using BOI RuPay Select Debit Card:'

Oct 2, 2025

Now 0.75% to 1% or more for Credit Card Bill payment using BOI RuPay Select Debit Card:

From 01.09.2025, all exclusion on PoS and E-commerce transactions using BOI Debit Card have been removed.
Maximum 10,000 points per month can be accumulated by a customer having Debit Card or Credit Card under common customer ID or CIF.

Card-wise Bonus (RuPay Select Debit Card Only)	3 Point	Transaction value should be more than Rs.10,000/- per transaction Transaction should be done using RuPay Select Debit Card.

...

• Abhishek012
• boi credit card debit card rupay visa
• Replies: 420
• Forum: Debit Card

• 

 

[tachniki]

Phonepe not giving me Debit card option for 1.3L payment
Last week it gave me DC option 🥴

Even Paytm is only showing bank accounts.

🤦‍♂️

I am still getting on phonepe

 

[tachniki]

Sir i am confused what card to and where to do paymebt of my cc

I just wanter to know best option using
Axiw burgundy debit card
Rbl signature card
Idfc wealth debit card

Please brothers help regarding if any possibikity to get any reward for above cards

With burgundy dc, you can pay on phonepe but there is extra charge.

 

[rakeshsajjan45]

Is this correct calculation or not for Indus Signature debit card


Detailed breakdown of the calculation
Here is the step-by-step breakdown of how this figure is reached, based on the reward tiers:

• Tier 1: Spend ₹5,000 to earn 2 points per ₹200.
  • 5000 / 200 * 2 = 50 points
• Tier 2: Spend the next ₹5,000 (from ₹5,001 to ₹10,000) to earn 3 points per ₹200.
  • 5000 / 200 * 3 = 75 points
• Tier 3: Spend the next ₹10,000 (from ₹10,001 to ₹20,000) to earn 4 points per ₹200.
  • 10,000 / 200 * 4 = 200 points
• Tier 4: Spend the next ₹20,000 (from ₹20,001 to ₹40,000) to earn 5 points per ₹200.
  • 20,000 / 200 * 5 = 500 points
• Tier 5: All spending above ₹40,000 earns 6 points per ₹200. You still have 2,175 points left to earn.
  • 3000 (total cap) - 50 - 75 - 200 - 500 = 2,175 points remaining
  • To find the required spend, divide the remaining points by the points-per-rupee rate in this tier.
    • 2,175 points / (6 points per ₹200) * 200 = ₹72,500
• Total Spend: Add up the spend from all tiers.
  • ₹5,000 + ₹5,000 + ₹10,000 + ₹20,000 + ₹72,500 = ₹1,12,500

 

[alpha2betaa]

I am still getting on phonepe

For what amount ?

 

[tachniki]

For what amount ?

Paid about 50k just now.

 

[newmakerhere]

Paid about 50k just now.

In phonepe app or phonepe gateway