NishanthSN
TF Select
Not getting otp while adding money to payzapp.
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(Payzapp Wallet to CC bill pay trick added) Which Debit Card to use for Credit Card Bill Payment in (December 2025)
- Thread starter Abhishek012
- Start date
- Replies 1K
- Views 86K
mobsol2017
TF Premier
try after 2-3 hrs
HSBC salary account debit card still working? Planning to open a salary account now.
idharkyadekhraha
TF Buzz
Quoting you on a wrong reply but just wanted to check is there a workaround for loading >2L in Payzapp using GPR card in a month? I tired doing that in my relative's Payzapp but it throws up an error 'Risk Denied'. If not, in that case, how do you utilise the amount exceeding 2L in Ebixcash? There is no CC bill payment option
DesiDimer2025
TF Neo
PAYZApp game is over 😱😱😱, getting denied error. now money is stuck in EBIX GPR Card ..... @Abhishek012 pls advise how to get the EBIX stuck money back ?😒
Muzan Kibutsuji
TF Select
Working perfectly fine
Subha hi kiya tha
Koushikdas24
TF Buzz
DesiDimer2025
TF Neo
after trying in multiple HDFC Payzapp accounts, it is working fine now . but rejected by hdfc in house error comes many time . try with 5k or 10 k amounts only . i think pazyapp is blocking bigger amounts in one txn .
Just wait max it 2–3 days — it should start working. Since yesterday many people have been loading wallets with credit cards and taking advantage and heavy transaction volumes can cause errors.
The simple reason is that wallet companies don’t keep crores of rupees on hand and transactions take 2–3 days to settle. So relax — most transactions should clear in 2–3 days.
Just to be clear, this isn’t the first time — in the past 2 years, whenever people started using it heavily in a single day, such problems have happened. Then by the next day or within 2 days, it starts working perfectly.
You can use ₹4 lakh per month across two PayZapp accounts — ₹2 lakh + ₹2 lakh.
The 'Risk Denied' error shows up when you load very large amounts into PayZapp, like ₹1–2 lakh.
Solution? Nothing much — just wait 2–3 days. Let the previous transactions settled and it will start working again.
One more thing: if error still showing after 2–3 days, there may be weekly limits; things usually start working again by next Monday.
Your other question was how to use a large balance loaded in EbixCash without PayZapp, right?
I wrote in my post that EbixCash has a BHIM UPI app (Android user) — it’s EbixCash’s wallet-linked UPI. You can use it for free bank transfers and to pay credit-card bills via third-party apps but remember you won’t get the 1% cashback there. It’s better to wait 2–3 days and then use it from another PayZapp account.
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amazon_fan
TF Select
Friends
Can any one confirm if Indus VISA + Cred worked for this month ???
For September and October it worked, points got added 2 days after the transaction.
But for November, I paid on 2nd November, till now points are not added.
Is the trick over ? or do i need to wait more days ?
For anyone it worked in November ?
Can any one confirm if Indus VISA + Cred worked for this month ???
For September and October it worked, points got added 2 days after the transaction.
But for November, I paid on 2nd November, till now points are not added.
Is the trick over ? or do i need to wait more days ?
For anyone it worked in November ?
Im also still waiting. Next see for a few more days.
dude, sometimes you need to wait 20 to 30 days and sometimes credited within 2 days.
And sometimes, points never get credited
mobsol2017
TF Premier
Don't use indus dc myself but someone in this thread said its 6012 mcc confirmed by rbl bank. Is it in eligible list check yourself?
Mcc code - 6051, which is eligible category for indusind bank visa signature dc.
mojo_jojo123
TF Legend
which is this trick of credit card 🙂
RuPay CC UPI load on Ebixcash and no charges.
cleverpappu
TF Premier
What is the mcc of rupay cc upi load on ebixcash?
