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(Payzapp Wallet to CC bill pay trick added) Which Debit Card to use for Credit Card Bill Payment in (December 2025)

For axis burgundy DC on GoodScore (above 2 lacs payment), what’s the reward rate (how many ER points on how much spend) - and how much max bill can we pay per month with this, since there is 2000 ER per month limit on axis burgundy DC right ?
2L max spend to get 2000 ER. Reward rate depends on your most rewarding credit card. For me it’s 5:4 ratio to transfer to partner hotels / airlines since I have M4B. Not sure about the default ratio if you just have burgundy DC.
 
Add -

2) Cred app -

Get Debit Card option only on Rs50,001+ Credit Card bill payment.

Well, some people told they got MCC Code - 7322 (Collection agency), if merchant name - Dreamplug paytech sol

I think the merchant name come up only for Visa card users.

Please verify merchant name and mcc code with bank, before pay big amount.

IndusInd Visa Signature Debit Card (approx 0.93% cashback),
RBL Signature+ Debit Card - 2% cashback (please verify merchant name - Dreamplug paytech sol & mcc code with bank)
RBL Enterprise Debit Card - Only for Milestone benefit (please verify merchant name - Dreamplug paytech sol & mcc code with bank).
Is this still working for Indusind excl visa dc?
 
For axis burgundy DC on GoodScore (above 2 lacs payment), what’s the reward rate (how many ER points on how much spend) - and how much max bill can we pay per month with this, since there is 2000 ER per month limit on axis burgundy DC right ?
I paid a 5Lac bill, and I apparently got 5k ER, even I was confused as the max limit was 2k
 
when I tried to load 5k from Ebix to payzapp , got errror from payzapp saying daily limit reached .

I only done 2 transaction on 5rs and another 5k . It must be refund back to wallet now. What is this daily limit ? Payzapp doesn’t save this card , but second time when I tried to load 10k hdfc warmed that 5k cooling period for 4hrs, but since the card is not saved I tried 5k instead of 4995

@Abhishek012 can you guide me on this limit issue ? What is gpr daily limit and payzapp limit
 
when I tried to load 5k from Ebix to payzapp , got errror from payzapp saying daily limit reached .

I only done 2 transaction on 5rs and another 5k . It must be refund back to wallet now. What is this daily limit ? Payzapp doesn’t save this card , but second time when I tried to load 10k hdfc warmed that 5k cooling period for 4hrs, but since the card is not saved I tried 5k instead of 4995

@Abhishek012 can you guide me on this limit issue ? What is gpr daily limit and payzapp limit
PayZapp has daily, weekly and monthly limits. The monthly limit is ₹2 lakhs.

Also, for a new card, there’s a 4-hours cooling period on payzapp app.

It’s better to load funds 24 hours after the first use.

Ebixcash card - check your transaction limit on setting.
 
PayZapp has daily, weekly and monthly limits. The monthly limit is ₹2 lakhs.

Also, for a new card, there’s a 4-hours cooling period on payzapp app.

It’s better to load funds 24 hours after the first use.

Ebixcash card - check your transaction limit on setting.
It said to me the card cannot be saved . Still the cooling limit applies cumulative? As I have to enter the card second time manually.

What is the daily limit in payzapp and ebix
 
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