(Payzapp Wallet to CC bill pay trick added) Which Debit Card to use for Credit Card Bill Payment in (October 2025)

[Zlatan1234]

I used IndusInd Signature Visa on Cred App

Two cards maxed at 1.125L last two months but didn't get any reward points.

Are there any options for RBL SPDC other than
Ebix which is too complicated for me?

You can try through VI

 

[Infinite]

You can try through VI

The web portal no longer accepts non-VI phone number and the VI app that accepts non-VI number doesnr have an option to pay credit cards bills

Am I missing anything?

 

[Chitra007]

You can try through VI

What is MCC for VI? Also, it's adding a convenience fee of 0.6% when paying with a debit card.

 

[shu_sha_]

What is MCC for VI? Also, it's adding a convenience fee of 0.6% when paying with a debit card.

Charges has been increased to 1.08% now
Mcc is 4900 utility afaik

 

[Abhishek012]

I used IndusInd Signature Visa on Cred App

Two cards maxed at 1.125L last two months but didn't get any reward points.

Are there any options for RBL SPDC other than
Ebix which is too complicated for me?

Use Goodscore app for 1 lakh+ credit card bills and no extra charges.

Indusind visa signature and RBL Signature+ DC both eligible.

 

[Abhishek012]

The web portal no longer accepts non-VI phone number and the VI app that accepts non-VI number doesnr have an option to pay credit cards bills

Am I missing anything?

Try here - https://www.myvi.in/utilities but here 1%+GST charges

Better to try Goodscore app.

 

[456]

@Abhishek012 bro ebixcash prepaid card 1% cb is active on this month??

 

[Raviteja]

What’s the MCC for using the Good Score app with my IndusInd Titanium Delight debit card?

 

[Animal]

What’s the MCC for using the Good Score app with my IndusInd Titanium Delight debit card?

Should be 4900

 

[saber.mbt]

Don't change to Indie.

 

[Riva]

Guys, is there a limit on the credit card bill pay amount using VI bill pay using debit card? I paid my HDFC cc bill of 7700 and the amount was debited from the account, but 5 minutes later i got a message saying it failed and will be refunded back.

 

[Random_CC]

Hi all , I have a bill of 1.85 lakh to be paid. PZ weekly limit is already over , have money in GRP card , Zavo & GS are not working with GPR any other way of paying this bill ?

 

[Abhishek012]

Hi all , I have a bill of 1.85 lakh to be paid. PZ weekly limit is already over , have money in GRP card , Zavo & GS are not working with GPR any other way of paying this bill ?

Payzapp weekly limit reset on monday.

 

[2025]

Payzapp weekly limit reset on monday.

What is the pz weekly limit? 1.0L? 1.5L? 2.0L?
People used to talk about it, but no clarity.
I believe there is no weekly limit.

 

[Random_CC]

What is the pz weekly limit? 1.0L? 1.5L? 2.0L?
People used to talk about it, but no clarity.
I believe there is no weekly limit.

It may be account dependent , for me it was 2 lakh. In the failed transactions remarks in the passbook it was mentioned that amount exceeds your wallet's weekly limit and then I calculated it.

 

[Riva]

Use Goodscore app for 1 lakh+ credit card bills and no extra charges.

Indusind visa signature and RBL Signature+ DC both eligible.

@Abhishek012 does good score need kyc?
Can I also use Navi to pay using dc and is kyc needed for that as well?
Also are there limits on VI for cc bill pay? My HDFC cc bill payment got refunded 5 minutes after being deducted from account.

 

[2025]

It may be account dependent , for me it was 2 lakh. In the failed transactions remarks in the passbook it was mentioned that amount exceeds your wallet's weekly limit and then I calculated it.

Can you show a pic of that statement, hiding sensitive details. 2L is monthly limit. I am not sure whether it's rolling or calendar month basis. Most likely calendar month.

Possibly between two successive months they use that term. Just a guess. Or maybe they just write weekly in place of monthly.

As far as I remember, earlier they used to have weekly limit. Later they removed that and made it monthly. Annual limit is 10L currently. There is a need to revise that.

 

[2025]

Also are there limits on VI for cc bill pay? My HDFC cc bill payment got refunded 5 minutes after being deducted from account.

Try again .

 

[Random_CC]

Can you show a pic of that statement, hiding sensitive details. 2L is monthly limit. I am not sure whether it's rolling or calendar month basis. Most likely calendar month.

Possibly between two successive months they use that term. Just a guess. Or maybe they just write weekly in place of monthly.

As far as I remember, earlier they used to have weekly limit. Later they removed that and made it monthly. Annual limit is 10L currently. There is a need to revise that.

It is not explicitly mentioned as 2 lakh but I just calculated once the transaction started failing

 

[Animal]

@Abhishek012 does good score need kyc?
Can I also use Navi to pay using dc and is kyc needed for that as well?
Also are there limits on VI for cc bill pay? My HDFC cc bill payment got refunded 5 minutes after being deducted from account.

Same happened with me. Tried paying HDFC bill on VI, my 72K got stuck.