People with Diners Club Black card. How and where are you using your card ?

[avinash2711]

Hello everyone,

I was wondering how folks with Diners Club Black are using it. I have a DCB LTF card which I use mostly on HDFC smartbuy , some online websites and very few offline locations as the acceptance is low.

Looking forward to know some other places where I can use the card.

 

[Morpheusarch]

I'm also in the same boat contemplating whether or not to go for Magnus. Already have a LTF DCB. Seeing the flight fares shoot up by almost 70% and WFHs also ending, I could really use the extra 20k miles. But considering rent doesn't count towards 1lakh monthly spends and doesn't give RPs, it will be hard to reach the 1lakh target. If BharatNxt is patched then have then most will fail to reach the 1lakh limit. Hence the conundrum.

 

[Slayer]

I'm also in the same boat contemplating whether or not to go for Magnus. Already have a LTF DCB. Seeing the flight fares shoot up by almost 70% and WFHs also ending, I could really use the extra 20k miles. But considering rent doesn't count towards 1lakh monthly spends and doesn't give RPs, it will be hard to reach the 1lakh target. If BharatNxt is patched then have then most will fail to reach the 1lakh limit. Hence the conundrum.

You do not even need to reach monthly milestone

Booking from traveledge gives 5X, Amazon shopping and flopkart gives 5X too

At the end this card comes with a 10k voucher for it's joining fees - if you think that is not a good deal then idk

 

[PavanPavan is verified member.]

You do not even need to reach monthly milestone

Booking from traveledge gives 5X, Amazon shopping and flopkart gives 5X too

At the end this card comes with a 10k voucher for it's joining fees - if you think that is not a good deal then idk

All above points are accepted sir 🙁 But for every edgepoints we have to fight with the Customer Support team...Unrealistic responses
And my understanding award fligt booking is bit devalued now for domestic

 

[Slayer]

All above points are accepted sir 🙁 But for every edgepoints we have to fight with the Customer Support team...Unrealistic responses
And my understanding award fligt booking is bit devalued now for domestic

Burgundy helpline is actually a lot better than what people think of it but yes Axis is very poor in crediting points

Most important thing is keeping an excel for all the spends - which i personally think is a good habit to track expenses

For example


The situation for domestic award flites is almost the same it was 6 months ago

 

[PavanPavan is verified member.]

Burgundy helpline is actually a lot better than what people think of it but yes Axis is very poor in crediting points

Most important thing is keeping an excel for all the spends - which i personally think is a good habit to track expenses

For example

View attachment 11763
The situation for domestic award flites is almost the same it was 6 months ago

Thank you 🙂

 

[avinash2711]

I'm also in the same boat contemplating whether or not to go for Magnus. Already have a LTF DCB. Seeing the flight fares shoot up by almost 70% and WFHs also ending, I could really use the extra 20k miles. But considering rent doesn't count towards 1lakh monthly spends and doesn't give RPs, it will be hard to reach the 1lakh target. If BharatNxt is patched then have then most will fail to reach the 1lakh limit. Hence the conundrum.

Please let me know if you are trying for Magnus. Just want to see how smooth the process would be with Axis.

 

[Slayer]

Please let me know if you are trying for Magnus. Just want to see how smooth the process would be with Axis.

Contact @Alwàys_Bélîevé_Yøursélf🎯 for fast approval

 

[Morpheusarch]

You do not even need to reach monthly milestone

Booking from traveledge gives 5X, Amazon shopping and flopkart gives 5X too

At the end this card comes with a 10k voucher for it's joining fees - if you think that is not a good deal then idk

Like I said I already have a DCB LTF, so in terms of vouchers and flight bookings I don't think it will be much of a difference (~1%). The place where it wins hands down over DCB (or any other card in that respect) is the monthly milestone benefit.

 

[anirban.choudhuryanirban.choudhury is verified member.]

Like I said I already have a DCB LTF, so in terms of vouchers and flight bookings I don't think it will be much of a difference (~1%). The place where it wins hands down over DCB (or any other card in that respect) is the monthly milestone benefit.

DCB afaik has a capping on smart buy , for magnus there is no such capping on traveledge

 

[Morpheusarch]

DCB afaik has a capping on smart buy , for magnus there is no such capping on traveledge

Didn't know that, thanks for the info. I always thought there would be some sort of capping in Magnus as well.

 

[CVR]

dcb capping is very restrictive.. only 2500 points in a day while infinia has 7500 limit.. i have magnus and dcb ltf still evaluating whether to upgrade to infinia paid from dcb ltf

 

[Morpheusarch]

If you have magnus and DCB LTF I doubt if it makes sense to pay extra GST for infinia since most spends will be covered with magnus.

 

[sky_walker_rules]

after Magnus, not using LTF DCB at all

 

[curious]

I currently hold 2 Diners black LTF cards with shared limit of >10 lacs. Is it possible to get upgrade to Infinia LTF? Did anyone here manage to get this kind of upgrade?

 

[Chiku]

I hold DCB (LTF) only for HDFC offers. I stopped buying Amazon vouchers from HDFC smartbuy because of the additional charges.

 

[AJ331]

buy amazon pay gift vouchers, amazon gift card vouchers each month from smartbuy, instead of shopping directly on amazon. same with myntra and flipkart. unless there is no other discount, these give an effective cashback of around 10%. so if you are buying something on amazon for say 200 rupees, use your gift card balance as there is hardly any discount on any other card for such a low value transaction.

also use swiggy dineout for restaurant dining and pay with dcb on the app..i am getting around 30% off using that.

How do we get 10% cashback (effective) by buying a amazon gift voucher from smart buy and loading the same on amazon pay wallet?

 

[Morpheusarch]

How do we get 10% cashback (effective) by buying a amazon gift voucher from smart buy and loading the same on amazon pay wallet?

If you buy amazon vouchers from smartbuy (gyftr) you get 3x RPs which amounts to around 10% cashback (if you redeem for flights or travel bookings).

 

[ltf4ever]

How do we get 10% cashback (effective) by buying a amazon gift voucher from smart buy and loading the same on amazon pay wallet?

as replied by @Morpheusarch above.

important to note that 10% is for amazon shopping gift cards, and not amazon pay gift cards.
for amazon pay gift cards, the effective rate is between 8.5 to 8.75% roughly, based on the platform fees that are charged. still worth it.

 

[mojo_jojo123]

I hold DCB (LTF) only for HDFC offers. I stopped buying Amazon vouchers from HDFC smartbuy because of the additional charges.

same here

 

[avinash2711]

I hold DCB (LTF) only for HDFC offers. I stopped buying Amazon vouchers from HDFC smartbuy because of the additional charges.

Hello. may I know which card are you using for Amazon Pay purchases ?