Personal Credit Card Portfolio: Yearly Review of Rewards Earned and Redeemed 2024

[Lobogris]

Teacher having 5 Cr lol.

5cr isn't a lot of money now a days for middle class and above. A single home in a decent neighbourhood can sell for 20 crores or more. So a person can have more money than simply salary.

 

[2025]

No way a school teacher earns so much and spend this high to collect Reward points.

I loved ur daring, to spell out what u thaught of. But,
He said he has other sources of income as well. Precisely he mentioned the growth happened recently...

I used to use the HDFC Regalia a few years ago,

Just a normal teacher, Amazon US seller, and this TechnoFino you all know.

-----

IT will come knocking your door soon. Keep flaunting in the meantime.

Given the IT regulations on reporting/ tracking of expenditures, IT team must be knowing all this. Looking at his transperancy in this thread itself, I don't think he is hiding anything or doing any kind of tax avoidance.

He is perhaps enjoying his life which many of us ignore.

Regarding flaunting, it depends on how u look at it. Many of us would take this as inspiration.

 

[prash1161]

View attachment 79160
Primary school teacher

Raid padne wali hai soon🤣
Govt teacher ke pas sa prapt hui karodo ki sampathy

 

[prash1161]

5cr isn't a lot of money now a days for middle class and above. A single home in a decent neighbourhood can sell for 20 crores or more. So a person can have more money than simply salary.

Bhaiya ruko ruko kya bol rahe ho socho jara

 

[kuchbhi]

This is points laundering guys (money laundering to be precise). No way a school teacher earns so much and spend this high to collect Reward points.

Sumanta can boast now - but he also knows his income does not justify this spending. IT will come knocking your door soon. Keep flaunting in the meantime.

If you don't mind, @TechnoFino sir, can you share more info about your Amazon US seller venture. Is it goods exports from India or dropshipping of products

money laundering? wow what...
Yea I know man... What I'm doing...

Kya maine galti to nahi kardi aapki job puchke


Moreover Sire Can I please get your autograph digital bhi chalega
will sell for 5cr when dada will become world famous

 

[TechnoFinoTechnoFino is verified member.]

Kya maine galti to nahi kardi aapki job puchke


Moreover Sire Can I please get your autograph digital bhi chalega
will sell for 5cr when dada will become world famous

Gareeb insaan here.... no value of my signature 😐

I loved ur daring, to spell out what u thaught of. But,
He said he has other sources of income as well. Precisely he mentioned the growth happened recently...

-----

Given the IT regulations on reporting/ tracking of expenditures, IT team must be knowing all this. Looking at his transperancy in this thread itself, I don't think he is hiding anything or doing any kind of tax avoidance.

He is perhaps enjoying his life which many of us ignore.

Regarding flaunting, it depends on how u look at it. Many of us would take this as inspiration.

Bro, I started working as a freelancer back in 2009 when I was not even 18 years old. In 2011, I got hired by an Australian company for remote work through oDesk (now Upwork). By 2014, I started my own business selling on Amazon US and launched my own brand (private label). In 2017, I secured a position as a primary school teacher at a state government-aided school.
Since it's a government-aided school, the law allows me to run a business under my name. While government employees cannot engage in other businesses, this restriction doesn’t apply to us.
Anyway, all this information is public—my businesses and everything else are online. There's nothing to hide.

 

[kuchbhi]

Gareeb insaan here.... no value of my signature 😐

vo to mai lekar rahunga jis din physically milunga 😉
Till then lets be virtually connected!

 

[ccdc]

Gareeb insaan here.... no value of my signature 😐

Bro, I started working as a freelancer back in 2009 when I was not even 18 years old. In 2011, I got hired by an Australian company for remote work through oDesk (now Upwork). By 2014, I started my own business selling on Amazon US and launched my own brand (private label). In 2017, I secured a position as a primary school teacher at a state government-aided school.
Since it's a government-aided school, the law allows me to run a business under my name. While government employees cannot engage in other businesses, this restriction doesn’t apply to us.
Anyway, all this information is public—my businesses and everything else are online. There's nothing to hide.

could you give us link of amazon us showing products you sell and your private label?

 

[cardoptimizer]

@TechnoFino Can you also add from which partner you transferred balance to Mariott, Accor, ITC, Krisflyer, etc respectively.

 

[AURA AURA]

Primary school teacher yes private 5cr nrv 😂 ..konsi desh ka primary teacher ho sir aap humara yaha too primary teacher school karne ke bad Zomato delivery boy ban jata hai extra earning ke lie aap too alag hi khela khel rehe ho

 

[jack333]

Primary school teacher yes private 5cr nrv 😂 ..konsi desh ka primary teacher ho sir aap humara yaha too primary teacher school karne ke bad Zomato delivery boy ban jata hai extra earning ke lie aap too alag hi khela khel rehe ho

Tum samjhe nahi teaching is passion just like phunsukh wangdu

 

[TechnoFinoTechnoFino is verified member.]

@TechnoFino Can you also add from which partner you transferred balance to Mariott, Accor, ITC, Krisflyer, etc respectively.

Marriott from amex, ITC and accor from axis edge, last year. SQ from hdfc infinia mainly.

 

[TechnoFinoTechnoFino is verified member.]

Primary school teacher yes private 5cr nrv 😂 ..konsi desh ka primary teacher ho sir aap humara yaha too primary teacher school karne ke bad Zomato delivery boy ban jata hai extra earning ke lie aap too alag hi khela khel rehe ho

Na bro na... don't have 5 cr nrv, gareeb insaan... yes Bank is very kind they issued me yes private normally.

 

[ccdc]

Primary school teacher yes private 5cr nrv 😂 ..konsi desh ka primary teacher ho sir aap humara yaha too primary teacher school karne ke bad Zomato delivery boy ban jata hai extra earning ke lie aap too alag hi khela khel rehe ho

wait for teacher scam in the great WB 😛....maybe kisika naam aayega iss scam mein...😛

 

[MrMonkey]

All this is fine, as even we all would route business spends on personal credit cards if we had that sort of business. But how come banks allow this much huge spending on personal credit cards, when they usually flag spends of much smaller amounts? And it's pretty clear why there's no Axis here, so I assume quite a large amount of points got lost there before closures of Axis cards.

Thanks for posting this btw, it gives bit of visibility into your usage of credit cards

 

[kuchbhi]

🌟 DISCLAIMER! 🌟

⚠️ Before you dare proceed with this thread, brace yourself! ⚠️

💥 WARNING! 💥
This content unleashes the catastrophic, earth-shattering effects of the most unimaginable, next-level INFERIORITY COMPLEX!

🚨 PROCEED WITH CAUTION! 🚨
Your peace of mind might never recover. The effects? Long-lasting. Mind-bending. Soul-crushing.

💀 YOU HAVE BEEN WARNED! 💀
😱 READ AT YOUR OWN RISK, IF YOU DARE! 😱

YOU DARE ENTER THIS REALM OF TURMOIL?
🔥 💣💔💀 CHOOSE WISELY 💀💔💣 🔥


~Someone Add Threadmark plssss 😉

 

[TechnoFinoTechnoFino is verified member.]

wait for teacher scam in the great WB 😛....maybe kisika naam aayega iss scam mein...😛

It seems like you’re not aware of the update. The great West Bengal government published the list of ineligible teachers following a court order.

 

[bhavik886151]

yes these is perfectly possible to achieve but for that you required that type of finance management and that type of business

i know it is achievable and can be done by any one like @TechnoFino achieved.

 

[V360]

yes these is perfectly possible to achieve but for that you required that type of finance management and that type of business

i know it is achievable and can be done by any one like @TechnoFino achieved.

Great - we give you a complete year to achieve this - since you think, its possible, please go ahead and prove us wrong with proper finance management.

We will all learn from you.

 

[CardTroller]

Great - we give you a complete year to achieve this - since you think, its possible, please go ahead and prove us wrong with proper finance management.

We will all learn from you.

I think you might be going through some kind of depression. I’ve seen some of your comments, and I truly feel that way. @bhavik886151 already mentioned that someone with such financial management skills and businesses can achieve this, and yet you’re asking @bhavik886151 to earn... lol