SBI Card PhonePe SBI Card – CVP new SBI CC launching

[Sree CC]

Isn't the CB instant ?

My 1st bill was generated on 07/09/25....
Masked Entries: 1℅ via UPI
Amz & Flipkart : 5% via OTP
utilities & 18k insurance: 10% via UPI
Note: ALL MY REWARDS WERE CREDITED

 

[HumorSimpson]

My 1st bill was generated on 07/09/25....
Masked Entries: 1℅ via UPI
Amz & Flipkart : 5% via OTP
utilities & 18k insurance: via UPI

so you didn't get ~10% on utils ?

 

[Sree CC]

so you didn't get ~10% on utils ?

Yes, I got

 

[HumorSimpson]

Yes, I got?

OK. I guess with UPI its no issues. Only today the inconvenience fees is bumped to ~2% ? Is my understanding correct ?

 

[Shubham Yadav]

so you didn't get ~10% on utils ?

This card is gonna unstable with regard to utility cashback just like airtel was during its early launching month

 

[Sree CC]

OK. I guess with UPI its no issues. Only today the inconvenience fees is bumped to ~2% ? Is my understanding correct ?

Since it's first day , it's been 2% for utilities via UPI !!!!! This thread is creating more confusion

 

[HumorSimpson]

This card is gonna unstable with regard to utility cashback just like airtel was during its early launching month

That's exactly I said few posts ago

 

[HumorSimpson]

Since it's first day , it's been 2% for utilities via UPI !!!!! This thread is creating more confusion

Can you please reply to this if you don't mind

1. UPI inconvenience charges?
2. Rupay cc OTP pay, inconvenience charges?
3. Visa cc OTP pay, inconvenience charges?

 

[Sree CC]

UPI: Utilities-2% , Insurance: 1%
OTP: Utilities-1%, Insurance: 🤔

Don't know about Visa CC🙄, unless someone with Visa shares it.

 

[HumorSimpson]

UPI: Utilities-2% , Insurance: 1%
OTP: Utilities-1%, Insurance: 🤔

Don't know about Visa CC🙄, unless someone with Visa shares it.

Irrespective of that upi or OTP, you did get 10% right?

 

[surojitLaha]

Irrespective of that upi or OTP, you did get 10% right?

Yes if it's get tagged with the correct mcc

 

[Sree CC]

Irrespective of that upi or OTP, you did get 10% right?

Yes, plz check my monthly statement, for 18k insurance I got 1800 rewards...

 

[Wealth is my birth right!]

yes
for insuarance, merchant name is 'phonepeinsurance in' and I received 10% on it

You put cvv otp or by upi pin?
I feel upi is perfect way to grab cb for rupay version

 

[NISHOJI]

Aisa card banaya hai jinhe nahi mila wo bhi tension me hain jinhe mil gaya wo bhi tension me hain. Hats off to sbi 🤣

Yes SBI wale khud lunch me ja k logo ko busy rakhte hai😂😂

 

[sri_cc]

The big confusion is , there are 2 ways to pay a bill on phonpe, 1. like cc otp 2. rupay upi pin. Rupay upi pin gave the right CB but the cc otp is little flaky. Is this understanding correct @sri_cc

I think you meant to tag someone else sir and tagged me by mistake

 

[Sree CC]

I think you meant to tag someone else sir and tagged me by mistake

It's me 🙏

 

[nnva]

You put cvv otp or by upi pin?
I feel upi is perfect way to grab cb for rupay version

I did via otp method

 

[Chiraggyl]

we should create a separate thread for all details regarding 10/5%/1% cashbacks using this card.. and keel updating the thread to get consolidated information

 

[the.avhishek]

we should create a separate thread for all details regarding 10/5%/1% cashbacks using this card.. and keel updating the thread to get consolidated information

Ek to inko card mil gaya, upar se ab inko har ek merchant detail chahiye taaki aaram se cashback kama saken… ye sab main kaise jhelun yaar 😭 — ek thaka-hara, over-leveraged user.

 

[Abhishek012]

Yaad hai woh din, jab Airtel Axis Credit Card aaya tha ? Cashback me kitna paresan kiya tha wrong merchant name k karan ?