bravothemaverick
TF Buzz
I did a apple store recharge & got 10% cb - isnt the same with google play store?
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SBI Card PhonePe SBI Card – CVP new SBI CC launching
Nikhilize
TF Premier
Upi or otp?I did a apple store recharge & got 10% cb - isnt the same with google play store?
For upi it’s different than card sms otpI did an apple store recharge & got 10% cb - isnt the same with google play store?
summary1256
TF Buzz
voucher will be received within 45 days of first bill payment, not after card approval.
Updated the table
summary1256
TF Buzz
Update guys:
Got 2k points as statement credit which shows in bill paid as well
24hrs they credited points 1:1 so far no 199 charged
Waiting for joining fee voucher which after first bill i completed 35 days so far
Another ten days hmm
Got 2k points as statement credit which shows in bill paid as well
24hrs they credited points 1:1 so far no 199 charged
Waiting for joining fee voucher which after first bill i completed 35 days so far
Another ten days hmm
bravothemaverick
TF Buzz
Not sure if its different for otp & upi pin. I did it with upi pin & got 10% cb
Yes with all our shared experiences here upi seems promising
nikhilv0303
TF Ace
Anyone able to confirm if this card will be eligible for Discount offers or NCEMI during AM/FK sales?
Cashback SBI is never eligible
Cashback SBI is never eligible
We have to wait atleast 8 months from this years' sale to understand it. They may forfeit in ~8 months even if they give , happened for sbi cb in 2022 sale.
Na. Having a lot of premium cards indicates that the holder is creditworthy, and he isn't overleveraged, as his income is higher than his debt. The decision shows that SBI Card is a group of stupid fools.
I am also fighting with SBI on the overleverage issue. They are asking for last 2 salary slips and last 3 months of bank statement.Na. Having a lot of premium cards indicates that the holder is creditworthy, and he isn't overleveraged, as his income is higher than his debt. The decision shows that SBI Card is a group of stupid fools.
Did anyone get the issue resolved after sending the requested documents?
cc_dc_explorer
TF Premier
which email you reached out to them for this? can you share sample content so that I can also initiate this request..
everything
TF Buzz
In phonepe One bill payment is showing different amount for different credit cards
In my phonepe app a 439 rupees bill is showing 446 in axis card 448 in hdfc 449 in icici 449.60 in sbi
But in upi all are 442 same
In upi credit varies from 444 to 445...😆
In my phonepe app a 439 rupees bill is showing 446 in axis card 448 in hdfc 449 in icici 449.60 in sbi
But in upi all are 442 same
In upi credit varies from 444 to 445...😆
mayankcse10
TF Premier
They rejected even after sharing updated documents from my end. My total limit was just 2x of my annual salary.
Dr.AMAN
TF Ace
2X is like gray zone. They r mostly rejecting at that much overleverage. Your combined limit of all cards has to be <2X of annual salary to avoid the overleverage issue. Try closing some cards or reducing limits of those rarely used cards and bring it to <2X. I got 2 SBI cards without even document verification because my combined limit was just 1.5X
Source of this information?
Dr.AMAN
TF Ace
It is not official info. I have figured out based on many reviews I read on TF and reddit and personal experience. SBI will never officially reveal the info. This is what I have seen:-
<1.5X--> No issue at all, u just need a good cibil h/o and salaried details/ITR slips, most likely no proof asked(espcially if ur employer is in their list)
1.5-2X--> Usually no issue but they may demand additional documents if ur employer is not in their list or if u r self employed
>2X--> very high risk of rejection d/t overleverage even if u show ITR/salary slips
Again there may be exceptions to these but 90% cases I have seen fall into either of these 3 categories. I have seen people who brought their limit to <2X and were then approved the card
(PS: SBI considers ur existing loans also in the cummulative limit. One of our TF members had 40L annual salary and overall credit card limit <40L but he was still rejected by sbi fpr overleveraged issue because of a home loan of 1Cr thereby making his cummulative credit limit>2X inspite of 40L annual salary)
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akshayhs
TF Legend
I can confirm this assumption to be true in my case.
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