SBI Card PhonePe SBI Card – CVP new SBI CC launching

[miscuse89]

Has anyone checked if 10% discount is applicable on Phonepe SBI Black card?

T&C on SBI card website does not mention this card as part of exclusions even though Flipkart SBI card is mentioned under exclusions even though it was launched later.

SBI Credit Card Offers

SBI credit card offer Detail - Everything you need to know about our offers, terms and conditions, eligible cards etc. SBI credit card offer Detail - Everything you need to know about our offers, terms and conditions, eligible cards etc.

www.sbicard.com

 

[Biswa_100]

Can someone pls help,
Well am planning to buy a insurance via policybazaar.
They cannot push the premium to PhonePe as I wanted to pay via phonepe and get 10% cb but there's phonepe wallet and apay wallet option. Apay wallet se 5% jugaad ho jayega..
Can anyone help me jugaad for 10% ?
Tagging the supreme too @Abhishek012
Pl help me out on this to maximize!!!

Awaiting reply on this!!

 

[cool_jazz]

now after 1 month on phonpe app showing, application declined.
and not able to apply purple one 😀 showing try after 2 months

 

[anantnitish]

R

OK. THANKS a ton for the info. Let's tabulate and update.

Request : Let's NOT drag this thread from Tenali to Manali. Please provide complete info i.e,.
instead of saying "I paid and inconvenience is 2%" 🤷‍♂️ specify clearly "I paid elec bill using rupay UPI pin and inconv fee is 2%"

SBI BLACK PHONEPE

Variant 💱	Mode of payment 💳	Inconvenience charges for Utilities 😡	Inconvenience charges for Insurance 😡	Success rate on 10% 🌮
VISA	OTP	1%	1%	ONLY IF merchant name is UTILITY PP FSS IN or phonepeutility
Rupay	UPI PIN	2%	1%	100%
Rupay	OTP	1%	1%	ONLY IF merchant name is UTILITY PP FSS IN or phonepeutility

Welcome benefit : 1500 voucher will be received within 45 days of first bill payment, not after card approval. Fulfilled for @Wealth is my birth right!
Redemption : statement credit by calling the CS over phone.
Redemption fee : Zero as reported by @summary1256
Minimum redemption points : 500 points as 500 rs as reported by @MintedMoves

Rp is per billing cycle or per calendar month?

 

[HumorSimpson]

R

Rp is per billing cycle or per calendar month?

updated the table.


For those unaware, use reader mode of the thread

 

[mayankcse10]

updated the table.


For those unaware, use reader mode of the thread

Could you please add the card in the original post here too? I do not have sufficient privileges.

Thread 'Cashback and reward points capping per Calendar month or per billing cycle'

Jun 23, 2024

There is a lot of confusion as some cards have points and cashback capping per calender month and some have per billing cycle. So i'm creating this common thread for all cards. Making it a wiki post so all can contribute.


By Calendar Month

SL No	Bank	Card / Portal	Capping	Special Notes
1	HDFC	Smart Buy
2	HDFC	Millenia
3	Amex	MRCC

...

• jack333
• Replies: 35
• Forum: Credit Card - General

• 
• 
• 

 

[HumorSimpson]

Could you please add the card in the original post here too? I do not have sufficient privileges.

Thread 'Cashback and reward points capping per Calendar month or per billing cycle'

Jun 23, 2024

There is a lot of confusion as some cards have points and cashback capping per calender month and some have per billing cycle. So i'm creating this common thread for all cards. Making it a wiki post so all can contribute.


By Calendar Month

SL No	Bank	Card / Portal	Capping	Special Notes
1	HDFC	Smart Buy
2	HDFC	Millenia
3	Amex	MRCC

...

• jack333
• Replies: 35
• Forum: Credit Card - General

• 
• 
• 

I can't . Let others also explore the reader mode of this forum.

 

[NISHOJI]

Yes, its calendar month and also counts based on transaction settle date not on transaction date..

My Statement date is 3rd and thinking that i did 3k transaction on 31st aug, which was settled on 2nd sep, 300 rewards added and billed on 3rd statement..

Now i did transaction of 20k thinking its a new statement month.. but strangely i got only 1700 rewards instead of 2000

Same happened with me. So the limit of reward points are per calender month not per billing cycle.

 

[anantnitish]

So far what I know for Sbi black card :-
1) easy to get if u hold less numbers of card and overall credit exposure is less than 10-12lakh
Applied for me it got rejected
Applied for my mother approved with decent limit
2)RP is per calendar month
3)1500 worth gv is delivered by sbi on mail within 45 days
4) payment by upi on phonepe utility spends is a safe bet as of now to get 10% otherwise it may fetch 1%

Correct me if I m wrong

Now I just want to know will upi payment method on Amazon/flipkart/other eligible spends will fetch 5% ?
Also did anyone tried purchasing gv ?

 

[akshayhs]

Why does PhonePe charge both convenience and platform fee for some utility payments?
Also i have a feeling my card is FYF. Do they levy the joining fee only after making one transaction?

 

[nikhilv0303]

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