Pinnacle Joining fee waiver

[Raghav2006Raghav2006 is verified member.]

Hi all,
Around 10 days ago I got myself Pinnacle CC LTF with 5000 joining offer (waived on 50k spends) and wanted to know when will it be charged on my card.

Secondly, I've got a 80k to 100k purchase at reliance jewels this evening and saw on wohoo that I could get GV at 4% off using UPI and 2% off using CC.
Now I have a query that if I spend 50k using cc on wohoo todday itself, can I avoid the 5000 plus gst charge on my card altogether so that I can save the gst part which would not otherwise get refund.
And would I get any RP on using pinnacle on wohoo?

Or if the 5900 fees will be charged at the end of 90 days, should I wait till then if any purchase comes up where I can use this cc or else just do wallet to bank transfer at 3% to avoid this fees?

Please let me know.
Thanks and regards

@TechnoFino @SSV @helloworld @Adith @HumorSimpson @Anindya98 @codenerd @vaibhav111 @RS1910

 

[helloworld]

Ok so the value will be same for me in both cases. Right?
It's 2% off both websites and no bonus RP, I checked many GV on indusmoments and none provided any bonus, hence will avoid using it.

there is no bonus for jewlry. some vouchers exist 'sort by discount+rewards' for bonus.

Up to 15% off - Amazon Prime Membership Gift Card Offer | Redeem Rewards Points | IndusInd

Buy Amazon Prime Membership Gift Card Offer with IndusInd Credit Cards. Redeem IndusInd Reward Points & get an instant discount on each purchase. Grab the Offers Now!

www.gyftr.com

this gives 2x rewards, like that some exist.

but why you're looking for other vouchers, your requirement reliance jewel vouchers right?

 

[lijov]

In my case, the charges were never levied. I had done 50K+ transactions as soon as the card was generated. This was in June 2024.

Yes, It says that joining fee will be levied only if 50k is not spend within 90 days... At least that was my experience...

 

[Raghav2006Raghav2006 is verified member.]

there is no bonus for jewlry. some vouchers exist 'sort by discount+rewards' for bonus.

Up to 15% off - Amazon Prime Membership Gift Card Offer | Redeem Rewards Points | IndusInd

Buy Amazon Prime Membership Gift Card Offer with IndusInd Credit Cards. Redeem IndusInd Reward Points & get an instant discount on each purchase. Grab the Offers Now!

www.gyftr.com

this gives 2x rewards, like that some exist.

but why you're looking for other vouchers, your requirement reliance jewel vouchers right?

Yup, i was just looking for reference as I was visiting the website for the first time.

And thank you

 

[sam4]

Hi all,
Around 10 days ago I got myself Pinnacle CC LTF with 5000 joining offer (waived on 50k spends) and wanted to know when will it be charged on my card.

Secondly, I've got a 80k to 100k purchase at reliance jewels this evening and saw on wohoo that I could get GV at 4% off using UPI and 2% off using CC.
Now I have a query that if I spend 50k using cc on wohoo todday itself, can I avoid the 5000 plus gst charge on my card altogether so that I can save the gst part which would not otherwise get refund.
And would I get any RP on using pinnacle on wohoo?

Or if the 5900 fees will be charged at the end of 90 days, should I wait till then if any purchase comes up where I can use this cc or else just do wallet to bank transfer at 3% to avoid this fees?

Please let me know.
Thanks and regards

hello. congratulations on your new card. Can you elaborate the process to obtain indusind pinnacle cc with this 50k spend offer?
Member who had posted many times for this offer token is not responding so I am asking you is there any special link for application or what?

 

[Raghav2006Raghav2006 is verified member.]

hello. congratulations on your new card. Can you elaborate the process to obtain indusind pinnacle cc with this 50k spend offer?
Member who had posted many times for this offer token is not responding so I am asking you is there any special link for application or what?

Yeah sure, you may DM me any queries you got regarding pinnacle and exclusive, I'll help you in all ways possible

 

[anonymuos]

If we get an add-on card for Pinnacle, are spends done on it counted in the 50K spends for 5K JF waiver? I was thinking if eligible, then an addon card might make it easier to reach spends

 

[Anindya98]

If we get an add-on card for Pinnacle, are spends done on it counted in the 50K spends for 5K JF waiver? I was thinking if eligible, then an addon card might make it easier to reach spends

Y e s

 

[Fini7777]

Hi all,
Around 10 days ago I got myself Pinnacle CC LTF with 5000 joining offer (waived on 50k spends) and wanted to know when will it be charged on my card.

Secondly, I've got a 80k to 100k purchase at reliance jewels this evening and saw on wohoo that I could get GV at 4% off using UPI and 2% off using CC.
Now I have a query that if I spend 50k using cc on wohoo todday itself, can I avoid the 5000 plus gst charge on my card altogether so that I can save the gst part which would not otherwise get refund.
And would I get any RP on using pinnacle on wohoo?

Or if the 5900 fees will be charged at the end of 90 days, should I wait till then if any purchase comes up where I can use this cc or else just do wallet to bank transfer at 3% to avoid this fees?

Please let me know.
Thanks and regards

@TechnoFino @SSV @helloworld @Adith @HumorSimpson @Anindya98 @codenerd @vaibhav111 @RS1910

Hi, can u explain what happened in ur case?
was JF levied on ur card?
I applied for this card today through their website, the fee displayed was 5000

 

[shu_sha]

Hi, can u explain what happened in ur case?
was JF levied on ur card?
I applied for this card today through their website, the fee displayed was 5000

Fee waiver should be mentioned in your terms and conditions pdf which you get in the last page of submitting the CC application

If this is mentioned then you have the fee waiver offer

 

[Fini7777]

Fee waiver should be mentioned in your terms and conditions pdf which you get in the last page of submitting the CC applicationView attachment 83911

If this is mentioned then you have the fee waiver offer

I didn't see anything like this
Though I tried to find the T&C after selecting the card I couldn't find anything in last page

What should I do now, If I don’t activate the card the card will be automatically cancelled right? Or will there be any negotiations possible?

 

[shu_sha]

I didn't see anything like this
Though I tried to find the T&C after selecting the card I couldn't find anything in last page

What should I do now, If I don’t activate the card the card will be automatically cancelled right? Or will there be any negotiations possible?

Mail their customer care team and mention them that I had applied for this fee waiver offer for Pinnacle CC and ask them to confirm on this fee waiver offer before activating the card (you can share this screenshot if they ask you any proof)

If they deny the offer ask them to close the credit card

 

[Raghav2006Raghav2006 is verified member.]

Hi, can u explain what happened in ur case?
was JF levied on ur card?
I applied for this card today through their website, the fee displayed was 5000

Spent 56kin less than 30days before bill generation.
No charges levied

 

[Fini7777]

Spent 56kin less than 30days before bill generation.
No charges levied

What are the categories excluded? In this 50k spends condition

 

[Raghav2006Raghav2006 is verified member.]

What are the categories excluded? In this 50k spends condition

Unaware of that.
Personally used it at malabar and got 1% rp aswell.

 

[shu_sha]

What are the categories excluded? In this 50k spends condition

No category is excluded in the spent based JF waiver.

Even wallet load is counted 😁

 

[Wealth is my birth right!]

No category is excluded in the spent based JF waiver.

Even wallet load is counted 😁

Which wallet is loading free and monthly limit?
I know 4k per month by zomato to amazon
Pls post if any other exists thank you

 

[shu_sha]

Which wallet is loading free and monthly limit?
I know 4k per month by zomato to amazon
Pls post if any other exists thank you

Amazon wallet with ICICI Apay CC for 2%CB, charges they take is 2.36%
Max load I think is 1L but I haven't gone above 50K

Pay the CC bills with eligible DC to get additional CB 😉

 

[Wealth is my birth right!]

Amazon wallet with ICICI Apay CC for 2%CB, charges they take is 2.36%
Max load I think is 1L but I haven't gone above 50K

Pay the CC bills with eligible DC to get additional CB 😉

Thanks
But I need spending from pinnacle IndusInd card

 

[Fini7777]

Thanks
But I need spending from pinnacle IndusInd card

Afaik many wallets are charging more than 2% on wallet load through cc
What if I spend that amount on my father's POS machine or merchant account ? Charges 1.38% incl GST

 

[Wealth is my birth right!]

Afaik many wallets are charging more than 2% on wallet load through cc
What if I spend that amount on my father's POS machine or merchant account ? Charges 1.38% incl GST

Yes if possibilities there then 1.38% is better
But see fathers mcc what it appears