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StanRoute66

StanRoute66

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If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

  1. OneScore - CIBIL + Experian (Once a Month)
  2. PaisaBazaar - CIBIL + Experian + CRIF + Equifax (Once a Month)
  3. BankBazaar - Don't even think about it (Trust me , just don't)
  4. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
  5. Bajaj Finserv- CIBIL (Once a Month) Link
  6. Kotak Bank - Experian (Once a Quarter)
  7. CRED - CRIF + Experian (Once a Month)
  8. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
  9. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
  10. Freecharge - Experian (Once a Quarter)
  11. Wishfin - CIBIL (Once a Month) Link
  12. IIFL - CIBIL (Whenever You want) Link
  13. Indialends - CIBIL (Once a month) Link [Be ready for SPAM Calls]
  14. CreditMantri - Equifax (Once a Month) Link
  15. ICICI iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month)
  16. Bank Karo - CRIF (Once a month) Link
  17. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
  18. INDMoney App - Experian (Once a Month)
  19. BharatPe - Experian (Once a month)
  20. Kiwi - CIBIL (Once a month)
  21. MyMoneyKarma - Equifax (Once a Month) - Link
  22. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
  23. Airtel Thanks App - CRIF for all (CIBIL Discontinued)
  24. GPay App - CIBIL (Once a Month)
  25. Poonawalla Fincorp - CIBIL (Whenever You want) Link [Be ready for Spam calls]
  26. Freo - CRIF (Once in 45 Days) Link
  27. Fi Money App - Experian (Once a Month & only for Fi Account Holders)
  28. Moneycontrol - CRIF (Once a Month) Link
  29. Groww Credit - CIBIL (Once a month; for now limited to Groww users) Link
  30. Sri Ram Finance App - CRIF (Once a Month)
Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .
Discontinued
  1. LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
  2. SBI Home Loan - CIBIL (Once a month) Link [Currently Discontinued]
  3. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers [Currently Discontinued]
  4. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers [Currently Discontinued]
  5. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer [Currently Discontinued]
  6. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]
  7. KhataBook - Experian (Once a month)
 
Last edited by CardCraftsman.:
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gopi1 said:
Logout and login then check
Click to expand...
tried but still the same (was doing in incognito so also closed the browser before logging in again)
Will try after 5-10 mins, hope it works... thanks for the information! I was expecting it to get refreshed within seconds (which might not be the case)
 
NOOBY said:
I use PayTM(Experian)+Cred(CRIF)+OneScore(CIBIL+Experian) but I only receive PDF report of Experian through OneScore

Dont know why but PayTM doesnt show Equifax score and Cred Doesn't show Experian for me

Any way to get PDFs of all 4's every month ?
Click to expand...
You can get pdf of CIBIL from sbi homeloans. Equifax, CRIF HIGH MARK from Paisabazaar and get Experian pdf from their official website for free.
 
StanRoute66 said:
If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

1. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]
2. OneScore - CIBIL + Experian (Once a Month)
3. PaisaBazaar - CIBIL + CRIF + Equifax (Once a Month)
4. BankBazaar - Don't even think about it (Trust me , just don't)
5. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
6. SBI Home Loan - CIBIL (Once a month) Link
7. Bajaj Finserv- CIBIL (Whenever you want) Link
8. Kotak Bank - Experian (Once a Month)
9. CRED - CRIF + Experian (Once a Month)
10. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
11. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
12. Freecharge - CIBIL (Once a Month)
13. Wishfin - CIBIL (Once a Month) Link
14. IIFL - CIBIL (Whenever You want) Link
15. ICICI netBanking and iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month)
16. Indialends - CIBIL (Once a month) Link
17. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers
18. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers
19. CreditMantri - Equifax (Once a Month) Link
20. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer
21. LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
22. Bank Karo - CRIF (Once a month) Link
24. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
25. INDMoney App - Experian (Once a Month)
26. BharatPe - Experian (Once a month)
27. KhataBook - Experian (Once a month)
28. MyMoneyKarma - Equifax (Once a Month) - Link
29. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
30. Airtel Thanks App - CIBIL (Currently Available for a few users only)
31. Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .
Click to expand...
Although not worth mentioning but you may add BOB World App to the list. BOB account holders can check their equifax report in BOB World app for free. Updates are very unpredictable, mine hasn't been updated since April 2022.
 
rockyBalboa said:
Although not worth mentioning but you may add BOB World App to the list. BOB account holders can check their equifax report in BOB World app for free. Updates are very unpredictable, mine hasn't been updated since April 2022.
Click to expand...
It's only free once in a Financial Year and other than you have to pay 20+gst for checking (manually not automatically debit)
 
ashwink said:
It's only free once in a Financial Year and other than you have to pay 20+gst for checking (manually not automatically debit)
Click to expand...
Ok that explains why mine has not been updated. However, I don't see any option in the app to manually pay and update it when needed. Can you guide me where this option is found?
 
How do I refresh Paytm reports. The date has passed for next update but I can't find refresh button to see updated scores
 
Guys, I was checking my CIBIL report via Axis link.

Observed that in Enquiry Information section, there is no mention of amount now. Earlier it used to also show the amount for which credit inquiry was done by financial institute.

Anyone observed same? Also any know way to see the amount too?
 
mgforce said:
Guys, I was checking my CIBIL report via Axis link.

Observed that in Enquiry Information section, there is no mention of amount now. Earlier it used to also show the amount for which credit inquiry was done by financial institute.

Anyone observed same? Also any know way to see the amount too?
Click to expand...
Mobile site not showing amount of enquiry try website
 
Why is Sbi home loan website not working for me? Trying since 3 months. After entering otp showing generic failure something
 
I have a query, I checked my CIBIL through Axis link on the 5th of Jan. It will allow me to check refreshed score on 5th of Feb. If I don't refresh on 5th Feb and delay it till 11th Feb, then on 11th Feb when I refresh it, will it show me report of 5th Feb or 11th Feb?
Does it work the same way with SBI, RBL and Yes Bank also?
 
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