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StanRoute66

StanRoute66

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If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

  1. OneScore - CIBIL + Experian (Once a Month)
  2. PaisaBazaar - CIBIL + Experian + CRIF + Equifax (Once a Month)
  3. BankBazaar - Don't even think about it (Trust me , just don't)
  4. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
  5. Bajaj Finserv- CIBIL (Once a Month) Link
  6. Kotak Bank - Experian (Once a Quarter)
  7. CRED - CRIF + Experian (Once a Month)
  8. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
  9. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
  10. Freecharge - Experian (Once a Quarter)
  11. Wishfin - CIBIL (Once a Month) Link
  12. IIFL - CIBIL (Whenever You want) Link
  13. Indialends - CIBIL (Once a month) Link [Be ready for SPAM Calls]
  14. CreditMantri - Equifax (Once a Month) Link
  15. ICICI iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month)
  16. Bank Karo - CRIF (Once a month) Link
  17. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
  18. INDMoney App - Experian (Once a Month)
  19. BharatPe - Experian (Once a month)
  20. Kiwi - CIBIL (Once a month)
  21. MyMoneyKarma - Equifax (Once a Month) - Link
  22. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
  23. Airtel Thanks App - CRIF for all (CIBIL Discontinued)
  24. GPay App - CIBIL (Once a Month)
  25. Poonawalla Fincorp - CIBIL (Whenever You want) Link [Be ready for Spam calls]
  26. Freo - CRIF (Once in 45 Days) Link
  27. Fi Money App - Experian (Once a Month & only for Fi Account Holders)
  28. Moneycontrol - CRIF (Once a Month) Link
  29. Groww Credit - CIBIL (Once a month; for now limited to Groww users) Link
  30. Sri Ram Finance App - CRIF (Once a Month)
Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .
Discontinued
  1. LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
  2. SBI Home Loan - CIBIL (Once a month) Link [Currently Discontinued]
  3. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers [Currently Discontinued]
  4. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers [Currently Discontinued]
  5. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer [Currently Discontinued]
  6. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]
  7. KhataBook - Experian (Once a month)
 
Last edited by CardCraftsman.:
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helloworld said:
Those who are saving 1200 Rs. by providing PAN, whole credit card numbers for some banks, mobile number along with

- Cheq = Where people providing CVV for credit card payment to get 1%.
- Platforms to check Credit Score for free = To save 1200, they're providing credit card numbers itself.
- Sharing details in Paisa Bazaar etc. to get those 500rs. credit cards because they can't apply same in actual website.

Do read this,

www.deccanherald.com

Cyber criminals use PAN details of M S Dhoni, Abhishek Bachchan, Shilpa Shetty for credit card fraud, 5 arrested

In a bizarre case of cyber fraud, a group of fraudsters allegedly procured PAN details of several Bollywood actors and cricketers from their GST Identification Numbers which are available online, and got credit cards issued in their names from Pune-based fintech startup 'One Card'.
www.deccanherald.com www.deccanherald.com

In one bad day, your paisa bazaar employee can share all the CIBIL data fetched through them and can be used for misuse. I know it can happen with any day even after careful but just saying be careful, and if possible just spend 1200 instead of sharing data on these platforms.
Click to expand...
You're wrong on two points . CIBIL doesnt provide CC details in any of it's reports (only in it's official Portal and Bank's portals) ... and CVV is not stored in their system . The cards are tokenized .
 
StanRoute66 said:
If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

1. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]
2. OneScore - CIBIL + Experian (Once a Month)
3. PaisaBazaar - CIBIL + CRIF + Equifax (Once a Month)
4. BankBazaar - Don't even think about it (Trust me , just don't)
5. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
6. SBI Home Loan - CIBIL (Once a month) Link
7. Bajaj Finserv- CIBIL (Whenever you want) Link
8. Kotak Bank - Experian (Once a Quarter)
9. CRED - CRIF + Experian (Once a Month)
10. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
11. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
12. Freecharge - CIBIL (Once a Month)
13. Wishfin - CIBIL (Once a Month) Link
14. IIFL - CIBIL (Whenever You want) Link
15. ICICI netBanking and iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month)
16. Indialends - CIBIL (Once a month) Link
17. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers
18. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers
19. CreditMantri - Equifax (Once a Month) Link
20. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer
21. LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
22. Bank Karo - CRIF (Once a month) Link
24. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
25. INDMoney App - Experian (Once a Month)
26. BharatPe - Experian (Once a month)
27. KhataBook - Experian (Once a month)
28. MyMoneyKarma - Equifax (Once a Month) - Link
29. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
30. Airtel Thanks App - CIBIL (Currently Available for a few users only)
31. GPay App - CIBIL (Currently Available for a few users only)
32. Poonawalla Fincorp - CIBIL (Whenever You want) Link
33. Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .
Click to expand...
Freecharge gave me excellent report today directly from CIBIL website which we have to subscribe on CIBIL.

In freecharge app score check Just scroll at bottom and click (1st ss) on view detailed CIBIL report and you will redirected to CIBIL website

It Even showed me today's 2 enquiry , as I checked it today only for first time , they show once a month though.
 

Attachments

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  • Screenshot_2023-03-04-22-12-16-714_com.android.chrome.jpg
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Seth said:
Freecharge gave me excellent report today directly from CIBIL website which we have to subscribe on CIBIL.

In freecharge app score check Just scroll at bottom and click (1st ss) on view detailed CIBIL report and you will redirected to CIBIL website

It Even showed me today's 2 enquiry , as I checked it today only for first time , they show once a month though.
Click to expand...
Yep , I use it monthly .
 
Seth said:
Freecharge gave me excellent report today directly from CIBIL website which we have to subscribe on CIBIL.

In freecharge app score check Just scroll at bottom and click (1st ss) on view detailed CIBIL report and you will redirected to CIBIL website

It Even showed me today's 2 enquiry , as I checked it today only for first time , they show once a month though.
Click to expand...
You can check by Wishfin, Airtel, Amazon, Paytm, Bajaj,Freecharge,OneScore,Gpay, Paisabazar, SBI website, IIFL Loan app etc.
 
Apply For LTF HDFC Swiggy Credit Card

Attachments

  • Screenshot_2023-03-10-08-52-14-102_com.google.android.apps.nbu.paisa.user.jpg
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