Platforms to check Credit Score for free

[StanRoute66]

If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

1. OneScore - CIBIL + Experian (Once a Month)
2. PaisaBazaar - CIBIL + Experian + CRIF + Equifax (Once a Month)
3. BankBazaar - Don't even think about it (Trust me , just don't)
4. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
5. Bajaj Finserv- CIBIL (Once a Month) Link
6. Kotak Bank - Experian (Once a Quarter)
7. CRED - CRIF + Experian (Once a Month)
8. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
9. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
10. Freecharge - Experian (Once a Quarter)
11. Wishfin - CIBIL (Once a Month) Link
12. IIFL - CIBIL (Whenever You want) Link
13. Indialends - CIBIL (Once a month) Link [Be ready for SPAM Calls]
14. CreditMantri - Equifax (Once a Month) Link
15. ICICI iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month)
16. Bank Karo - CRIF (Once a month) Link
17. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
18. INDMoney App - Experian (Once a Month)
19. BharatPe - Experian (Once a month)
20. Kiwi - CIBIL (Once a month)
21. MyMoneyKarma - Equifax (Once a Month) - Link
22. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
23. Airtel Thanks App - CRIF for all (CIBIL Discontinued)
24. GPay App - CIBIL (Once a Month)
25. Poonawalla Fincorp - CIBIL (Whenever You want) Link [Be ready for Spam calls]
26. Freo - CRIF (Once in 45 Days) Link
27. Fi Money App - Experian (Once a Month & only for Fi Account Holders)
28. Moneycontrol - CRIF (Once a Month) Link
29. Groww Credit - CIBIL (Once a month; for now limited to Groww users) Link
30. Sri Ram Finance App - CRIF (Once a Month)

Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .
Discontinued

1. LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
2. SBI Home Loan - CIBIL (Once a month) Link [Currently Discontinued]
3. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers [Currently Discontinued]
4. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers [Currently Discontinued]
5. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer [Currently Discontinued]
6. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]
7. KhataBook - Experian (Once a month)

 

[mgforce]

but I think most of the free cibil reports should have stopped showing enquiry amount as Cibil's website only stopped showing it.

Yes, seems like the case. Was checking if way of asking this from CIBIL or someone?

 

[Strange]

Are you sure?

Because I do have PDF from CIBIL Axis page etc, but the last page has done away with amount. It just shows date and name of bank/financial org

Yes, it shows enquiry amount.

 

[mgforce]

Check your credit score here

Credit Score

creditscore.iifl.com

You will get report in pdf format on WhatsApp, check enquiry amount in that pdf.

Got it, will try here

Check Free CIBIL Score - Get Credit Score Report Online | IIFL Finance

CIBIL Score plays a critical role in the loan approval process. Visit to check your free CIBIL score and get credit report to apply for customized loans Now!

www.iifl.com

 

[mgforce]

Yes, it shows enquiry amount.

Thanks, I checked it via https://www.iifl.com/credit-score and got option to download PDF report directly.

Nothing came via whatsapp nor saw any option.

But most important thing, do see the amount.

Strnage it was only Rs 100 credit card enquiry and still big drop in points

 

[Strange]

Thanks, I checked it via https://www.iifl.com/credit-score and got option to download PDF report directly.

Nothing came via whatsapp nor saw any option.

But most important thing, do see the amount.

Strnage it was only Rs 100 credit card enquiry and still big drop in points

In this report credit limit and other things are not shown properly, that's why I shared second link of IIFL securities and it gives report on WhatsApp.

 

[mgforce]

In this report credit limit and other things are not shown properly, that's why I shared second link of IIFL securities and it gives report on WhatsApp.

for that one, I am getting error - unauthorized!

 

[ashwinkashwink is verified member.]

Official Axis Bank CIBIL website to refresh CIBIL score once in a month. Check your CIBIL score for FREE.

Website Link: https://myscore.cibil.com/CreditView/dashboard.page?enterprise=AXIS


View attachment 13372

It's working fine from long time 😂

 

[ashwinkashwink is verified member.]

It was not working before for some months.... same is the case now with RBL and HDFC CIBIL website.

Except HDFC
RBL,Axis working absolutely fine 🙂

 

[ashwinkashwink is verified member.]

RBL is not working from last 2 weeks... Personally verified.

View attachment 13373

Previous month I have checked it working fine now showing this error

 

[drakesri]

HDFC is hit and miss doesn't work quite often.

 

[WandereR]

Official Axis Bank CIBIL website to refresh CIBIL score once in a month. Check your CIBIL score for FREE.

Website Link: https://myscore.cibil.com/CreditView/dashboard.page?enterprise=AXIS

Is the login creds same as main cibil account? I tried registering on axis specific link from the main post. Doesn't let me register, nor let me login

 

[ashwinkashwink is verified member.]

Is the login creds same as main cibil account? I tried registering on axis specific link from the main post. Doesn't let me register, nor let me login

No!
You have register a new account.

 

[NOOBY]

Even YESBANK link isn't working since last 4 days

 

[n00b]

I feel it's useless. Just paid for it looking at "unlimited" checks but this is what they say on the portal. A 15 day period before I can check again. Waste of money.

Worse. It's the same monthly free check that other banks/institutions provide.

Take a look at the screenshot.

 

[WandereR]

Worse. It's the same monthly free check that other banks/institutions provide.

Take a look at the screenshot.

View attachment 13501

We should complain about this. With one refresh every month, how do they claim it to be unlimited checks? Further I don't even think it fetches it live.

 

[n00b]

We should complain about this. With one refresh every month, how do they claim it to be unlimited checks? Further I don't even think it fetches it live.

Right, I just emailed the PNO. Email address: ospno@bajajfinserv.in

I have attached the other proofs in attachment include them too when you email PNO. Also, please include screenshot of your dashboard where you can see the next refresh date.

Here's the text of the email:

Sir/Ma'am,

I subscribed to Credit Pass last month which supposedly offers unlimited credit check but as I see, it does not provide unlimited credit check.

It refreshes only once a month which very different to what is promised to us. I refreshed it today (April 5th) and now I can only refresh it next month on the same date (May 5th).

I request you to fix it so that we can check/refresh unlimited times.

Credit Pass ID:

Please check attached screenshots.

Thank you

 

[StanRoute66]

is YES Bank CIBIL : off too ?

 

[aamaadmi]

Guys, Axis CIBIL registration not working. What to do?

 

[NOOBY]

is YES Bank CIBIL : off too ?
View attachment 13698

Yup, I too shared same screenshot

Platforms to check Credit Score for free

Thanks, I checked it via https://www.iifl.com/credit-score and got option to download PDF report directly. Nothing came via whatsapp nor saw any option. But most important thing, do see the amount. Strnage it was only Rs 100 credit card enquiry and still big drop in points In this report...

www.technofino.in

 

[gurubhai]

Last month also I faced same issue with yesbank link but it was fixed by next week.
So I am hoping it will be fixed in some time.