Platforms to check Credit Score for free

[StanRoute66]

If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

1. OneScore - CIBIL + Experian (Once a Month)
2. PaisaBazaar - CIBIL + Experian + CRIF + Equifax (Once a Month)
3. BankBazaar - Don't even think about it (Trust me , just don't)
4. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
5. Bajaj Finserv- CIBIL (Once a Month) Link
6. Kotak Bank - Experian (Once a Quarter)
7. CRED - CRIF + Experian (Once a Month)
8. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
9. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
10. Freecharge - Experian (Once a Quarter)
11. Wishfin - CIBIL (Once a Month) Link
12. IIFL - CIBIL (Whenever You want) Link
13. Indialends - CIBIL (Once a month) Link [Be ready for SPAM Calls]
14. CreditMantri - Equifax (Once a Month) Link
15. ICICI iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month)
16. Bank Karo - CRIF (Once a month) Link
17. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
18. INDMoney App - Experian (Once a Month)
19. BharatPe - Experian (Once a month)
20. Kiwi - CIBIL (Once a month)
21. MyMoneyKarma - Equifax (Once a Month) - Link
22. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
23. Airtel Thanks App - CRIF for all (CIBIL Discontinued)
24. GPay App - CIBIL (Once a Month)
25. Poonawalla Fincorp - CIBIL (Whenever You want) Link [Be ready for Spam calls]
26. Freo - CRIF (Once in 45 Days) Link
27. Fi Money App - Experian (Once a Month & only for Fi Account Holders)
28. Moneycontrol - CRIF (Once a Month) Link
29. Groww Credit - CIBIL (Once a month; for now limited to Groww users) Link
30. Sri Ram Finance App - CRIF (Once a Month)

Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .
Discontinued

1. LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
2. SBI Home Loan - CIBIL (Once a month) Link [Currently Discontinued]
3. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers [Currently Discontinued]
4. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers [Currently Discontinued]
5. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer [Currently Discontinued]
6. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]
7. KhataBook - Experian (Once a month)

 

[Wealth is my birth right!]

I don't have subscription, was looking for a free subscription here but not luck 😀

With free u can know score but can’t the enquirer name

 

[panu24]

I don't have subscription, was looking for a free subscription here but not luck 😀

At least this link https://homeloans.sbi/getcibil gives you report with enquiry information once every month.

 

[iAmPm]

UMANG app giving an option for cibil check.

 

[pra1968]

I don't have subscription, was looking for a free subscription here but not luck 😀

Need log in
Not subscription.....

 

[rajaraghunath]

A very detailed and worthy post .I would really appreciate your patience in posting all the links keep up the work

 

[t.pratapsingh2016]

isn't that only once ?

It might be. I am not sure about the frequency. But yes You can check score atleast for once in free.

 

[Udit Gupta]

Google Pay now also gives the option to check CIBIL whenever you want

 

[StanRoute66]

Google Pay now also gives the option to check CIBIL whenever you want

It's once per month

 

[dhiraz]

32. Poonawalla Fincorp - CIBIL (Whenever You want) Link

Hey, @StanRoute66 Add [Be ready for Spam calls] for 32. Poonawalla Fincorp

Yesterday I Checked My CIBIL Score & Today Got 3 Calls From Them for Personal Loan 😤

 

[John123]

Hey, @StanRoute66 Add [Be ready for Spam calls] for 32. Poonawalla Fincorp

Yesterday I Checked My CIBIL Score & Today Got 3 Calls From Them for Personal Loan 😤

This is expected. When you are willing to sell your data for promotional offers 😂

 

[ratnapakshi]

will there be a CIBIL score hit if I check CIBIL every month through various apps like cred, paisa bazaar, amazon etc??

 

[vaibhavshukla]

IIFL page throwing error while checking score from last 1 week. Anybody else facing same ?

 

[ccgeek07]

will there be a CIBIL score hit if I check CIBIL every month through various apps like cred, paisa bazaar, amazon etc??

No

 

[4uziaul]

will there be a CIBIL score hit if I check CIBIL every month through various apps like cred, paisa bazaar, amazon etc??

It's simply a soft pull, so you can check your credit score as many times and from as many portals as you want. However, if you apply for new credit cards or loans, there is a high chance that your CIBIL score will be impacted.

 

[wokrishnahai]

I didn't know there were so many options available.

 

[Akashn]

Paytm stopped showing cibil. Can't see it now

 

[ashwinkashwink is verified member.]

Paytm stopped showing cibil. Can't see it now

All 3 are still there.

 

[4uziaul]

All 3 are still there.View attachment 19776

Actually, he is not wrong. CIBIL has not been showing up for me on Paytm for quite some time. Only Equifax and Experian are visible to me. Perhaps this issue has become user-specific. 😂

 

[Akashn]

Yes.. maybe user specific

Actually, he is not wrong. CIBIL has not been showing up for me on Paytm for quite some time. Only Equifax and Experian are visible to me. Perhaps this issue has become user-specific. 😂

 

[Anil_Singh]

It will vanish for all accounts slowly. Gone from my account too.