Platforms to check Credit Score for free

[StanRoute66]

If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

1. OneScore - CIBIL + Experian (Once a Month)
2. PaisaBazaar - CIBIL + Experian + CRIF + Equifax (Once a Month)
3. BankBazaar - Don't even think about it (Trust me , just don't)
4. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
5. Bajaj Finserv- CIBIL (Once a Month) Link
6. Kotak Bank - Experian (Once a Quarter)
7. CRED - CRIF + Experian (Once a Month)
8. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
9. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
10. Freecharge - Experian (Once a Quarter)
11. Wishfin - CIBIL (Once a Month) Link
12. IIFL - CIBIL (Whenever You want) Link
13. Indialends - CIBIL (Once a month) Link [Be ready for SPAM Calls]
14. CreditMantri - Equifax (Once a Month) Link
15. ICICI iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month)
16. Bank Karo - CRIF (Once a month) Link
17. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
18. INDMoney App - Experian (Once a Month)
19. BharatPe - Experian (Once a month)
20. Kiwi - CIBIL (Once a month)
21. MyMoneyKarma - Equifax (Once a Month) - Link
22. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
23. Airtel Thanks App - CRIF for all (CIBIL Discontinued)
24. GPay App - CIBIL (Once a Month)
25. Poonawalla Fincorp - CIBIL (Whenever You want) Link [Be ready for Spam calls]
26. Freo - CRIF (Once in 45 Days) Link
27. Fi Money App - Experian (Once a Month & only for Fi Account Holders)
28. Moneycontrol - CRIF (Once a Month) Link
29. Groww Credit - CIBIL (Once a month; for now limited to Groww users) Link
30. Sri Ram Finance App - CRIF (Once a Month)

Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .
Discontinued

1. LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
2. SBI Home Loan - CIBIL (Once a month) Link [Currently Discontinued]
3. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers [Currently Discontinued]
4. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers [Currently Discontinued]
5. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer [Currently Discontinued]
6. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]
7. KhataBook - Experian (Once a month)

 

[Trust Me]

Website doesn't give you the latest credit report.

Didn't know that. Thanks.

 

[Riva]

Why do you want to get Experian credit report from tata neu having tata neu logo on every page, better use Experian.in whatsapp chat to get latest Experian report over your email.

For report over WhatsApp chat, does the WhatsApp number need to match with the number registered with the banks? Can I request it over an alternative number on WhatsApp?

 

[BeingIncog]

For report over WhatsApp chat, does the WhatsApp number need to match with the number registered with the banks? Can I request it over an alternative number on WhatsApp?

haven't tried but it ask that the number is registered on experian or not...

just tried...
you can request otp on registered ph. no.

 

[fageriaji]

I am HDFC customer and I just clicked on returning user link as I already have an account on Cibil butthe returning user link is giving error.
I have tried to logout and clearing all cookies with site data but didn't got success.
Can anyone help regarding this ? SS attached.

 

[BeingIncog]

I am HDFC customer and I just clicked on returning user link as I already have an account on Cibil butthe returning user link is giving error.
I have tried to logout and clearing all cookies with site data but didn't got success.
Can anyone help regarding this ? SS attached.

CURRENTLY DISCONTINUED

 

[fageriaji]

CURRENTLY DISCONTINUED
View attachment 25957

Ohhh... Sorry I didn't see that.

 

[Krishna Kumar]

Try in Airtel Thanks app. I got score in the app and surprisingly I even got a mail from CIBIL with password protected report!!

 

[shrewdoc]

Just received this email from Experian. You can get a FREE Credit Report every month through WhatsApp. No need for sharing data with third party apps.

Click here: https://wa.me/919920035444?text=Hi

Checked myself and it's working great! 😀

 

[MOhit __]

Just received this email from Experian. You can get a FREE Credit Report every month through WhatsApp. No need for sharing data with third party apps.

Click here: https://wa.me/919920035444?text=Hi

Checked myself and it's working great! 😀

View attachment 26401

Thank you, but the majority of people dont take Experian seriously.
I dont recall the last time I looked at my Experian score, but I do look at my CIBIL report 3 times a week.

 

[D₹V]

You can check anytime I guess, no need of per month cap.

 

[WandereR]

Already known and shared previously here https://www.technofino.in/community/threads/platforms-to-check-credit-score-for-free.901/

29. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link

 

[shrewdoc]

Already known and shared previously here https://www.technofino.in/community/threads/platforms-to-check-credit-score-for-free.901/

I thought this was a new thing, apparently not. 😅

 

[BeingIncog]

Buzz moment. hehehe

 

[Romoney]

Hello I have just received my new credit card. I’m assuming there would have been a CIBIL hit on profIle. That said I haven’t done a CIBIL enquiry from side.If i do check it now will it take another hit or Should I wait awhile and then check.Thanks.

 

[Strange]

Hello I have just received my new credit card. I’m assuming there would have been a CIBIL hit on profIle. That said I haven’t done a CIBIL enquiry from side.If i do check it now will it take another hit or Should I wait awhile and then check.Thanks.

Checking cibil won't hit your cibil as it's a soft enquiry.

 

[Romoney]

Checking cibil won't hit your cibil as it's a soft enquiry.

I see. thanks a lot for your info . Do frequent checks affect it though?

 

[Strange]

I see. thanks a lot for your info . Do frequent checks affect it though?

Nope.

 

[Romoney]

Nope.

👍

 

[ifhegh]

What is the refresh Frequency ?

bro sorry for the out of context question but i was reading your kotak spendz post and as I also have one i wanted to ask whether the card re-issuance fee is applicable only when physical card is ordered or it also means for virtual card?

thanks in advance

 

[ashwinkashwink is verified member.]

bro sorry for the out of context question but i was reading your kotak spendz post and as I also have one i wanted to ask whether the card re-issuance fee is applicable only when physical card is ordered or it also means for virtual card?

thanks in advance

Re issuence of physical card is chargeable