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Platforms to check Credit Score for free

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.

StanRoute66

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If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

  1. OneScore - CIBIL + Experian (Once a Month)
  2. PaisaBazaar - CIBIL + Experian + CRIF + Equifax (Once a Month)
  3. BankBazaar - Don't even think about it (Trust me , just don't)
  4. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
  5. Bajaj Finserv- CIBIL (Once a Month) Link
  6. Kotak Bank - Experian (Once a Quarter)
  7. CRED - CRIF + Experian (Once a Month)
  8. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
  9. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
  10. Freecharge - Experian (Once a Quarter)
  11. Wishfin - CIBIL (Once a Month) Link
  12. IIFL - CIBIL (Whenever You want) Link
  13. Indialends - CIBIL (Once a month) Link [Be ready for SPAM Calls]
  14. CreditMantri - Equifax (Once a Month) Link
  15. ICICI iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month)
  16. Bank Karo - CRIF (Once a month) Link
  17. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
  18. INDMoney App - Experian (Once a Month)
  19. BharatPe - Experian (Once a month)
  20. Kiwi - CIBIL (Once a month)
  21. MyMoneyKarma - Equifax (Once a Month) - Link
  22. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
  23. Airtel Thanks App - CRIF for all (CIBIL Discontinued)
  24. GPay App - CIBIL (Once a Month)
  25. Poonawalla Fincorp - CIBIL (Whenever You want) Link [Be ready for Spam calls]
  26. Freo - CRIF (Once in 45 Days) Link
  27. Fi Money App - Experian (Once a Month & only for Fi Account Holders)
  28. Moneycontrol - CRIF (Once a Month) Link
  29. Groww Credit - CIBIL (Once a month; for now limited to Groww users) Link
  30. Sri Ram Finance App - CRIF (Once a Month)
Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .
Discontinued
  1. LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
  2. SBI Home Loan - CIBIL (Once a month) Link [Currently Discontinued]
  3. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers [Currently Discontinued]
  4. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers [Currently Discontinued]
  5. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer [Currently Discontinued]
  6. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]
  7. KhataBook - Experian (Once a month)
 
Last edited by CardCraftsman.:
Paytm charging 200 cashback points for credit report on my account, means 2 rupees or less!
 

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@StanRoute66 CheQ fetches Experian. Not sure about the frequency or if they send spam calls, though. I tried to register in the app. That’s how I know this info. Since the app makes it mandatory to allow permission to see SMS, I didn’t proceed with the registration. I will provide further info here if I register in the future.
 
Anywhere to check equifax for free ? The equifax site ain't working for me, keeps saying otp limit exceed, Mymoneykarma is also not fetching the report properly !!!!!
 
Credit mantri provide equifax credit score
Unable to update on Credit mantri .. Giving me a glitch ! So is paisabazaar ! any where else ?

Equifax has locked me out as I forgot password and the password rest page is saying “Otp resent limit exceeded”, all emails to equifax have been of no use.

Should I try create a new account ? Will it allow ?

Previously I saw errors on my equifax report hence want to check if they have been rectified yet by the banks after escalation.
 
Equifax mera bhi mar gaya hai 😜

Ab sirf Experian
My Equifax is also not refreshing in any of the bureaus since July 2023 & Equifax is not letting me log in on their website. Multiple emails to cust care has yield NO result.

Apart from HDFC is any one checking Equifax ? Should I even be bothered about Equifax any more ? Seems they are all but dead in India
 
Last edited:
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