• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Platforms to check Credit Score for free

Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.

StanRoute66

TF Ace
VIP Lounge
If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

  1. OneScore - CIBIL + Experian (Once a Month)
  2. PaisaBazaar - CIBIL + Experian + CRIF + Equifax (Once a Month)
  3. BankBazaar - Don't even think about it (Trust me , just don't)
  4. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
  5. Kotak Bank - Experian (Once a Quarter)
  6. CRED - CRIF + Experian (Once a Month)
  7. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
  8. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
  9. Freecharge - Experian (Once a Quarter)
  10. Wishfin - CIBIL (Once a Month) Link
  11. IIFL - CIBIL (Whenever You want) Link
  12. Indialends - CIBIL (Once a month) Link [Be ready for SPAM Calls]
  13. CreditMantri - Equifax (Once a Month) Link
  14. ICICI iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month)
  15. Bank Karo - CRIF (Once a month) Link
  16. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
  17. INDMoney App - Experian (Once a Month)
  18. BharatPe - Experian (Once a month)
  19. Kiwi - CIBIL (Once a month)
  20. MyMoneyKarma - Equifax (Once a Month) - Link
  21. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
  22. Airtel Thanks App - CRIF for all (CIBIL Discontinued)
  23. GPay App - CIBIL (Once a Month)
  24. Poonawalla Fincorp - CIBIL (Whenever You want) Link [Be ready for Spam calls]
  25. Freo - CRIF (Once in 45 Days) Link
  26. Fi Money App - Experian (Once a Month & only for Fi Account Holders)
  27. Moneycontrol - CRIF (Once a Month) Link
  28. Groww Credit - Experian (Once a month; for now limited to Groww users) Link
  29. Sri Ram Finance App - CRIF (Once a Month)
  30. Navi app - CIBIL (monthly)
Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .
Discontinued
  1. LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
  2. SBI Home Loan - CIBIL (Once a month) Link [Currently Discontinued]
  3. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers [Currently Discontinued]
  4. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers [Currently Discontinued]
  5. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer [Currently Discontinued]
  6. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]
  7. KhataBook - Experian (Once a month)
  8. Bajaj Finserv - Experian (paid)
 
Last edited by Mr. BeanMr. Bean is verified member.:
Bajajfinserv is no more giving cibil score without subscription. Also it is written as Experian score on the page. Still not able to get that too. Can someone check and confirm?
 
Last edited:
Its bajaj for you. 😂
It's not funny brother. They are charging because they do not target people with good credit history and habits. They are modern-day loan sharks and ask their customers to pay for the report when they try to get a loan offline. These bastards are the lowest scum in the the NBFC sector and I hope every one of their customers defaults and drives them to bankruptcy. Even a bank like RBL has distanced themselves from these bastards.
 
Last edited:
It's not funny brother. The are charging because they do not target people with good credit history and habits. They are modern-day loan sharks and ask their customers to pay for the report when they try to get a loan offline. These bastards are the lowest scum in the the NBFC sector and I hope every one of their customers defaults and drives them to bankruptcy. Even a bank like RBL has distanced themselves from these bastards.
True. One of my relative has fallen for their loan fraud before. Settlement karna pada.
 
It's not funny brother. The are charging because they do not target people with good credit history and habits. They are modern-day loan sharks and ask their customers to pay for the report when they try to get a loan offline. These bastards are the lowest scum in the the NBFC sector and I hope every one of their customers defaults and drives them to bankruptcy. Even a bank like RBL has distanced themselves from these bastards.

True. One of my relative has fallen for their loan fraud before. Settlement karna pada.

I am still fighting their wrong doing. Many other peoples are getting letters indicating fraud. These morons don't know how to respond. Seems like Bajaj Pay is involved in the whole process.

See details here:
 
I generally check cibil score from GPay. But anyone knows is there any way to download whole cibil report or any site which can do? I used to use axis but it's discontinued. I need to send the report to bank for some cc correct.
 
I generally check cibil score from GPay. But anyone knows is there any way to download whole cibil report or any site which can do? I used to use axis but it's discontinued. I need to send the report to bank for some cc correct.
Amazon or imobile (for wealth management account) works.
 
I generally check cibil score from GPay. But anyone knows is there any way to download whole cibil report or any site which can do? I used to use axis but it's discontinued. I need to send the report to bank for some cc correct.
I'm in same boat. Seems like I have to get cibil subscription
 
Any other platform to get Equifax report? the one from creditmantri and mymoneykarma are not being accepted a few NBFC not clsoing my PL on Equifax while they are closed on other reports
 
First post on this thread says annual CIBIL membership is 1K. But that has increased a lot, right?

Also, what are the additional benefits of CIBIL membership other than being able to see the report more than once a year?
 
Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Back
Top