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PLCC: Personal Loan on Credit Card (Interest Rate, Proc. Fee, and Offering Banks)
- Thread starter 2025
- Start date
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I have no idea. I am also waiting for others to confirm. I think calling customer care is the only solution. This is the trick someone said applies for ICICI.
How do u get/ locate that quick cash offer in the app? if possible. pls. Because I am new to IDFC. looking for such offers.
Ak Singh
TF Legend
Open IDFC app, go to cards section>click on your credit card>scroll down see quick actions> click on get quick cash option..
No offer for me. New card. Thanks.
What is ur (offered) interest rate for quick cash (PLCC) offer at IDFC?
Ak Singh
TF Legend
My current offer at 59k at 10% p.a + 2%processing fee(excluding gst).
Is that amount has any relation with total or available credit limit? Like 50% of available limit or something like that?
Ak Singh
TF Legend
I really don't know, how they are providing.
My credit card limit is 115k.
Current outstanding 2k.
So got offer of 69k.
Their is quote like: Max limit is basis Bank's Internal policy.
That means 60% of CL. (My guess)
Thanks for detailing.
Updated main post. Thanks for your valuable input.
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