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Please help me with my first credit card application

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Thank you for applying for an Axis Bank Credit Card. Our executive will connect with you to fulfill KYC requirements of your residential address.

What will they do?
How many days will they take?
What Docs I need?
Any tips
 
Thank you for applying for an Axis Bank Credit Card. Our executive will connect with you to fulfill KYC requirements of your residential address.

What will they do?
How many days will they take?
What Docs I need?
Any tips
When an Axis Bank executive connects with you for completing the KYC (Know Your Customer) process for your credit card application, here's what typically happens:


1.​


The executive will visit your residential address to verify the details you’ve provided during your credit card application. They will:


  • Confirm your identity by checking your documents.
  • Verify your address as per the information you gave in the application.
  • Take a photograph of you and your residence, if necessary.
  • Collect necessary documents for KYC compliance, like proof of identity, proof of address, and possibly income proof.

2.​


  • The process usually takes 2-5 business days, depending on your location and the bank’s internal processing times. They will call you beforehand to schedule the appointment.
  • If there are any delays or issues, you may need to follow up with the bank.

3.​


  • Proof of Identity (one of the following):
    • Aadhar Card
    • Passport
    • Voter ID
    • Driver’s License
    • PAN Card
  • Proof of Address (one of the following):
    • Aadhar Card (if address is updated)
    • Recent Utility Bill (electricity, water, gas, etc.)
    • Rent Agreement or Lease Deed (if applicable)
    • Passport or Bank Statement (if address is listed)
  • Income Proof (if required by the bank):
    • Salary Slip
    • ITR (Income Tax Returns)
    • Bank Statement

4.​


  • Ensure your documents are current: Make sure the documents you provide are valid and up to date. Expired documents can cause delays.
  • Stay available for the appointment: The executive will call to schedule the KYC visit. Make sure you’re available or reschedule ahead of time.
  • Be honest and clear: Ensure that the details you provided during the application match your documents. Any discrepancies might cause delays.
  • Verify the identity of the executive: To avoid any fraud, always confirm that the executive is from Axis Bank. You can call the bank’s customer service for confirmation if needed.
 
Thank you for applying for an Axis Bank Credit Card. Our executive will connect with you to fulfill KYC requirements of your residential address.

What will they do?
How many days will they take?
What Docs I need?
Any tips
They will call you
Mainly address verification and live photo.
Sometimes they can ask for income proof, when the exicutive will visit your location, before that you will receive a call, you can ask him/her about the necessary documents.
 
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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
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