Please recommend my next Super Premium credit card

[luckymurari]

I currently hold a Diners Club Black and ICICI Sapphiro cards. My annual spends are somewhere between 7-9lacs with online spends mostly on Amazon, FK, Dmart, Jiomart, Zomato and Swiggy. I also spend on flight tickets and fuel.


Which credit card should I purchase for maximum benefits? I am not yet comfortable with double dipping rewards etc and look for direct returns.

 

[Venky]

I now applied and got the IDFC First Bank Wealth card. Super quick and smooth process - card is already up and working! Looking forward for the rewards now

Wow! Its absolutely great you got the wealth at one go! I am stuck at the Select for now. Actually, most people are. Congrats! 🙏🫡

 

[luckymurari]

Wow! Its absolutely great you got the wealth at one go! I am stuck at the Select for now, actually most people are. Congrats! 🙏🫡

Thank you for the help and recommendation.


I am now just clueless on how to maximize the rewards for the cards as reward rate is meagre 😛

 

[CVR]

guys if i buy something from a jewelery shop like gold coins or something. is it gonna count towards magnus monthly milestone or not?

yes counted for milestone.. although i am not sure about regular reward points.. can someone confirm whether we get regular reward points in Magnus for jewellery purchase?

 

[Venky]

Thank you for the help and recommendation.


I am now just clueless on how to maximize the rewards for the cards as reward rate is meagre 😛

I am sure people on this forum are more than capable to answer. Just a small search will land you to your desired answer and for the Magnus check out Axis Magnus Optimal usage guide and valuation thread.

 

[vaibhav111vaibhav111 is verified member.]

Thanks this is helpful. Yeah, Tatacliq is a bummer but stil something is there to cover for low usage🙄 What does ticket ticket mean - is that flight ticket?

Yeah flight ticket

 

[KS7]

As so many others on thread said, go for Magnus. Or look at SC Ultimate too.

 

[Naddy]

Hello legends,

Can anyone recommend me which premium/ super premium card should i apply on the basis of my existing card Icici Coral ( Limit 2.5 Lakh).

I mostly spend online, and collecting more cards / premium cards is my hobby.

I have Indusind Legend, BOB Select, Amazon ICICI, ICICI Coral, SBI SimplyClick, Axis Myzone and Flipkart Axis Currently

 

[luckymurari]

Hello legends,

Can anyone recommend me which premium/ super premium card should i apply on the basis of my existing card Icici Coral ( Limit 2.5 Lakh).

I mostly spend online, and collecting more cards / premium cards is my hobby.

I have Indusind Legend, BOB Select, Amazon ICICI, ICICI Coral, SBI SimplyClick, Axis Myzone and Flipkart Axis Currently

@Naddy While better people answer your query - Can you please help answer this - Indusind Legend a good card? And is it LTF?

 

[vaibhav111vaibhav111 is verified member.]

@Naddy While better people answer your query - Can you please help answer this - Indusind Legend a good card? And is it LTF?

as per my knowledge Indusind Legend isn't good for anything and yes it LTF Card. my friend applied and received the card

 

[TheMentalist]

You are missing out on so much of good stuff!! I can see you have written super premium card. But I am suggesting some cards that I think are pretty useful:

1) SBI Cashback: Not to be missed card, Flat 5% cashback on almost all online spends standard exceptions like rent, utility etc.
2) Axis MyZone - I got it LTF but now I think it’s 500 buck. 4 times flat 120 off on Swiggy per month and BOGO on book my show.
3) IDFC Wealth (or any other card) - LTF Cards with good benefits
4) IndusInd Eazy Diner - BOGO Movie Ticket and good discounts on EazyDiner
5) For Super Premium Category You can try Magnus if you want else Diners is a great card.
6) Try getting any rupay card their are good discounts on Rupay cards. You can go for BOB or PNB.

2) Its not flat 120 off, but 40% off upto 120 on orders above 200

 

[luckymurari]

Thanks a lot for the feedback here. I expanded my portfolio of cards now to this (And applied for Axis just today):