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Charges are very high in repair, painting, almost upto 2% then what's the benefit?
Using education payment also leads to same merchant name in payment gateway so most probably the same MCC hence no charges by credit card.
I guess selecting rent or other rent related services will get us in trouble as credit card provider applies additional 1% charges on it.
I was trapped by this in my sc smart CC. Bank charged 1% + GST and payment gateway charged 1.6% so net 2.6% charges and ghanta return.
Amex doesn't charge anything for rent/painting/repair. Only the housing.com charges will be there. But agree that it is most beneficial if we just want to hit those milestonesYa there is no benefit.
I just use this in last 2-3 months of card membership year if the milestone is not achieved.
Also 2-3 months ago, Banks were not charging the 1% + GST on education payments only the gateway charges which was also credited back in some cards as Rewards/Cashback(1%) so it was beneficial at that time but now it is not.
Amex doesn't charge anything for rent/painting/repair. Only the housing.com charges will be there. But agree that it is most beneficial if we just want to hit those milestones
Yaa I was about to add this line in my previous comment 😀
I was delaying making these spends as I thought there will be spends in upcoming months and the milestones will be hit. But now bit worried, this housing not accepting amex was shocking... 😱
Housing is not accepting amex in any category now
So, I just tried making a payment in the Repairs category using Amex and it is going to the OTP page. So, I am not sure why you guys are facing issues. In case you are trying with an already saved card and it is saying 'Card not verified', just try to add the card again even if it is already in your saved list. It should work
If you can't achieve the milestone of 1.5L with geniune spends then why you are holding this card ?
Best option close it.
Talking about 4 L milestone, also I do hit milestone without manufactured spend but some amount if left was about to use housing for that but now will complete it through gyftr only... 😢
Also on amex gyftr I am getting only 250 denomination, is this same for all ?
yes . .Talking about 4 L milestone, also I do hit milestone without manufactured spend but some amount if left was about to use housing for that but now will complete it through gyftr only... 😢
Also on amex gyftr I am getting only 250 denomination, is this same for all ??
Yes it's same
yes . .
No, Redgirraffe doesn't accept Amex.rentgiraffe ? ..
btw landlard pan is required unde repairs/paintings ?On 2nd October, I amde rent payment through amex cc on housing.com successfully. Category chosen was "Repairs", although amex was also accepted in "Paintings" category. Also, Education no longer accepting Amex for me.
Amex credited the MR points for the transaction
Yes, it is requiredbtw landlard pan is required unde repairs/paintings ?
Does landlord have to validate anything (like OTP etc) after his PAN is entered?Yes, it is required
No. Nothing from the landlords side. You just have to enter the correct name as per PANDoes landlord have to validate anything (like OTP etc) after his PAN is entered?
Is still housing.com accept amex card in any categoryNo. Nothing from the landlords side. You just have to enter the correct name as per PAN
NO afaikIs still housing.com accept amex card in any category
Yes. It's not working anymore. I am waiting for someother alternative.I GUESS NO MORE AMEX RENT PAYMENT ON HOUSING.COM, ITS GAME OVER NOW.
Tried again, when I try to input my card number, the bottom continue button is greyed out. You have been lucky. Don't update your app.I was able to pay using Amex Plat Travel under Repairs category on housing today. It went through perfectly.