Please suggest me savings account as per few criteria

[TOUSIF_AHMED]

Please suggest me some / list of savings account where 1. Debit card is free, 2. No sms alerts charges, 3. No IMPS charges. These are the charge which itches my eyes. I am ready to keep minimum balance of upto 1 lakh. Also i do 10-16. Earlier i was having kotak 811 they called me & started crying. Bro my money i send what's your problem if i receive so many amount then cry. He told to upgrade account so i went to branch & closed it.

 

[hender]

Please suggest me some / list of savings account where 1. Debit card is free, 2. No sms alerts charges, 3. No IMPS charges. These are the charge which itches my eyes. I am ready to keep minimum balance of upto 1 lakh. Also i do 10-16. Earlier i was having kotak 811 they called me & started crying. Bro my money i send what's your problem if i receive so many amount then cry. He told to upgrade account so i went to branch & closed it.

Have you considered ; 10k IDFC !!

 

[TOUSIF_AHMED]

Have you considered ; 10k IDFC !!

No sir. It's because no branch near me only at city. If suppose they also freeze my account then it will be problem. Note. I don't do any illegal things but if they mistakenly does then i have to worry. If you tell that this idfc is not like that then i shall open.

 

[praful1947]

No sir. It's because no branch near me only at city. If suppose they also freeze my account then it will be problem. Note. I don't do any illegal things but if they mistakenly does then i have to worry. If you tell that this idfc is not like that then i shall open.

If you are worried so much , then you should not open account in private banks.
If their system detects unusual debit credit they your account will freeze no matter how much you maintain in account.

Debit card is free only on two account variants BSBDA and salary account.
Excluding IDFC and HDFC saving max .

 

[TOUSIF_AHMED]

If you are worried so much , then you should not open account in private banks.
If their system detects unusual debit credit they your account will freeze no matter how much you maintain in account.

Debit card is free only on two account variants BSBDA and salary account.
Excluding IDFC and HDFC saving max .

Ok, thanks for answer. Actually earlier i was having govt bank account but their upi sux .

 

[hender]

No sir. It's because no branch near me only at city. If suppose they also freeze my account then it will be problem. Note. I don't do any illegal things but if they mistakenly does then i have to worry. If you tell that this idfc is not like that then i shall open.

Sorry, Can't comment/assure you ; on freezing - I don't have IDFC as account.

 

[ankit ojha]

S B I