Pls guide to get a unsecured CC with no credit history.

[rahul98]

Hello TF community.
My partner wants to open kotak 811 ZB account and would maintain >20k anytime.
- she's a student ,so no source of income.
-no credit history present rn
-no previous loan or activity on PAN.
-can't link anything to family financials.

-Is there any way to get unsecured credit card at this position?
-any bank tricks to follow?
-or any other banks to try?

Ps- Purpose is to build some Credit history (w/o secured CC) and open salary account next yr to get some good cards.

Thanks

 

[4uziaul]

He are asking about getting a cc...

Not the limit enhancement....

Bujlan mama?

Tum samjho aise card ka kya faida jiska limit increase nahi hota hai

Main samjh gaya

 

[4uziaul]

Ami to bujhi gelam

Kintu tumi accept koro ki HDFC ekdom chogol raja

Tumi bojhao oke

 

[AritraSaha]

Are @4uziaul & @pprakash11
Are mama card to aga paye nik...

They kichu manage Kora jabe..

C2C card nia nabe...

 

[MilesMax]

My sis got her first credit card from IDFC. Pre-approved, she had account for around 6 months. AMB less than 20k.
Credit limit was less though. Around 60k. They also didn't increase the limit based on the ITR.

 

[sidzzzzz]

Hello TF community.
My partner wants to open kotak 811 ZB account and would maintain >20k anytime.
- she's a student ,so no source of income.
-no credit history present rn
-no previous loan or activity on PAN.
-can't link anything to family financials.

-Is there any way to get unsecured credit card at this position?
-any bank tricks to follow?
-or any other banks to try?

Ps- Purpose is to build some Credit history (w/o secured CC) and open salary account next yr to get some good cards.

Thanks

Easiest way to get guaranteed unsecured credit card!!

In my opinion many banks like lotak bank are just upselling their secured credit card in lieu of giving out an unsecured one in future, but they just never give guarantee for the same, none of the banks do. I came accross a way to get guaranteed unsecured credit card. You just need to open PNB...

www.technofino.in

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Ami to bujhi gelam

Kintu tumi accept koro ki HDFC ekdom chogol raja

Aren't you from Gujarat?

 

[pprakash11]

Aren't you from Gujarat?

Nope bro. But I do understand Gujarati a bit

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Nope bro. But I do understand Gujarati a bit

ohokay.

 

[BCh]

My relative having wealth relationship was maintaining 5L in IDFC bank for over 1 yr and got pre-approval for wealth credit card...no prior cc/loan/CIBIL.