PNB Bank Rupay Select Debit Card

[jetesh]

PNB Bank Rupay Select Debit Card

Card Type	Wellness Contactless Debit Card
Eligibility	PNB Customers maintaining QAB Rs. 50,000/- or more
Usage	Global (Domestic & International) usage allowed
ATM Limit (Cash Withdrawal) per day	Rs. 1,50,000/-
PoS / eCom Limits (Combined) per day	Rs. 5,00,000/-
Personal Accidental Insurance Cover*	Personal Accident Insurance cover (Accidental Death or Permanent Total Disability) of upto Rs. 10,00,000/-. Cardholder needs to perform minimum one successful Rupay Card induced financial transaction at any POS/E-com, both Intra and Inter-bank i.e. on-us or off-us within 30 days prior to date of accident including accident date of RuPay Cardholder. For details. ( Please Click here >>Cards)
Lounge facility*	Domestic Airport lounge program for RuPay Select Debit Card provides access to cardholders three (3) times per calendar quarter per card in any of the 50+ participating Domestic Airport lounges. International lounge program provides access to cardholders three (3) times per calendar year in any of the 500+ participating International Airport lounges. For updated lounge list, refer to NPCI RuPay Website
Issuance Charges	Primary Debit Card – Rs. 500/- Add-On Debit Card - Rs. 500/-
Annual Maintenance Charges (AMC)	Rs. 750/-
Replacement Charges	Rs. 500/-
Validity Period	7 Years (Expiry is encountered on last day of the Debit Card expiry month)
Other features	Personalised Debit Card. Can be used at all POS terminals, E Com Websites / Apps and ATMs across India. International Acceptance Accepted at Discover / Diner enabled POS machines, ATMs & E Com websites / apps. The POS and ATM machine should be Chip and PIN enabled. Non 3D secure transactions (i.e. transactions without OTP / PIN are not permitted). Contactless transactions Individual transaction up to Rs. 5000/- allowed without PIN at NFC enabled POS Terminals with Rs. 5000/- as daily overall limit. Regular Discount offer across all categories as provided by NPCI from time-to-time. For latest offers like Spa, Medical Health Check-up, Golf Program, OTT, etc., refer to NPCI (RuPay) Website. The Debit Card holder will have to visit the Website for registration process (one time) and thereafter can claim the same after login, for more details, Click here. Below are the few offers* available for reference :- Gym 1 Complementary 30 Days Free Offline Gym membership every quarter. Golf 1 Complementary Golf Lesson or Round every quarter Health Up Check 1 Complementary premium health check-up package every quarter. OTT 1 Complementary 12 months Amazon Prime or Hotstar membership or 6 months Sony Liv membership every year SPA Services/ Salon Service 1 Complementary SPA session or Salon service every quarter. Travel 1 Complementary INR 100 coupon for cab service every quarter.
*Personal Accidental Insurance Programs , Lounge Access and offers - All these facilities on Debit Cards are sponsored by NPCI, Terms & Condition are subject to change as per guidelines issued by NPCI.

 

[Sai_Kiran]

Does PNB rupay select offer Lakme in Spa ?
https://www.pnbindia.in/Feature-of-PNB-Elite-Saving-Fund-Schemes.html : Here it's not mentioned. Also it's said once a year but it's quarterly, right ?

Also cab will be quarterly if I'm not wrong

But here https://www.pnbindia.in/card-index.html quarterly is written, so not sure which one is right.

1. All spas & lakme vouchers are available
2. All are renewed quarterly except ott.

 

[Jhon Anand]

1. All spas & lakme vouchers are available
2. All are renewed quarterly except ott.

I visited bank on Thursday and got the form. But when I submitted on Friday the employee rejected saying 50k AQB is needed. I was so pissed off on why he didn't deny on Thursday itself when I asked the same.

According to website I need to maintain it for 2 quarter, then only I'll get it. I don't see sense in maintaining it for 6 months when I can get much more benefit in sweep in with SBI.

Giving up on this 😔, any easy way to get it ? Like I keep for some time only like a month and then get it, then I remove

 

[Sai_Kiran]

I visited bank on Thursday and got the form. But when I submitted on Friday the employee rejected saying 50k AQB is needed. I was so pissed off on why he didn't deny on Thursday itself when I asked the same.

According to website I need to maintain it for 2 quarter, then only I'll get it. I don't see sense in maintaining it for 6 months when I can get much more benefit in sweep in with SBI.

Giving up on this 😔, any easy way to get it ? Like I keep for some time only like a month and then get it, then I remove

1.Most of them got it just for 1k or 2k MAB account
2.That 6 months is for Pre Approved Credit card offer [ https://www.pnbindia.in/Feature-of-PNB-Elite-Saving-Fund-Schemes.html ]

Simple solution is to change to another branch [ online is easy ] & request Select card from the new branch

Extra point : you can get 1 primary & upto 2 add on Rupay Select debit card for a single self account also.

 

[Jhon Anand]

1.Most of them got it just for 1k or 2k MAB account
2.That 6 months is for Pre Approved Credit card offer [ https://www.pnbindia.in/Feature-of-PNB-Elite-Saving-Fund-Schemes.html ]

Simple solution is to change to another branch [ online is easy ] & request Select card from the new branch

Extra point : you can get 1 primary & upto 2 add on Rupay Select debit card for a single self account also.

Will add on have equal benefits and seperate as primary? I don't want sharing. If yes then that would be great as I'll ask for my sibling instead of getting a new one for them in their account as add on is cheaper

 

[Sai_Kiran]

Will add on have equal benefits and seperate as primary? I don't want sharing. If yes then that would be great as I'll ask for my sibling instead of getting a new one for them in their account as add on is cheaper

Yes , all benifits Seperately, because add on debit cards have different card numbers

But you have to create another account in Rupay select website because all cards have Same bin[ first 6 digits only ]

 

[Jhon Anand]

Yes, because add on debit cards have different card numbers

Thanks I'll try asking in some other branch.

 

[Jhon Anand]

Yes , all benifits Seperately, because add on debit cards have different card numbers

But you have to create another account in Rupay select website because all cards have Same bin[ first 6 digits only ]View attachment 78918

Btw I can see a option to apply debit card in app also, tried that ?

It's asking to set TPIN before applying but I'm unable to set, some fatal error is coming and then log out happens.


Also add on has issuance fee and no AMC, right?

 

[Sai_Kiran]

Btw I can see a option to apply debit card in app also, tried that ?

It's asking to set TPIN before applying but I'm unable to set, some fatal error is coming and then log out happens.


Also add on has issuance fee and no AMC, right?

Don't apply from app. , it will send the existing card varient


Apply through the branch, then only you can select varient which you want.

 

[Jhon Anand]

Don't apply from app. , it will send the existing card varient


Apply through the branch, then only you can select varient which you want.

I see, also last line I edited. Add on doesn't have AMC, right? Only issuance fee

 

[Sai_Kiran]

I see, also last line I edited. Add on doesn't have AMC, right? Only issuance fee

Don't know because i just take before 5 months