PNB savings account review & SMS alert off possible ?

[harshn]

What is ur review of PNB savings account (QAB 2000) ?


1. Can SMS alerts be turned off through app/net banking?

2. Do they unnecessarily freeze accounts due to KYC regularly (periodic updation etc) ? (i read many YouTube comments regarding this)

3. Do their online KYC method actually work? For periodic updation of KYC?

4. Will they make me visit branch at all costs for even tiniest of works?


5. What should be preferred opening account online or through branch ? In online directly option is there to turn off SMS alert, debit card etc.
Maybe if I open online branch will say "apna online hi Jano" if branch visit is required.

6. Their UPI server , net banking , app works fine or always have some errors or problems ?

Anyone who opened account online also share their experience .
Also share any other experience with PNB .

 

[gauravraj]

1.NO

2. 30 percent chances.

3. NO IDEA.

4. YES

5. Go with online opening. Branch will helpful in all situation.

6. Smooth- Net banking but limited options.

UPI - Not a single failure in 2 years.

Mobile app- fastest with limited option.