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PNB savings account review & SMS alert off possible ?

  • Thread starter Thread starter harshn
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harshn

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What is ur review of PNB savings account (QAB 2000) ?


1. Can SMS alerts be turned off through app/net banking?

2. Do they unnecessarily freeze accounts due to KYC regularly (periodic updation etc) ? (i read many YouTube comments regarding this)

3. Do their online KYC method actually work? For periodic updation of KYC?

4. Will they make me visit branch at all costs for even tiniest of works?


5. What should be preferred opening account online or through branch ? In online directly option is there to turn off SMS alert, debit card etc.
Maybe if I open online branch will say "apna online hi Jano" if branch visit is required.

6. Their UPI server , net banking , app works fine or always have some errors or problems ?

Anyone who opened account online also share their experience .
Also share any other experience with PNB .
 
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1.NO

2. 30 percent chances.

3. NO IDEA.

4. YES

5. Go with online opening. Branch will helpful in all situation.

6. Smooth- Net banking but limited options.

UPI - Not a single failure in 2 years.

Mobile app- fastest with limited option.
 
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I got it turned off at branch after I did an FD (not related I just used the moment to ask a favor). While I understand SMS charges (well I don't SMS facility is more for bank's convenience than user's) for normal account. It is outrageous for Elite account. Sare chor logon ka psa public se hi nikalta hai isiliye chor bnne m hi fayeda hai.
 
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dvader said:
I got it turned off at branch after I did an FD (not related I just used the moment to ask a favor). While I understand SMS charges (well I don't SMS facility is more for bank's convenience than user's) for normal account. It is outrageous for Elite account. Sare chor logon ka psa public se hi nikalta hai isiliye chor bnne m hi fayeda hai.
Click to expand...
I turned off sms alerts. Now all my 3 cards tnxs are failing.
For any request in app, I'm not getting otps
Why pnb is such worst bank
 
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dvader said:
How did you do thay from branch? The option is called 'value added sms'. I hope they didn't just deregister ur mobile.
Click to expand...
Request received for disabling SMS services ( RefNo 79945 ). Not u? FWD this SMS to 9264092640 to freeze your account within 4 hours-PNB

Dear Customer,you have been unsubscribed for the SMS Alerts on your mobile.Please contact bank for any clarifications. Helpline 18001800/18002021-PNB

These sms i got
 
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Ram1 said:
Request received for disabling SMS services ( RefNo 79945 ). Not u? FWD this SMS to 9264092640 to freeze your account within 4 hours-PNB

Dear Customer,you have been unsubscribed for the SMS Alerts on your mobile.Please contact bank for any clarifications. Helpline 18001800/18002021-PNB

These sms i got
Click to expand...

I never received such sms. They just told me that value added sms have been disabled and I never got sms charges after that.

Can you try enabling email alerts from netbanking once?
 
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dvader said:
I never received such sms. They just told me that value added sms have been disabled and I never got sms charges after that.

Can you try enabling email alerts from netbanking once?
Click to expand...
When i clicked on email alerts,cust id & email came blank. Cant proceed further
 
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