Long time lurker on the forum... Just wanted to share my DCB upgrade process.
Some days back I got a call from HDFC for a pre approved LTF Regalia card. Like it has been mentioned before, instead I got a Millenia and didn't realize it was an agent who gave me the call and not direct employee. However, I was OK with it as it was processed as LTF and used it a few times on Amazon to get 5% cashback.
Around the same time, I started following this forum and got to know about LTF DCB offer for alumni of certain institutions. I saw my institute in the list and of course got interested in a premium card and that too LTF.
So this is how process went.
Day 1: email to grievance redressal asking for upgrade
Day 3: response asking me to confirm over email that I am ok with upgrade and reward points conversation ratio of 1:1. I reply same back confirming same day
Day 5: response saying need to share institute graduation certificate. Reply back same day.
Day 6: response with upgrade accepted.
Next 2-3 days received the new LTF DCB card.
Essentially I got an almost one month old Millenia upgraded to DCB. No, forms couriering to Chennai, no sharing itr or salary slips or anything like that. Just 3 emails. I didn't believe how smooth it went.
Just want to thank the forum and everyone here for building such a wonderful community.
Some days back I got a call from HDFC for a pre approved LTF Regalia card. Like it has been mentioned before, instead I got a Millenia and didn't realize it was an agent who gave me the call and not direct employee. However, I was OK with it as it was processed as LTF and used it a few times on Amazon to get 5% cashback.
Around the same time, I started following this forum and got to know about LTF DCB offer for alumni of certain institutions. I saw my institute in the list and of course got interested in a premium card and that too LTF.
So this is how process went.
Day 1: email to grievance redressal asking for upgrade
Day 3: response asking me to confirm over email that I am ok with upgrade and reward points conversation ratio of 1:1. I reply same back confirming same day
Day 5: response saying need to share institute graduation certificate. Reply back same day.
Day 6: response with upgrade accepted.
Next 2-3 days received the new LTF DCB card.
Essentially I got an almost one month old Millenia upgraded to DCB. No, forms couriering to Chennai, no sharing itr or salary slips or anything like that. Just 3 emails. I didn't believe how smooth it went.
Just want to thank the forum and everyone here for building such a wonderful community.
