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[Possible New Card] Yes First Exclusive Credit card getting converted to Yes Reserv Credit Card

dvader

TF Premier
Hi Guys,

Just received this email, Well if 1 RP = INR 0.25 this is an excellent value. Since other terms and conditions remain the same regarding Fees and all (See the bottom line in SS), people who have it LTF will almost certainly keep it as LTF. 3% Reward rate for online spends, 1.5% for other,s and 0.75% for special (I think rent, insurance, and stuff); that's kinda cool !!!! Also, Purchase protection !!! is Yes Bank making enough profits already? 😅

Screenshot from 2023-11-16 21-23-30.png

1340389F96C9CC0B65283BACE93403C4.gif

The New Reserv Credit Card

Screenshot from 2023-11-16 21-32-38.png
 
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Yes, reserve with subscription plan is equivalent to Marquee on reward structure.

Only misses on Non spend based benefits.

Don’t worry about marquee.. reserv is also a nice one

Was holding exclusive since few years LTF, just took it out yesterday, enrolled for 3x subscription. Looks like it would be my gotocard now along with hsbc cashback for offline spends
 
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Hi guys got call from some executive about offering LTF cards on the basis of c2c

While applying I got RESERV credit card as lifetime free along with RuPay virtual call with limit of 5L

Need to do virtual call by eod if confirm whether the details are true or not
 
Hi guys got call from some executive about offering LTF cards on the basis of c2c

While applying I got RESERV credit card as lifetime free along with RuPay virtual call with limit of 5L

Need to do virtual call by eod if confirm whether the details are true or not
Is he/she employee of yes bank or just an agent? Did you see LTF while applying card?

IMO, katega tumhara.
 
Hi guys got call from some executive about offering LTF cards on the basis of c2c

While applying I got RESERV credit card as lifetime free along with RuPay virtual call with limit of 5L

Need to do virtual call by eod if confirm whether the details are true or not
If it is true, just take it.. it’s kind of a small jackpot
 
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I asked 3 to 4 times about life time free they it is true if you want you can confirm while having video KYC which was postponed to tomorrow morning

Will update the details as soon as possible
Kat Gaya Na GIF by Zion
 
Was holding exclusive since few years LTF, just took it out yesterday, enrolled for 3x subscription. Looks like it would be my gotocard now along with hsbc cashback for offline spends
Just remember you have to pay 4130 annual fees for 3x, as well as redeem the points only for air tickets to get maximum return of 6% for online & 4.50% for offline/swipe @25 paisa
 
Latest expert review
 
Yes Marquee (Rs.11800, better than free) for--

Foreign online spends (4.50--1.18)
Return 3.32%

Foreign offline/swipe spends (2.25--1.18)
Return 1.07%

Yes Reserv 3x (Rs.2359+4130) for--
(Except Rent, Wallet, Recharge, withdrawals, Utilities , Insurance, Education, Government)

All Indian online spends
Return 6.00% (if you use points for flights)

All Indian offline spends
Return 4.50% (if you use points for flights)

All Foreign online spends (6.00--2.07)
Return 3.93% (if you use points for flights)

All Foreign offline/swipe spends (4.50--2.07)
Return 2.43% (if you use points for flights)

Yes Reserv 5x (Rs.2359+5900) for--
Travel/Dining/Fashion/Healthcare

Indian online spends Travel/Dining/Fashion/Healthcare
Return 9.00% (if you use points for flights)

Indian offline spends
Travel/Dining/Fashion/Healthcare
Return 7.50% (if you use points for flights)

Foreign online spends (9.00--2.07)
Travel/Dining/Fashion/Healthcare
Return 6.93% (if you use points for flights)

Foreign offline/swipe spends (7.50--2.07)
Travel/Dining/Fashion/Healthcare
Return 5.43% (if you use points for flights)
 
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Yes Marquee (Rs.11800, better than free) for--

Foreign online spends (4.50--1.18)
Return 3.32%

Foreign offline/swipe spends (2.25--1.18)
Return 1.07%

Yes Reserv 3x (Rs.2359+4130) for--
(Except Rent, Wallet, Recharge, withdrawals, Utilities , Insurance, Education, Government)

All Indian online spends
Return 6.00% (if you use points for flights)

All Indian offline spends
Return 4.50% (if you use points for flights)

All Foreign online spends (6.00--2.07)
Return 3.93% (if you use points for flights)

All Foreign offline/swipe spends (4.50--2.07)
Return 2.43% (if you use points for flights)

Yes Reserv 5x (Rs.2359+5900) for--
Travel/Dining/Fashion/Healthcare

Indian online spends Travel/Dining/Fashion/Healthcare
Return 9.00% (if you use points for flights)

Indian offline spends
Travel/Dining/Fashion/Healthcare
Return 7.50% (if you use points for flights)

Foreign online spends (9.00--2.07)
Travel/Dining/Fashion/Healthcare
Return 6.93% (if you use points for flights)

Foreign offline/swipe spends (7.50--2.07)
Travel/Dining/Fashion/Healthcare
Return 5.43% (if you use points for flights)
Does n't 3x subscription give online return 9%?
 
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