(post updated) Which Debit Card to use for Credit Card Bill Payment in April 2025

[card_007]

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8) RBL Signature+ DC, HDFC Millennia DC, Kotak 811 Super DC -

If you have RBL Enterprise DC then only milestone benefit will count here.

Android users - Use Ebixcash Full KYC Wallet UPI - Here add money MCC Code 5013 or 8999 (both are eligible category)

But remember - daily add money limit is Rs5000 only and no charges for Debit Cards.

New user first time register through Ebixcash website and go to profile and complete Video KYC

Wait few days to your Video kyc approved.

Now download Ebixcash Wallet UPI app (Android only) and use.

Note: Add money through website only and spend money or pay anywhere via Wallet UPI through app only.

All other details, i have a separate post, read here -

A

Thread '(New Update - CC/DC loading is LIVE) Ebixcash Wallet UPI launched'

Jul 11, 2024

(New Update - CC/DC loading is LIVE) Ebixcash Wallet UPI launched:

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Now new changes here -

Add money - Utility 4900 MCC Code (Note - you can also ask RBL customer care for 100% confirmation, just do Rs1 add money and ask RBL customer care)

Merchant name - EBIXCASH

Debit card charges - 0.85%+GST = 1% charge (charges deducted after add money)

Loading limit Rs5000 per transaction/day

Use Ebixcash Wallet UPI and Free transfer to bank or pay Credit Card bill via any 3rd party app, like Paytm app choose Ebixcash Wallet UPI app and pay etc...

• Abhishek012
• axis cashback cashback card credit card hdfc swiggy rupay sbi upi visa wallet
• Replies: 1,476
• Forum: Prepaid Card/Wallet Card

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Thanks! Would RBL SPDC also give benefit on phonepe? I got phone pvt ltd as merchant. I badly need to use SPDC since I am close to milestone on 2, and a little far on other 2 cards.

 

[mohitkamboj007]

Kotak Debit card se without charges ka koi platform dhundo 😢

 

[shashankverma]

I dont have the permissions yet to update the OP

@Abhishek012 even I don’t have access to update wiki

 

[LordPSN]

Any update on HDFC Platinum debit card?

 

[mohitkamboj007]

I have only single name in my Govt Docs so Ebixcash is not allowing me to complete KYC. Any solution for thi??

 

[Prem03]

I have only single name in my Govt Docs so Ebixcash is not allowing me to complete KYC. Any solution for thi??

Get your name corrected in the Govt. docs

 

[mohitkamboj007]

Get your name corrected in the Govt. docs

😡😡- 3 word pure krne h

 

[Prem03]

😡😡- 3 word pure krne h

To karo Poora Mohit Kamboj laga ke.
And it's not a joke, name should be complete on your Id otherwise try to get a passport or a visa, they will reject it without your full name.
So don't just think to fix the problem you are facing with Ebix, better to fix the root cause dude.

 

[Abhishek012]

Thanks! Would RBL SPDC also give benefit on phonepe? I got phone pvt ltd as merchant. I badly need to use SPDC since I am close to milestone on 2, and a little far on other 2 cards.

last time i checked phone pvt ltd is mcc code 6012 (not eligible category code)

2nd thing, visa/mastercard charge - 0.6% for above 2k cc bill payment.

3rd thing, do just Rs100 trxn and verify mcc code with RBL customer care.

 

[shubhamsoni529]

Is IndusInd Exc Acc DC working on any platform?

 

[mohitkamboj007]

To karo Poora Mohit Kamboj laga ke.
And it's not a joke, name should be complete on your Id otherwise try to get a passport or a visa, they will reject it without your full name.
So don't just think to fix the problem you are facing with Ebix, better to fix the root cause dude.

I already have a passport.

If it were just Aadhaar and PAN, the process would be manageable. But updating 10–12th and graduation marksheets makes it a complete mess.

I also want to update it since I face minor issues from time to time, but considering the effort needed to change it across all legal documents, especially education certificates, it doesn’t seem worth the time and hassle.

 

[shashankverma]

I already have passport.

Ab kha kha change kru🥲
10-12-graduation marksheets
Sirf aadhar pan krna hota phir bhi ho jata

But change on education docs will be a complete mess. I also want to change as I am also facing little bit of issue once in a while and is not worth the time it is going to consume to change on all of my legal docs especially education documents.

You can never get entry into many countries eg UAE(Dubai) won’t allow you through immigration if you don’t have last name.
Check the process and get it updated through affidavit. Not necessary to change all docs but passport, Aadhar and PAN is must

 

[mohitkamboj007]

You can never get entry into many countries eg UAE(Dubai) won’t allow you through immigration if you don’t have last name.
Check the process and get it updated through affidavit. Not necessary to change all docs but passport, Aadhar and PAN is must

But then having diff name in education records compared to aadhar, pan will also be a problem in some other cases I guess

 

[shashankverma]

But then having diff name in education records compared to aadhar, pan will also be a problem in some other cases I guess

No, the affidavit states that you decided to change your name and will contain old as well as new name

 

[mohitkamboj007]

No, the affidavit states that you decided to change your name and will contain old as well as new name

When submitting educational docs for job app or other official purposes, I thinkI will also need to submit the affidavit then everytime.

 

[shashankverma]

When submitting educational docs for job app or other official purposes, I thinkI will also need to submit the affidavit then everytime.

Only if govt job for pvt no

 

[mohitkamboj007]

Only if govt job for pvt no

Searched on ChatGPT:

First, obtain an affidavit.
Publish a name change notice in both a Hindi and an English newspaper.
Finally, apply for a Gazette notification.

 

[PAHULPREET]

Currently, I have two SBI Virtual Debit Cards (VDC), which I enabled this week. I usually have a monthly bill payment of ₹2 lakh. Since the SBI VDC allows payments of ₹50,000 per day, I wanted to clarify the reward structure:

• The monthly cap for 1% rewards is 10,000 reward points.
• If I pay ₹50,000 daily for four days, will I receive ₹2,000 worth of reward points (10,000 points)?
• Will I continue to earn these points every month as I reach the milestone?

Additionally, I’d like to understand the redemption options:

• Is shopping the only way to redeem these reward points, or can they be converted into cash and transferred to my bank account?

Lastly, my credit card bill never exceeds ₹2 lakh, so using SBI VDC on SBI Unipay seems sufficient. However, would it make sense to apply for an IDFC FirstTap RuPay card? Is it in any way better than SBI VDC for bill payments?

Looking forward to your insights and Thanks a lot in advance for the time and effort to clarify this!

 

[La pasión]

Has anyone with HSBC debit card got cashback for the merchant WWW JUSTDIAL COM ?

Which HSBC debit card give reward points?

 

[rajubhai]

Which HSBC debit card give reward points?

HSBC salary account debit card, 5% cashback.