(post updated) Which Debit Card to use for Credit Card Bill Payment in April 2025

[supperman]

FREECHARGEPAYMENTTECHNOGURGAON gave me instant rewards, yes.

Sweet. Thank you.

 

[Ankiti]

Any trick for amex via idfc fiirrsttap

 

[Abhishek012]

@Abhishek012 , others

I've been using my SBI VDC Rupay for 2 months now for CC billpayment, mostly on Unipay but twice on freecharge (as Unipay had some amount glitch)
Haven't received any rewards as of now.
How long is the usual wait?

I got this card in January.

Thanks for your time

Register here - https://rewardz.sbi/

And wait 2-3 months.

 

[Abhishek012]

SBI VDC blocked citing "suspicious transaction" when used on PhonePe. Now they are asking me to visit branch. Any other virtual way to reactivate the VDC?

Unfortunately no way to unblock, you may be blocked or locked from all banking services from SBI till now,

Happened with me last week, had to visit home branch to unlock, after that you need to reset your yono , NetBanking credentials with the help of branch,

Then you need to create fresh request for virtual DC , as current one will be removed from your account,

This is my personal experience I'm telling

No I will never use phonePe using sbi dc

Visit SBI branch and they will unblock your card, no need to generate new virtual card.

Ya, better to use Paytm, Billdesk, freecharge website for cc bill payment. No extra charges for RuPay.

 

[AA007]

Pay only Axis cc bill via axis net banking or axis app. You will get freecharge gateway.

Paying Axis CC bill from Axis app takes me to a page where I have to pay from my savings bank account. If you don't mind, could you explain, how to get freecharge gateway when paying Axis CC bill on Axis app?

 

[mojo_jojo123]

are we getting rewards on IDFC first card for : .. looks like for transactions done on 23rd March IDFC didn't gave reward

wwwphonepecom
Phonepe Recharge
PHONEPE RECHARGE

 

[mojo_jojo123]

yes.

RBL Signature+ Debit Card - 2% cashback

RBL Enterprise Debit Card - only milestone benefit count

Can you update front page also that we can use RBL Signature+ DC for Axis bank cc payment on axis mobile app

 

[mojo_jojo123]

any jugad on amex cc payment ?

 

[Pravin1156]

@Abhishek012 Bro, any gateway left for Indusind Visa signature, Paytm put convenience charges. So any other option there or its over?

 

[sid16]

Visit SBI branch and they will unblock your card, no need to generate new virtual card.

Ya, better to use Paytm, Billdesk, freecharge website for cc bill payment. No extra charges for RuPay.

Actually the card got removed from my Yono app. So I applied for another VDC on Yono and got it instantly. 🤣

 

[opbamldg]

Dont open..Worst bank..
Sbi is 100x time better.

I am not receiving any reward from 15 th feb..

Raise a request on Twitter regarding the same. They will do it on priority.

 

[opbamldg]

any jugad on amex cc payment ?

Hai toh but hai jugaad hi. Cashback amount is also not guaranteed

 

[opbamldg]

@Abhishek012 Bro, any gateway left for Indusind Visa signature, Paytm put convenience charges. So any other option there or its over?

Freecharge twice a month.

 

[pshah1995]

@Abhishek012 , can we transfer reward points from savings account to card?

 

[pankaj1122]

Unable to redeem points from IDFC saying- POINTS REDEMPTION FAILED. PLZ TRY AGAIN LATER

 

[Tocoliso]

Unable to redeem points from IDFC saying- POINTS REDEMPTION FAILED. PLZ TRY AGAIN LATER

Anyone else facing this issue?

 

[federer.reddevil]

Freecharge twice a month.

IndusInd VISA only or MasterCard also?

which merchant name for freecharge?

 

[Abhishek012]

are we getting rewards on IDFC first card for : .. looks like for transactions done on 23rd March IDFC didn't gave reward

wwwphonepecom
Phonepe Recharge
PHONEPE RECHARGE

Yes eligible. Wait upto 45 days.

Note - W.e.f 25th March, 2025 - Now all transaction rewards + 10x rewards are instantly credited. No need to wait for upto 45 days.

Note - Freecharge cc bill pay transaction also eligible using firstap dc and no extra charges for RuPay.

Phonepe app - Credit Card bill pay via IDFC Firstap Sticker RuPay Platinum Debit Card without any charges -

MCC 4814, if you get these merchant names only - 👇🏼👇🏼

PHONEPE RECHARGE BANGALORE

PHONEPE RECHARGE

Phonepe recharge

WWWPHONEPECOM Gurgaon

WWWPHONEPECOM

WWWPHONEPE

phonepe banglore

phonepe

Phonepe billpayments

 

[shashankverma]

Yes eligible. Wait upto 45 days.

Note - W.e.f 25th March, 2025 - Now all transaction rewards + 10x rewards are instantly credited. No need to wait for upto 45 days.

Note - Freecharge cc bill pay transaction also eligible using firstap dc and no extra charges for RuPay.

Phonepe app - Credit Card bill pay via IDFC Firstap Sticker RuPay Platinum Debit Card without any charges -

MCC 4814, if you get these merchant names only - 👇🏼👇🏼

PHONEPE RECHARGE BANGALORE

PHONEPE RECHARGE

Phonepe recharge

WWWPHONEPECOM Gurgaon

WWWPHONEPECOM

WWWPHONEPE

phonepe banglore

phonepe

Phonepe billpayments

I paid through phonepe using Firstap
RP not yet credited, it’s been more than 24 hrs

 

[Pravin1156]

Freecharge twice a month.

Can you explain in detail. First 2000 bill payment at 0% charges you mean that or any other