Avoid NBFC and all those small post paid / credit limits like Mobikik, poste pe, lazy pay, paytm postpaid etc.
They just give you peanuts but have large impact on your score if something goes wrong.
On top of that none of them have established grievance redressal mechanism to sort out issues when things go south.
Now if you are not meticulous about CS then njoy what u can get.