Premium secondary card to replace Magnus

[jar89]

Hello

I am using Diners black as my primary card and Magnus as secondary where Diners is not accepted.

Now with the devaluation am planning to close Magnus as the bookmyshow and meet and greet services are discontinued.
I was already planning to drop this card with the previous devaluation and now i have decided to leave this card for good.

I am looking for a premium card as secondary option.
Please suggest few.

Primary requirements:
Should have lounge access(dom & intl)
Should have book my show offers
Decent rewards/return%

TIA

 

[jar89]

Getting all three:

- Yes Marquee (Now capping on Utility Bills) and some other changes, please check

Any 2 benefits:

- HDFC Infinia (If eligible)
- ICICI Plastic Emeralde (Easy to get with 5L Credit Limit also) - No Dual variant available either get it on MC or Visa Infinite for instant discount on BOGO BMS, If Amex network you get cashback within 45 days and 5000 rupees birthday voucher (Tata Cliq) exactly 1 month prior.
- SBI Elite
- SBI Aurum
- IndusInd Ingulge (LTF for 90K - 90K vouchers possible)

Do i get an option to choose between MC/VISA/AMEX if am going by the route of taking the upgrade option from the app for icici emeralde

 

[BVCBVC is verified member.]

Do i get an option to choose between MC/VISA/AMEX if am going by the route of taking the upgrade option from the app for icici emeralde metal

If you are taking upgrade from App you get usually in Visa Infinite.

But if you request from Twitter handle you can chose your network. I used to have it Visa Infinite now changed to Amex network.

 

[jar89]

And can someone help on the major differences between emeralde and emeralde private?
My upgrade option is for emeralde and am not sure if its plastic or metal.

Should i ask for emeralde private with CC?

 

[BVCBVC is verified member.]

And can someone help on the major differences between emeralde and emeralde private?
My upgrade option is for emeralde and am not sure if its plastic or metal.

Should i ask for emeralde private with CC?

There are multiple threads and discussion on that on the forum.

Please take your time out and just read out. Getting Emeralde Pvt metal requires high NRV with ICICI bank. If you have it you can request with RM, CC team don't support on this.

 

[jar89]

If you are taking upgrade from App you get usually in Visa Infinite.

But if you request from Twitter handle you can chose your network. I used to have it Visa Infinite now changed to Amex network.

And what features on AMEX made you shift from VISA

 

[BVCBVC is verified member.]

And what features on AMEX made you shift from VISA

I use Emeralde for Lounges, Domestic Spa (DreamFolks card), ICICI Merchant offers and BOGO BMS (Cashback is fine for me).

Apart from it I don't use it offline. So I have no issues in acceptability. For Amex network you get 5000 annual birthday voucher which I got recently so a little return on what we pay for, ICICI cards reward rate is very poor.

 

[nrj1007]

For Amex network you get 5000 annual birthday voucher which I got recently so a little return on what we pay for, ICICI cards reward rate is very poor.

Is there any such benefit on ICICI Sapphiro Amex?

 

[BVCBVC is verified member.]

Is there any such benefit on ICICI Sapphiro Amex?

Not sure and never heard of any.

Emeralde don't have dual card concept unlike on Rubyx and Sapphiro. Each and every network variant is different and For ex. you can hold all 3 network cards of Emeralde (Visa, MC, Emeralde - Confirmed by customer care in June 2023).

 

[jar89]

Can i apply for Infinia directly, if I am having an ITR of 36 L and above?

 

[sahilgulati5]

Can i apply for Infinia directly, if I am having an ITR of 36 L and above?

Yes u can apply. only after that u will know what ur hdfc bank manager says if u have a hdfc bank account

 

[pgarg24]

Bhai icici 😅😅
Big no

Why no bro.. just asking coz i thought emerald have 3% rate of return with no cap. Is there any issue with icici?

 

[diptarkaroy]

You can try Yes Marquee

 

[Vasuki]

Why no bro.. just asking coz i thought emerald have 3% rate of return with no cap. Is there any issue with icici?

5 % u get on sbi .
Get other card for peace.
Not icici


But if u happy u r happy

 

[pgarg24]

5 % u get on sbi .
Get other card for peace.
Not icici


But if u happy u r happy

looking for another bank, assume 9lac already completed in sbi.. so different bank req. I have dcb but acceptance issue. Have yes reserve, axis altas(but lost trust in axis)
That being said, any particular issues faced with ICICI for rp? or is it not a easily attainable card?

 

[Vasuki]

looking for another bank, assume 9lac already completed in sbi.. so different bank req. I have dcb but acceptance issue. Have yes reserve, axis altas(but lost trust in axis)
That being said, any particular issues faced with ICICI for rp? or is it not a easily attainable card?

Then get infinia hdfc or Regalia
Amex
Yes marque
Hsbc cashback

There are many options



Emerald is good non spend based card ..not for cashback.better get grilled with axis atlas for reward .

Icici is stone age bank their reward system is not so good ..
Better use apay

But all comes down to what r u spends and where